Prepaid & Debit Cards

Prepaid Credit CardsA prepaid and debit card requires that the cardholder load money to the card before it can be used for purchases. As purchases are made, the amounts are deducted from the available balance and the debit card must again be reloaded. These cards are ideal for those who want to avoid the pitfalls of a credit card, such as interest charges or overspending. The following are the best prepaid and debit card offers as selected by the CreditCards.org staff:

  • $0 Monthly Fee
  • No Minimum Balance
  • No Credit Check. No Overdraft Fee.
  • Free Direct Deposit and Online Bill Payment
  • Use it everywhere Visa Debit Card accepted
  • Now with Purchase Rewards
  • Perfect for Occasional Usage
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A-N/A* N/A-N/A* N/A* $0* Bad Credit*
Intro APR Purchases N/A-N/A*
Intro APR Balance Transfer N/A-N/A*
Regular APR N/A*
Annual Fee $0*
Credit Needed Bad Credit*
  • Enroll in direct deposit today - receive your account number immediately.
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Transfer money to another ACE Elite cardholder with no fee.*
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
  • Earn up to 5% APY while you save in an optional savings account.*
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $9.95 monthly fee* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $9.95 monthly fee*
Credit Needed No Credit Check*
  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
  • Enroll in direct deposit today - receive your account number immediately.
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Always know your balance- by mobile app, email, or text message. Standard data rates apply.*
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $9.95 monthly fee* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee up to $9.95 monthly fee*
Credit Needed No Credit Check*
  • Use Direct Deposit - get your paycheck or government benefits check up to 2 days faster
  • Get your money faster when you E-file and direct deposit your tax refund to your Control Card!
  • Simple fee plan with no cost to order or activate a card and no overdraft fees
  • Qualify for a $10 Purchase Cushion and $5/month fee plan after a Direct Deposit of $500 in one calendar month
  • Earn Cash Back Rewards & Refer A Friend bonuses
  • Free Bill Pay and online budget management tools
  • Transfer money to other cardholders online or with your mobile phone
  • Free Smartphone App - check your transactions, balance and find the closest reload location
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
-N/A* N/A-N/A* N/A* N/A* Bad Credit*
Intro APR Purchases -N/A*
Intro APR Balance Transfer N/A-N/A*
Regular APR N/A*
Annual Fee N/A*
Credit Needed Bad Credit*
  • Perfect for Direct Deposit Tax Refund - Get your Tax Refund Fast without a traditional bank account.
  • Get Paid up to 2 days faster with Free Direct Deposit † - get your paycheck or benefits checks in your card account and access your funds up to 2 days earlier than payday.
  • 100% Guaranteed Approval - upon successful ID verification. No Credit check. No ChexSystems check. And no existing bank account required.
  • $0 Activation Fee. No Minimum Balance. No Overdraft fees.
  • $15 Bonus§ with recurring Direct Deposit. Never pay to cash your paychecks and get your pay faster.
  • Use it everywhere Visa Debit cards are accepted and pay anyone with PayAnyone Bill Pay. Shop online, rent a car, pay your rent and more.
  • Easy Mobile Account Access and Text Alerts. Get your account balance, transaction details sent to your phone within seconds
  • BBB Accredited A+ Company. Excellent Customer Service.
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* up to $9.95 monthly fee* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee up to $9.95 monthly fee*
Credit Needed No Credit Check*
  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck or government benefits up to 2 days faster with free direct deposit
  • Earn cash back with NetSpend Payback Rewards™
  • Real-time activity alerts sent to your mobile phone.
  • Prescription Discounts - up to 55% off!
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A-N/A* N/A-N/A* N/A* See Terms* Bad Credit*
Intro APR Purchases N/A-N/A*
Intro APR Balance Transfer N/A-N/A*
Regular APR N/A*
Annual Fee See Terms*
Credit Needed Bad Credit*
  • Free Direct Deposit your paychecks!
  • Account is fully FDIC-insured up to the balance of your card
  • Easy cash reloading at 50,000+ retail locations
  • Share money between two READYdebit cards instantly
  • No credit or Checksystems™ checks
  • No bounced checks - Ever!
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $14.95 monthly fee* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $14.95 monthly fee*
Credit Needed No Credit Check*
  • $0 Monthly Fee
  • No Credit Check or ChexSystems check
  • Instant Account Number
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • Easy 24/7 Online Account Access
  • Earn Purchase Rewards and Refer-a-Friend Cash Bonus
  • Use it Everywhere Mastercard Debit card accepted
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* See Terms* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee See Terms*
Credit Needed No Credit Check*

Related Offers

  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Loans from $100 – $10,000+
  • Repayment Terms up to 60 months!
  • Get your cash as fast as tomorrow
  • * APR between 4.999% & 35.80%
Credit Cards › Prepaid & Debit Cards

† Credit Karma users have received approvals with these TransUnion New Account credit scores. These approved metrics are only guidelines and approval is not guaranteed.