Advertiser Disclosure

Prepaid & Debit Cards

As opposed to secured credit cards, prepaid credit cards don’t actually use a credit line, which means that there’s no risk of torpedoing your credit score. Since prepaid credit cards are accepted by nearly all merchants that process credit cards, you’ll have the convenience of a credit card without any of their risks. In fact, many consumers find that their advantages outweigh the benefits of standard credit cards, which is reflected in their surging popularity. Below you’ll find several of the most attractive prepaid credit card offers on the market, all of which offer cardholders the pluses of traditional credit cards.

Carbon Prepaid Visa® RushCard

Carbon Prepaid Visa® RushCard
Intro APR for Balance Transfer
N/A
Regular APR
N/A
Annual fee
Variable
Monthly Fee
Apply Now
No Credit Needed

Benefits & Key features

  • Get your government benefits up to two days early with Direct Deposit.* Certain restrictions apply. See card site for details.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
  • Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit.*
  • Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy.* See card site for details.
  • Real time activity alerts to let you know when a deposit goes through or if your balance is running low.
  • Transfer money to another RushCard member for just $0.99 per transaction.
  • Click on "Apply Now" to learn more about Carbon Prepaid Visa RushCard.*

No Credit Needed

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
N/A
Annual Fee
Variable
Monthly Fee

Pink Netspend® Visa® Prepaid Card

Pink Netspend® Visa® Prepaid Card
Intro APR for Balance Transfer
N/A
Regular APR
N/A
Annual fee
Variable
Monthly Fee
Apply Now
No Credit Check

Benefits & Key features

  • With Netspend Direct Deposit, you can get paid faster than a paper check
  • No late fees or interest charges because this is not a credit card.
  • Use the Netspend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
  • Get your tax refund direct deposited to your account and no more waiting in line to cash your check!
  • Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. "Apply Now" for full details.

No Credit Check

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
N/A
Annual Fee
Variable
Monthly Fee

Netspend® Visa® Prepaid Card

Netspend® Visa® Prepaid Card
Intro APR for Balance Transfer
N/A
Regular APR
N/A
Annual fee
$9.95
monthly*
Apply Now
No Credit Check

Benefits & Key features

  • With Netspend Direct Deposit, you can get paid faster than a paper check
  • No late fees or interest charges because this is not a credit card.
  • Use the Netspend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
  • Get your tax refund direct deposited to your account and no more waiting in line to cash your check!
  • Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. "Apply Now" for full details.

No Credit Check

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
N/A
Annual Fee
$9.95
monthly*