Prepaid & Debit Cards

Prepaid Credit CardsA prepaid and debit card requires that the cardholder load money to the card before it can be used for purchases. As purchases are made, the amounts are deducted from the available balance and the debit card must again be reloaded. These cards are ideal for those who want to avoid the pitfalls of a credit card, such as interest charges or overspending. The following are the best prepaid and debit card offers as selected by the CreditCards.org staff:

  • Receive a $10 Bonus Credit*
  • A reloadable card for all your spending needs
  • Act now for No Activation Fee
  • No Bank Account
  • No Credit Checks
  • No Overdraft Fees
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $4.95 monthly fee* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $4.95 monthly fee*
Credit Needed No Credit Check*
  • The benefits of Cardmembership start here!
  • Free Direct Deposit
  • No Monthly, Annual or Purchase Fees
  • No Overdraft, Inactivity or Foreign Exchange Fees
  • Free Fraud Protection*
  • Purchase Protection and Roadside Assistance*
  • No Credit Check
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $0* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $0*
Credit Needed No Credit Check*
  • Real-time mobile alerts notify you of transactions and balances.
  • Free direct deposit - get your paycheck and government benefits up to 2 days faster.
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard®!
  • No credit check, overdraft fees or interest charges.
  • Get cash back rewards.
  • Safer than carrying cash - use it to pay for everyday purchases.
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $4.95 monthly fee* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $4.95 monthly fee*
Credit Needed No Credit Check*
  • Free sign up and no credit check
  • No monthly or annual fees
  • Get the prepaid card and mobile app
  • Send and receive money by email and text
  • American Express safety and security
  • Link a bank account, debit or credit card; add money with MoneyPak® and use at ATMs*
  • Get access to benefits such as Purchase Protection* underwritten by AMEX Assurance Company, Roadside Assistance* and Entertainment Access
  • *Terms, conditions and exclusions apply.
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $0* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $0*
Credit Needed No Credit Check*
  • Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
  • Choose from multiple fee plan options, and switch for free.
  • Transfer money to another RushCard member for just $0.99.
  • No overdraft fees.
  • Your money is covered by Visa Zero Liability protection. *Certain restrictions apply. See card site for details.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* Variable Monthly Fees* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee Variable Monthly Fees*
Credit Needed No Credit Check*
  • Instant Account Number - No Credit Check.
  • Free† Direct Deposit - paycheck, benefits, tax refunds
  • Easy Online Bill Payment & Mobile Account Access
  • No Purchase Transaction Fees
  • No Overdraft Fees or Balance Minimums
  • Withdraw cash at ATMs or get cash back with purchases
  • Free Credit ScoreTracker1
  • Choose Your Card Color - Blue or Pink
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $9.95 monthly fee* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $9.95 monthly fee*
Credit Needed No Credit Check*
  • Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
  • Easy Online Bill Pay - pay bills, rent, or write personal checks.
  • Free 24/7 customer service.
  • Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
  • Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* Variable Monthly Fees* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee Variable Monthly Fees*
Credit Needed No Credit Check*
  • 100% Guaranteed Approval - upon successful ID verification
  • $0 Activation Fee
  • $15 Bonus§ with Free† Direct Deposit
  • $10,000 balance limit
  • Shop online & Pay bills online
  • Easy Mobile Account Access
  • Deposits are FDIC insured
  • BBB Accredited A+ Company
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* Up to $9.95 monthly* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee Up to $9.95 monthly*
Credit Needed No Credit Check*
  • Get Your Premium Benefits:
  • Exclusive Rewards Program
  • Free Credit ScoreTracker1
  • Easy Mobile Account Access and Text Alerts
  • Easy Online Bill Payment & Check Writing
  • Free&dagger Direct Deposit - paycheck, benefits, tax refunds
  • No Credit Check, No Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance
  • Deposit is fully FDIC insured
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $14.95 monthly fee* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $14.95 monthly fee*
Credit Needed No Credit Check*
  • Perfect Card for Government/Benefits Checks Recipients
  • $0 Activation with Rebate*
  • 100% Guaranteed Approval*/No Credit Check
  • Free Direct Deposit of Your Pay or Government Check
  • Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
  • No Overdraft Fees or Minimum Balances
  • Online Checking - Electronic or Paper Checks
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $0* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $0*
Credit Needed No Credit Check*

Related Offers

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Credit Cards › Prepaid & Debit Cards