Prepaid & Debit Cards

Advertiser Disclosure

Prepaid Credit CardsA prepaid and debit card requires that the cardholder load money to the card before it can be used for purchases. As purchases are made, the amounts are deducted from the available balance and the debit card must again be reloaded. These cards are ideal for those who want to avoid the pitfalls of a credit card, such as interest charges or overspending. The following are the best prepaid and debit card offers as selected by the CreditCards.org staff:

Advertiser Disclosure
  • $0 Monthly Fee
  • No Minimum Balance
  • No Credit Check. No Overdraft Fee.
  • Free Direct Deposit and Online Bill Payment
  • Use it everywhere Visa Debit Card accepted
  • Now with Purchase Rewards
  • Perfect for Occasional Usage
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A N/A $0* Bad Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $0*
Credit Needed Bad Credit*
  • Use Direct Deposit - get your paycheck or government benefits check up to 2 days faster
  • Get your money faster when you E-file and direct deposit your tax refund to your Control Card!
  • Simple fee plan with no cost to order or activate a card and no overdraft fees
  • Qualify for a $10 Purchase Cushion and $5/month fee plan after a Direct Deposit of $500 in one calendar month
  • Earn Cash Back Rewards & Refer A Friend bonuses
  • Free Bill Pay and online budget management tools
  • Transfer money to other cardholders online or with your mobile phone
  • Free Smartphone App - check your transactions, balance and find the closest reload location
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A N/A N/A Bad Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee N/A*
Credit Needed Bad Credit*
  • Get payroll and government benefit checks up to 2 days faster* with direct deposit.
  • No credit check needed - 100% Approval* (ID verification required).
  • No credit card debt or late fees because this is not a credit card.
  • Earn cash back for using your card with the NetSpend Payback Rewards program.
  • Get real time activity alerts to your mobile phone or use the Mobile App to manage your account while you're on the go (Message & data rates may apply).
  • Earn up to $20 for every friend you refer.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details.
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A N/A $0* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $0*
Credit Needed No Credit Check*
  • Exclusive Rewards Program
  • Free Credit ScoreTracker1
  • Easy Mobile Account Access and Text Alerts
  • Easy Online Bill Payment & Check Writing
  • Free† Direct Deposit %u2014 paycheck, benefits, tax refunds
  • No Credit Check, No Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance
  • Deposit is fully FDIC insured
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A N/A $14.95 monthly fee* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $14.95 monthly fee*
Credit Needed No Credit Check*
  • Sign up for direct deposit and get paid up to 2 days faster* - payroll and government benefit checks.
  • Guaranteed Approval* - No credit check needed (ID verification required).
  • Sign up for NetSpend Payback Rewards and earn cash back.
  • No late fees or credit card debt because this is not a credit card.
  • Use the Mobile App to manage your account on the go and get real time text message alerts (Message & data rates may apply).
  • Customize your card to add a personal touch or an extra layer of security.*
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details.
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A N/A $0* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $0*
Credit Needed No Credit Check*
  • Trust Brink's with your money. Securing cash and valuables since 1859.
  • Get paid up to 2 days faster with Direct Deposit.
  • Access your money whenever, wherever you are. Use your mobile phone and online Account Center to check your balance, send money, find reload/ATM locations and much more.
  • Let Alerts help you stay connected to your money. Know when your card is used, direct deposit arrives, transaction details and your available balance.
  • Shop securely Online with a Virtual Account so you don't have to use your card number.
  • Add extra protection for shopping in stores by putting your photo on your card.
  • Earn Cash Back via the Payback Rewards program from restaurants, shops and more.
  • $10 Purchase Cushion When You're A Little Short.
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A N/A $0* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $0*
Credit Needed No Credit Check*
  • Get Paid up to 2 days faster with direct deposit - paychecks and government benefit checks
  • 100% Approval - No credit check needed (ID verification required).
  • No credit card debt or late fees, because it is not a credit card
  • Earn cash back with NetSpend Payback Rewards
  • Real-time activity alerts sent to your mobile phone.(Message rates may apply)
  • Prescription Discounts - up to 55% off!
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Card issued by MetaBank®, Member FDIC.
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A N/A See Terms Bad Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee See Terms*
Credit Needed Bad Credit*
  • $0 Monthly Fee
  • No Credit Check or ChexSystems check
  • Instant Account Number
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • Easy 24/7 Online Account Access
  • Earn Purchase Rewards and Refer-a-Friend Cash Bonus
  • Use it Everywhere Mastercard Debit card accepted
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A N/A See Terms No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee See Terms*
Credit Needed No Credit Check*
  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
  • Enroll in direct deposit today - receive your account number immediately.
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Always know your balance- by mobile app, email, or text message. Standard data rates apply.*
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A N/A up to $9.95 monthly fee* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee up to $9.95 monthly fee*
Credit Needed No Credit Check*
  • Get Paid up to 2 days faster with Free Direct Deposit † - get your paycheck or benefits checks in your card account and access your funds up to 2 days earlier than payday.
  • 100% Guaranteed Approval - upon successful ID verification. No Credit check. No ChexSystems check. And no existing bank account required.
  • $0 Activation Fee. No Minimum Balance. No Overdraft fees.
  • $15 Bonus§ with recurring Direct Deposit. Never pay to cash your paychecks and get your pay faster.
  • Use it everywhere Visa Debit cards are accepted and pay anyone with PayAnyone Bill Pay. Shop online, rent a car, pay your rent and more.
  • Easy Mobile Account Access and Text Alerts. Get your account balance, transaction details sent to your phone within seconds
  • BBB Accredited A+ Company. Excellent Customer Service.
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A N/A up to $9.95 monthly fee* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee up to $9.95 monthly fee*
Credit Needed No Credit Check*

Related Offers

  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Loans from $100 – $10,000+
  • Repayment Terms up to 60 months!
  • Get your cash as fast as tomorrow
  • * APR between 4.999% & 35.80%
Credit Cards › Prepaid & Debit Cards

† This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.