Prepaid & Debit Cards

Prepaid Credit Cards A prepaid and debit card requires that the cardholder load money to the card before it can be used for purchases. As purchases are made, the amounts are deducted from the available balance and the debit card must again be reloaded. These cards are ideal for those who want to avoid the pitfalls of a credit card, such as interest charges or overspending. The following are the best prepaid and debit card offers as selected by the CreditCards.org staff:

MAGIC Prepaid Mastercard® by Magic Johnson Experts Choice Offer

Receive a $10 Bonus Credit*
A reloadable card for all your spending needs
Act now for No Activation Fee
No Bank Account
No Credit Checks
No Overdraft Fees

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	$4.95 monthly fee*	No Credit Check*

American Express® Prepaid Card

The benefits of Cardmembership start here!
Free Direct Deposit
No Monthly, Annual or Purchase Fees
No Overdraft, Inactivity or Foreign Exchange Fees
Free Fraud Protection*
Purchase Protection and Roadside Assistance*
No Credit Check

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	$0*	No Credit Check*

PayPal™ Prepaid MasterCard®

Real-time mobile alerts notify you of transactions and balances.
Free direct deposit - get your paycheck and government benefits up to 2 days faster.
Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard®!
No credit check, overdraft fees or interest charges.
Get cash back rewards.
Safer than carrying cash - use it to pay for everyday purchases.

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	$4.95 monthly fee*	No Credit Check*

American Express® Serve

Free sign up and no credit check
No monthly or annual fees
Get the prepaid card and mobile app
Send and receive money by email and text
American Express safety and security
Link a bank account, debit or credit card; add money with MoneyPak® and use at ATMs*
Get access to benefits such as Purchase Protection* underwritten by AMEX Assurance Company, Roadside Assistance* and Entertainment Access
*Terms, conditions and exclusions apply.

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	$0*	No Credit Check*

Prepaid Visa® Classic RushCard

Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
Choose from multiple fee plan options, and switch for free.
Transfer money to another RushCard member for just $0.99.
No overdraft fees.
Your money is covered by Visa Zero Liability protection. *Certain restrictions apply. See card site for details.
Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	Variable Monthly Fees*	No Credit Check*

READYdebit Visa Prepaid Card

Instant Account Number - No Credit Check.
Free† Direct Deposit - paycheck, benefits, tax refunds
Easy Online Bill Payment & Mobile Account Access
No Purchase Transaction Fees
No Overdraft Fees or Balance Minimums
Withdraw cash at ATMs or get cash back with purchases
Free Credit ScoreTracker1
Choose Your Card Color - Blue or Pink

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	$9.95 monthly fee*	No Credit Check*

Prepaid Visa® Baby Phat RushCard

Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
Easy Online Bill Pay - pay bills, rent, or write personal checks.
Free 24/7 customer service.
Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
Access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance—free of charge.

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	Variable Monthly Fees*	No Credit Check*

Account Now® Gold Visa® PrePaid

100% Guaranteed Approval - upon successful ID verification
$0 Activation Fee
$15 Bonus§ with Free† Direct Deposit
$10,000 balance limit
Shop online & Pay bills online
Easy Mobile Account Access
Deposits are FDIC insured
BBB Accredited A+ Company

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	Up to $9.95 monthly*	No Credit Check*

READYdebit Platinum Visa Prepaid Card

Get Your Premium Benefits:
Exclusive Rewards Program
Free Credit ScoreTracker1
Easy Mobile Account Access and Text Alerts
Easy Online Bill Payment & Check Writing
Free&dagger Direct Deposit - paycheck, benefits, tax refunds
No Credit Check, No Overdraft Fees or Balance Minimums
Reloadable up to $10,000 Max Balance
Deposit is fully FDIC insured

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	$14.95 monthly fee*	No Credit Check*

Vision Silver Prepaid MasterCard®

Perfect Card for Government/Benefits Checks Recipients
$0 Activation with Rebate*
100% Guaranteed Approval*/No Credit Check
Free Direct Deposit of Your Pay or Government Check
Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
No Overdraft Fees or Minimum Balances
Online Checking - Electronic or Paper Checks

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	$0*	No Credit Check*

Related Offers

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Credit Cards › Prepaid & Debit Cards

Credit Rating	APR Avg
Excellent Credit	12.51%
Good Credit	16.57%
Fair Credit	20.87%
Bad/No Credit	34.26%