Ratings
Credit cards are rated with a score between 1 and 5, with 5 being the best. A rating of 0 means it hasn't been rated yet. Cards with multiple ratings carry an average score.
Reviews:
The credit card reviews on this site are unbiased in the sense that we do not write the reviews ourselves. Reviews are given by real card-holders and visitors like you. We like the freedom of speech, and we believe the best decisions are made when good information is shared.
Please keep in mind that the reviews on this site are strictly the views and opinions of the individuals who left them. We hold no responsibility for the comments made by our visitors. Please use your best judgement when interpreting the reviews.
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For every constructive review you leave on a credit card, we will factor it in to our rankings for cards in each category, which allows you to help other consumers make informed decisions.
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2-3-2012
by Chris Martin
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2-2-2012
by Dan Seitz
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12-5-2011
by Neil Hayashi
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Credit Card Tips & Advice • Latest from our Blog
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02-02-2012
A majority of Americans owe money to credit card companies: your average cardholder has a debt of $6500, and that's only going up. And some of us just aren't going to be able to pay it all off. But rather than go into collections, it's possible to get your card closed and to negotiate a payment plan that both you and your credit card company can be happy with. But if you want to go that route, you need to be ready. Here are five...
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10-20-2011
The short answer? Nothing whatsoever. It's a riddle for a lot of people: they get dozens of "pre-approved" offers in the mail, yet they know their credit report wasn't accessed. Some even decide to apply and discover their "pre-approved" status still leads to a rejection. So, why are they called "pre-approved" if they're not really approved in the first place?Because it gets people’s attention, that's why. The key...
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10-14-2011
The holidays are coming, and we’re here to urge you not to take on any more credit card debt this year. So make a resolution this year to stay off the plastic, and only spend cash for your holidays. Here's how. 1. Figure out where you went wrong last year. Did you spend too much on gifts? Was your Thanksgiving feast overly elaborate? Did you spend too much on travel? Figure out what your weakest...
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Your credit rating has a direct impact on the interest rate you'll pay on your credit cards. See below for today's APR averages:
| Credit Rating | APR Avg |
| Excellent Credit | 12.51% |
| Good Credit | 16.57% |
| Fair Credit | 20.87% |
| Bad/No Credit | 34.26% |
Dan Seitz
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Dan Seitz
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Dan Seitz
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