A secured credit card requires the cardholder to deposit a certain amount of money in order to secure a credit line. If you have had trouble getting approved for an unsecured card, this type of card may be right for you. Unlike prepaid cards, secured credit cards report your account activity to major consumer reporting agencies. The following are the best secured credit card offers as selected by the CreditCards.org staff:
A typical APR for the loans listed ranges from 261% to 1304% for a short-term loan.
All collection practices of these loans will always be in accordance with the principles of any federal regulation. Failure to repay the loan on time, delinquency or defaults on the registered account could negatively impact your credit score. Renewal policies vary for every lender, please read all the print presented on the application page. CreditCards.org does not fund any loans listed above. Click on the application for more details on terms and conditions.