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Secured Credit Cards

Secured credit cards are different from prepaid cards since cardholders are provided a credit line that will be reported to the Consumer Reporting Agencies. Even if you have a low credit score or a poor financial history, secured cards are one tool to show you can responsibly manage credit. Paying your minimum payment on time each month and keeping your balance low relative to your limit will provide your credit report with positive marks on a monthly basis. If your credit card applications have been turned down in the past due to bad credit, then a secured credit card is exactly the tool you need to regain control of your credit future. 

 

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