Advertiser Disclosure

Secured Credit Cards

Secured credit cards are different from prepaid cards since cardholders are provided a credit line that will be reported to the Consumer Reporting Agencies. Even if you have a low credit score or a poor financial history, secured cards are one tool to show you can responsibly manage credit. Paying your minimum payment on time each month and keeping your balance low relative to your limit will provide your credit report with positive marks on a monthly basis. If your credit card applications have been turned down in the past due to bad credit, then a secured credit card is exactly the tool you need to regain control of your credit future. 

 

OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card

Apply Now
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
Intro APR for Balance Transfer
N/A
Regular APR
18.89%
Annual fee
$35
Recommended Credit
No credit check
Apply Now
Intro APR for Balance Transfer
N/A
Regular APR
18.89%
Variable
Annual fee
$35
Apply Now
No credit check

Benefits & Key features

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

No credit check

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
18.89%
Variable
Annual Fee
$35

Capital One® Secured Mastercard®

Capital One® Secured Mastercard®

Capital One® Secured Mastercard®

Apply Now
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide
Intro APR for Balance Transfer
N/A
Regular APR
24.99%
Annual fee
$0
Recommended Credit
Limited/Bad Credit
Apply Now
Intro APR for Balance Transfer
N/A
Regular APR
24.99%
Variable
Annual fee
$0
Apply Now
Limited/Bad Credit

Benefits & Key features

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

Limited/Bad Credit

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
24.99%
Variable
Annual Fee
$0

First Progress Platinum Select MasterCard® Secured Credit Card

First Progress Platinum Select MasterCard® Secured Credit Card

First Progress Platinum Select MasterCard® Secured Credit Card

Apply Now
  • Fund your new MasterCard® secured credit card with your tax refund today!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
Intro APR for Balance Transfer
N/A
Regular APR
14.99%
Annual fee
$39
Recommended Credit
Bad Credit
Apply Now
Intro APR for Balance Transfer
N/A
Regular APR
14.99%
variable
Annual fee
$39
Apply Now
Bad Credit

Benefits & Key features

  • Fund your new MasterCard® secured credit card with your tax refund today!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

Bad Credit

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
14.99%
variable
Annual Fee
$39

Green Dot primor® Secured Visa Classic Card

Green Dot primor® Secured Visa Classic Card

Green Dot primor® Secured Visa Classic Card

Apply Now
  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus  
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
Intro APR for Balance Transfer
N/A
Regular APR
13.99%
Annual fee
$39
Recommended Credit
Bad Credit
Apply Now
Intro APR for Balance Transfer
N/A
Regular APR
13.99%
Annual fee
$39
Apply Now
Bad Credit

Benefits & Key features

  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus  
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.

Bad Credit

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
13.99%
Annual Fee
$39

First Latitude Platinum Mastercard® Secured Credit Card

First Latitude Platinum Mastercard® Secured Credit Card

First Latitude Platinum Mastercard® Secured Credit Card

Apply Now
  • No Annual Fee! Build up your credit with responsible card use.
  • Full-Feature Platinum Mastercard Secured Credit Card
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • 24/7 Online Access to Your Account
  • Nationwide program though not yet available in NY, IA, AR, or WI
  • *See Card Terms.
Intro APR for Balance Transfer
N/A
Regular APR
25.99%
Annual fee
Recommended Credit
Poor/Limited Credit
Apply Now
Intro APR for Balance Transfer
N/A
Regular APR
25.99%
V
Annual fee
Apply Now
Poor/Limited Credit

Benefits & Key features

  • No Annual Fee! Build up your credit with responsible card use.
  • Full-Feature Platinum Mastercard Secured Credit Card
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • 24/7 Online Access to Your Account
  • Nationwide program though not yet available in NY, IA, AR, or WI
  • *See Card Terms.

Poor/Limited Credit

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
25.99%
V
Annual Fee