Advertiser Disclosure

Secured Credit Cards

Secured credit cards are different from prepaid cards since cardholders are provided a credit line that will be reported to the Consumer Reporting Agencies. Even if you have a low credit score or a poor financial history, secured cards are one tool to show you can responsibly manage credit. Paying your minimum payment on time each month and keeping your balance low relative to your limit will provide your credit report with positive marks on a monthly basis. If your credit card applications have been turned down in the past due to bad credit, then a secured credit card is exactly the tool you need to regain control of your credit future. 

 

First PREMIER® Bank Secured Credit Card

First PREMIER® Bank Secured Credit Card

First PREMIER® Bank Secured Credit Card

Apply Now
  • If approved, fund your Security Deposit to open your account.  Once open, you will have the opportunity to build your credit limit up to $5,000
  • No credit history required to apply for this credit card
  • Reports monthly to the major Consumer Reporting Agencies unlike most prepaid accounts.
  • Previous bankruptcy OK ​​
  • Quarterly FICO score on your monthly billing statement.
Intro APR for Balance Transfer
N/A
Regular APR
See Issuer Website
Annual fee
See Issuer Website
Recommended Credit
Bad Credit
Apply Now
  • If approved, fund your Security Deposit to open your account.  Once open, you will have the opportunity to build your credit limit up to $5,000
  • No credit history required to apply for this credit card
  • Reports monthly to the major Consumer Reporting Agencies unlike most prepaid accounts.
  • Previous bankruptcy OK ​​
  • Quarterly FICO score on your monthly billing statement.
Apply Now
Bad Credit

Bad Credit

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
See Issuer Website
Annual Fee
See Issuer Website