Small Business Credit Cards

Small Business Credit CardsA small business credit card is designed for business owners, executives, and company employees who need the purchasing power of a credit card for their business objectives. These cards enable the business to establish a credit line in the name of the business, while also helping to track expenses by cardholder. The following are the best small business credit card offers as selected by the CreditCards.org staff:
Capital One® SparkSM Classic for Business

3123
  • Enjoy no annual fee
  • Build business credit with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Separate business expenses from personal expenses
  • $0 Fraud Liability if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A**N/A**22.90% (Variable)** Average Credit
InkSM Classic Business

3396
  • Up to 25,000 bonus points – 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!
  • 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
  • 1 point per dollar on all other card purchases with no limit on the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 12 months
  • No Annual Fee
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0% APR for 12 months*0% APR for 12 months*10.24%* Good Credit
Capital One® SparkSM Miles Select for Business

3121
  • Get a 50% bonus on the miles you earn every year
  • Earn 1 mile per dollar on every purchase, every day
  • Save with 0% intro APR until November 2012
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - Until 11/2012 **N/A**14.90-19.90% (Variable)** Excellent Credit
CitiBusiness ThankYou® Card

3409
  • Designed for businesses with an established credit history
  • Earn 15,000 bonus ThankYou® points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards
  • 0% intro APR on Purchases for 6 months. After that, 13.24% variable
  • Earn 3 ThankYou® points for every $1 you spend on eligible purchases in rotating business categories
  • Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash
  • No limit to the amount of points you can earn on purchases and points don't expire
  • No Annual Fee*
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - 6 Months **N/A**13.24% (Variable)** Excellent Credit
Capital One® SparkSM Cash Select for Business

3122
  • Get a 50% bonus on the cash back you earn every year
  • Earn 1% cash back on every purchase, every day
  • Save with 0% intro APR on purchases until November 2012
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - Until 11/2012 **N/A**14.90-19.90% (Variable)** Excellent Credit
PEX Visa® Prepaid Card For Business

3466
  • Instantly fund employee purchases.
  • Gain 24/7 control over where and how much employees spend.
  • Save money - no surprise interest charges or overdraft fees.
  • Free Trial Period - No Monthly Fee for at least 2 months after you enroll
  • No transaction fees
  • No deposit fees
  • Cards are personalized with the cardholder's name
  • The funds on deposit are corporate funds - not employee-owned
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*N/A*N/A* No Credit Check
The Business Gold Rewards Card® from American Express OPEN

2231
  • For a limited time: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
  • Earn points even faster to get more rewards for your business
  • 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else*
  • One million rewards from over 500 brands
  • 24/7 support for everything from identity theft to travel emergencies
  • $0 introductory annual fee for the first year, then $175
  • Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year
  • Terms & Restrictions Apply.
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A**N/A**N/A** Excellent Credit