Small Business Credit Cards

Small Business Credit CardsA small business credit card is designed for business owners, executives, and company employees who need the purchasing power of a credit card for their business objectives. These cards enable the business to establish a credit line in the name of the business, while also helping to track expenses by cardholder. The following are the best small business credit card and prepaid credit card offers as selected by the CreditCards.org staff:

Ink Cash(SM) Business Card Experts Choice Offer
Ink Cash(SM) Business Card Apply Now
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  • Earn $200 bonus cash back after you spend $3,000 in 3 months from account opening
  • 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2% cash back on the first $25,000 spent annually at gas stations and restaurants
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 6 months on purchases and balance transfers
  • No annual fee
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Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-6 mths* 0%-6 mths* 13.24% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-6 mths*
Intro APR Balance Transfer 0%-6 mths*
Regular APR 13.24% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
Capital One® Spark℠ Classic for Business
Capital One® Spark℠ Classic for Business Apply Now
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  • Enjoy no annual fee
  • Build business credit with responsible use with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Separate business expenses from personal expenses
  • $0 Fraud Liability if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, employee cards at no additional cost, and experienced small business customer service
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Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 22.90% (Variable)* $0* Average Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 22.90% (Variable)*
Annual Fee $0*
Credit Needed Average Credit*
Capital One® Spark℠ Cash Select for Business
Capital One® Spark℠ Cash Select for Business Apply Now
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  • Get a 50% bonus on the cash back you earn every year
  • Earn 1% cash back on every purchase, every day
  • Save with 0% intro APR on all purchases until December 2013
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
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Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-until December 2013* N/A* 12.90% - 20.90% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-until December 2013*
Intro APR Balance Transfer N/A*
Regular APR 12.90% - 20.90% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
CitiBusiness ThankYou℠ Card
CitiBusiness ThankYou℠ Card Apply Now
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  • Designed for businesses with an established credit history
  • Earn 15,000 bonus ThankYou® points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards
  • 0% intro APR on Purchases for 6 months. After that, 13.24% variable
  • Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories
  • Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash
  • No limit to the amount of points you can earn on purchases and points don't expire
  • No Annual Fee*
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-6 mths* N/A* 13.24% (Variable)* N/A* Excellent Credit*
Intro APR Purchases 0%-6 mths*
Intro APR Balance Transfer N/A*
Regular APR 13.24% (Variable)*
Annual Fee N/A*
Credit Needed Excellent Credit*
Ink Bold® Business Card
Ink Bold® Business Card Apply Now
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  • Earn 50,000 bonus points after you spend $5,000 in the first 3 months from account opening.
  • No interest charges because it's a pay in full charge card.
  • Earn 5X points per dollar in select business categories.
  • 1:1 point transfer to leading frequent travel programs.
  • No foreign transaction fees
  • Direct access to a live service advisor anytime.
  • $0 Intro Annual Fee for the first year, then $95.
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Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $95, first year free* Good Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $95, first year free*
Credit Needed Good Credit*
Capital One® Spark℠ Miles for Business
Capital One® Spark℠ Miles for Business Apply Now
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  • Earn 2 miles per dollar on every purchase, every day
  • Get 10,000 bonus miles - just spend $1,000 on purchases within the first 3 months
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • Enjoy exclusive, award-winning customer service
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards, merchandise, and more
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
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Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 13.90% - 20.90% (Variable)* $0 intro for first year; $59 after that* Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 13.90% - 20.90% (Variable)*
Annual Fee $0 intro for first year; $59 after that*
Credit Needed Excellent Credit*
Capital One® Spark℠ Cash for Business
Capital One® Spark℠ Cash for Business Apply Now
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  • Earn 2% cash back on every purchase, every day
  • Get a $100 cash bonus - just spend $1,000 on purchases within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 13.90% - 20.90% (Variable)* $0 intro for first year; $59 after that* Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 13.90% - 20.90% (Variable)*
Annual Fee $0 intro for first year; $59 after that*
Credit Needed Excellent Credit*
Starwood Preferred Guest® Business Credit Card from American Express
Starwood Preferred Guest® Business Credit Card from American Express Apply Now
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  • Starpoints® bonus: Earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
  • Redeem Starpoints® at over 1,100 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines with SPG Flights - all with no blackout dates
  • Earn up to 5 Starpoints® for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest® program
  • Earn 1 Starpoint® for each dollar of eligible purchases
  • $0 introductory annual fee for the first year, then $65
  • Terms and limitations apply
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
None* N/A* 15.24% - 19.24% Variable* $0 introductory annual fee for the first year, then $65* Excellent Credit*
Intro APR Purchases None*
Intro APR Balance Transfer N/A*
Regular APR 15.24% - 19.24% Variable*
Annual Fee $0 introductory annual fee for the first year, then $65*
Credit Needed Excellent Credit*
CitiBusiness®/ AAdvantage® World MasterCard®
CitiBusiness®/ AAdvantage® World MasterCard® Apply Now
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  • Designed for businesses with an established credit history
  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
  • First eligible checked bag free for you and up to 4 traveling companions*
  • Priority Boarding with Group 1 privileges*
  • Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants*
  • 25% Savings on eligible in-flight purchases
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Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 15.24% (Variable)* $95, waived for the first 12 months* Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 15.24% (Variable)*
Annual Fee $95, waived for the first 12 months*
Credit Needed Excellent Credit*
Business Green Rewards Card from American Express OPEN
Business Green Rewards Card from American Express OPEN Apply Now
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  • Receive 5,000 bonus points on your first purchase
  • No pre-set spending limit* or finance charges
  • Earn one Membership Rewards® point for every dollar you spend
  • Redeem points toward top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
  • $0 introductory annual fee for the first year, then $95
  • Terms and Restrictions Apply.
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $0 introductory annual fee for the first year, then $95* Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $0 introductory annual fee for the first year, then $95*
Credit Needed Excellent Credit*

Related Offers

Springleaf Financial Loans
Springleaf Financial Loans Apply Now
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  • Loans from $1,000 - $25,000 or more
  • Lower Interest rates
  • Loans for ANY Reason
  • Loans to meet your needs & fit your budget
  • 1,100 branch locations for your convenience
Apply Now
Credit Cards › Small Business Credit Cards