Advertiser Disclosure

Small Business Credit Cards

Credit cards are an excellent way for small business owners to secure funding for their companies, especially now that gaining approval for a traditional small business loan from a bank is a daunting process. These small business credit cards are specifically geared towards the needs of small business owners, providing you with favorable terms and the capital you need to get your business up and running. Whether you’re creating a startup or trying to securing more funds for an established company, acquiring a small business credit card can benefit your entire business. The following are our most popular Business credit cards offered by our partners:

Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business

Apply Now
  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening
  • Miles won't expire for the life of the account, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $95 after that
  • There's no limit to the amount of miles you can earn
  • Redeem miles for travel, cash back, gift cards and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions
Intro APR for Balance Transfer
N/A
Regular APR
18.49%
Annual fee
$95
Recommended Credit
Excellent/Good Credit
Apply Now
Intro APR for Balance Transfer
N/A
Regular APR
18.49%
Variable
Annual fee
$95
Waived first year
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening
  • Miles won't expire for the life of the account, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $95 after that
  • There's no limit to the amount of miles you can earn
  • Redeem miles for travel, cash back, gift cards and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
18.49%
Variable
Annual Fee
$95
Waived first year

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

Apply Now
  • Designed for businesses
  • For a limited time, earn 70,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines flights*
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases*
  • Earn 2 AAdvantage® miles for every $1 spent on purchases at telecommunications, car rental merchants and at gas stations*
  • Earn 1 AAdvantage® mile per $1 spent on other purchases*
Intro APR for Balance Transfer
N/A
Regular APR
17.24% - 25.24%*
Annual fee
$95
Recommended Credit
Excellent/Good Credit
Apply Now
Intro APR for Balance Transfer
N/A
Regular APR
17.24% - 25.24%*
Variable
Annual fee
$95
waived for first 12 months*
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Designed for businesses
  • For a limited time, earn 70,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines flights*
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases*
  • Earn 2 AAdvantage® miles for every $1 spent on purchases at telecommunications, car rental merchants and at gas stations*
  • Earn 1 AAdvantage® mile per $1 spent on other purchases*

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
17.24% - 25.24%*
Variable
Annual Fee
$95
waived for first 12 months*

Costco Anywhere Visa® Business Card by Citi

Costco Anywhere Visa® Business Card by Citi

Costco Anywhere Visa® Business Card by Citi

Apply Now
  • Exclusively for Costco Members: Go Big with Cash Back Rewards. Receive a reward coupon annually which is redeemable for cash or merchandise at US Costco warehouses
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
Intro APR for Balance Transfer
N/A
Regular APR
16.74%*
Annual fee
$0
Recommended Credit
Excellent Credit
Apply Now
Intro APR for Balance Transfer
N/A
Regular APR
16.74%*
Variable
Annual fee
$0
Apply Now
Excellent Credit

Benefits & Key features

  • Exclusively for Costco Members: Go Big with Cash Back Rewards. Receive a reward coupon annually which is redeemable for cash or merchandise at US Costco warehouses
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases

Excellent Credit

Credit Needed
720
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
16.74%*
Variable
Annual Fee
$0