Student Credit Cards

Advertiser Disclosure

Student Credit CardsA student credit card is designed for those who are 18 years or older and currently enrolled in an academic institution. These cards enable students to establish a positive credit history and often feature rewards and other incentives that appeal to young adults. The following are the best student credit card offers as selected by the CreditCards.org staff:

Advertiser Disclosure
  • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed.* 1% cash back on all other purchases.
  • Redeem your cashback for any amount, any time*. Your cash back never expires.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • Free FICO® Credit Score online and on your monthly statements so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.- based customer service— day or night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A 10.99% for 6 mths* 12.99%-21.99% Variable* $0* Fair Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer 10.99% for 6 mths*
Regular APR 12.99%-21.99% Variable*
Annual Fee $0*
Credit Needed Fair Credit*
Journey® Student Rewards from Capital One® Apply Now
  • Earn 1% cash back on every purchases, plus a 25% bonus on the cash back you earn each month you pay on time - for a total of 1.25% cash back
  • There’s no limit to the amount of cash back you can earn, and rewards don’t expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly payment due date that works best for you
626
average
542
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 19.8%* Variable $0* Fair Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 19.8% Variable*
Annual Fee $0*
Credit Needed Fair Credit*
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no signups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases for 6 months—then a variable purchase APR applies, currently 12.99% - 21.99%.
  • Redeem your cashback for any amount, any time*. Your cash back never expires.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.- based customer service— day or night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking “Apply.”
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%*-6 mths* See Terms* 12.99% - 21.99% Variable* $0* Fair Credit*
Intro APR Purchases 0%-6 mths*
Intro APR Balance Transfer See Terms*
Regular APR 12.99% - 21.99% Variable*
Annual Fee $0*
Credit Needed Fair Credit*
Discover it® for Students with $20 Cash Back Apply Now
  • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back in categories that change each quarter. Now - June 30 earn 5% at Restaurants & Movies on up to $1,500 in purchases after you sign up.* 1% cash back on all other purchases.
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.- based customer service— day or night.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
656
average
606
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 12.99%-21.99% Variable* $0* Fair Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 12.99%-21.99% Variable*
Annual Fee $0*
Credit Needed Fair Credit*
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
641
average
573
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%*-7 mths N/A 13.99%-23.99%* Variable $0* Good Credit*
Intro APR Purchases 0%-7 mths*
Intro APR Balance Transfer N/A*
Regular APR 13.99%-23.99% Variable*
Annual Fee $0*
Credit Needed Good Credit*

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  • Good, Bad and No Credit Welcome!
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
Credit Cards › Student Credit Cards

† This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.