Advertiser Disclosure

Student Credit Cards

It’s never too early to begin building up a strong credit history, and it’s critical that you have an eye on your credit score even as a college student. These student credit cards are designed exactly for that purpose, providing students with the ability to build credit history even while still in school. Even if you’re a typical student and not moving around large sums of money, these credit cards can significantly improve your credit score by the time you graduate. The earlier you start building your credit, the better your position will be upon graduation.

Journey® Student Rewards from Capital One®

Journey® Student Rewards from Capital One®
Intro APR for Balance Transfer
N/A
Regular APR
24.99%
(Variable)
Annual fee
$0
Apply Now
Average/Fair/Limited Credit

Benefits & Key features

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • Pick the monthly due date that works best for you
  • Get customized alerts and manage your account with the Capital One mobile app

Average/Fair/Limited

Credit Needed
300
680
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
24.99%
(Variable)
Annual Fee
$0

Citi ThankYou® Preferred Card for College Students

Citi ThankYou<sup>&reg;</sup> Preferred Card for College Students
Intro APR for Balance Transfer
N/A
Regular APR
16.24% - 26.24%*
(Variable)
Annual fee
$0*
Apply Now
Good Credit

Benefits & Key features

  • Enjoy 0% Intro APR for 7 months on purchases from date of account opening; after that the variable APR will be 16.24% - 26.24% based upon your creditworthiness*
  • Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening
  • 2,500 ThankYou® Points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed at thankyou.com
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*

Good

Credit Needed
680
720
Intro APR
(Purchases)
0%
for 7 months*
Intro APR
(Balance Transfer)
N/A
Regular APR
16.24% - 26.24%*
(Variable)
Annual Fee
$0*