Student Credit Cards

Student Credit CardsA student credit card is designed for those who are 18 years or older and currently enrolled in an academic institution. These cards enable students to establish a positive credit history and often feature rewards and other incentives that appeal to young adults. The following are the best student credit card offers as selected by the CreditCards.org staff:
Discover it® for Students with $20 Cashback Bonus Experts Choice Offer
Discover it® for Students with $20 Cashback Bonus
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous...5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most out of your rewards for how you use your card.
  • Flexible...Choose your own due date and pay up to midnight ET online or by phone.
  • Human...talk to a real person any time with 100% U.S.-based service.
  • Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.* Standard variable purchase APR*- 12.99% - 18.99%. *Click apply for Terms & Conditions.
 Apply for Discover it® for Students with $20 Cashback Bonus
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* See Terms* 12.99%-18.99% (Variable)* $0* Fair Credit*
Discover it® for Students
Discover it® for Students
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous…5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% intro APR* on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%. *Click apply for Terms & Conditions.
 Apply for Discover it® for Students
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-6 mths* See Terms* 12.99%- 18.99 (Variable)* $0* Fair Credit*
Journey Student Rewards from Capital One®
Journey Student Rewards from Capital One®
  • Designed to help students build good credit with responsible use
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
  • Customizable text and e-mail alerts to help keep you on track
  • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
 Apply for Journey Student Rewards from Capital One®
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 19.80% (Variable)* $0* Average Credit*
Citi® Dividend® Card for College Students
Citi® Dividend® Card for College Students
  • Earn bonus cash back each quarter on new must-have categories– like department stores, travel and more, with enrollment
  • Earn a full 1% cash back on all other purchases
  • Free enrollment each quarter for new categories that earn additional cash back.
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee
 Apply for Citi® Dividend® Card for College Students
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-7 mths* N/A* 13.99% - 23.99% (Variable)* $0* Good Credit*
American Express® Serve
American Express® Serve
  • Free sign up and no credit check
  • No monthly or annual fees
  • Get the prepaid card and mobile app
  • Send and receive money by email and text
  • American Express safety and security
  • Link a bank account, debit or credit card; add money with MoneyPak® and use at ATMs*
  • Get access to benefits such as Purchase Protection* underwritten by AMEX Assurance Company, Roadside Assistance* and Entertainment Access
  • *Terms, conditions and exclusions apply.
 Apply for American Express® Serve
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* N/A* $0* No Credit Check*
Citi Forward® Card for College Students
Citi Forward® Card for College Students
  • No Cosigner required
  • 5 ThankYou® Points for every $1 you spend at restaurants and on entertainment; 1 point per $1 on all other purchases.
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line.
 Apply for Citi Forward® Card for College Students
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0% - 7 Months* N/A* 13.99%-23.99% (Variable)* $0* Good Credit*
 

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Credit Cards › Student Credit Cards