Student Credit Cards

Advertiser Disclosure

Student Credit CardsA student credit card is designed for those who are 18 years or older and currently enrolled in an academic institution. These cards enable students to establish a positive credit history and often feature rewards and other incentives that appeal to young adults. The following are the best student credit card offers as selected by the CreditCards.org staff:

Advertiser Disclosure
Discover it® chrome for Students Apply Now
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases for 6 months - then a variable purchase APR applies, currently 12.99% - 21.99%.
  • APR won't go up if you pay late.*
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S. based customer service - anytime, day and night.
  • *Click "Apply Now" to see rates, rewards, free FICO® Credit Score terms and other information.
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Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%*-6 mths* See Terms* 12.99% - 21.99% Variable* $0* Fair Credit*
Intro APR Purchases 0%-6 mths*
Intro APR Balance Transfer See Terms*
Regular APR 12.99% - 21.99% Variable*
Annual Fee $0*
Credit Needed Fair Credit*
Journey℠ Student Rewards from Capital One® Apply Now
  • Earn 1% cash back on every purchase
  • For every month you pay on time, you receive a 25% bonus - that’s a total of 1.25% cash back
  • There’s no limit to the amount of cash back you can earn, and rewards don’t expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly payment due date that works best for you
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645
average
597
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 19.8%* Variable $0* Fair Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 19.8% Variable*
Annual Fee $0*
Credit Needed Fair Credit*
Discover it® chrome for Students with $20 Cashback Bonus Apply Now
  • Get a $20 Cashback Bonus®* when you make your first purchase within 3 months of approval.
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed.* 1% cash back on all other purchases.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • Free FICO® Credit Score online and on your monthly statements so you can track your score's progress*.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • 100% U.S.-based customer service—anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Apply Now
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Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
999%-0 * 999%-0 * 12.99%-21.99% Variable* $0* Average Credit*
Intro APR Purchases 999%-0 *
Intro APR Balance Transfer 999%-0 *
Regular APR 12.99%-21.99% Variable*
Annual Fee $0*
Credit Needed Average Credit*
Discover it® for Students with $20 Cashback Bonus Apply Now
  • Experience our cash rewards with $20 Cashback Bonus® after you make your first purchase within 3 months of approval*.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases*.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Apply Now
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656
average
606
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 12.99%-21.99% Variable* $0* Average Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 12.99%-21.99% Variable*
Annual Fee $0*
Credit Needed Average Credit*
Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points Apply Now
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
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666
average
613
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%*-7 mths N/A 13.99%-23.99%* Variable $0* Good Credit*
Intro APR Purchases 0%-7 mths*
Intro APR Balance Transfer N/A*
Regular APR 13.99%-23.99% Variable*
Annual Fee $0*
Credit Needed Good Credit*
Discover it® for Students Apply Now
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR*.
  • 5% cash back for online shopping and department store purchases on up to $1,500 - Oct. through Dec. 2014 when you sign up*. 1% cash back on all other purchases.
  • Free FICO® Credit Score online and on monthly statements*.
  • Talk to a real person any time with 100% U.S.-based service.
  • Looks out for you-since each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases*.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Apply Now
Apply Now
672
average
629
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-6 mths* N/A 12.99%-21.99% Variable* $0* Fair Credit*
Intro APR Purchases 0%-6 mths*
Intro APR Balance Transfer N/A*
Regular APR 12.99%-21.99% Variable*
Annual Fee $0*
Credit Needed Fair Credit*

Related Offers

  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Loans from $100 – $10,000+
  • Repayment Terms up to 60 months!
  • Get your cash as fast as tomorrow
  • * APR between 4.999% & 35.80%
Credit Cards › Student Credit Cards

† This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.