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Student Credit Cards

Student Credit CardsA student credit card is designed for those who are 18 years or older and currently enrolled in an academic institution. These cards enable students to establish a positive credit history and often feature rewards and other incentives that appeal to young adults. The following are the best student credit card offers as selected by the CreditCards.org staff:

Advertiser Disclosure

Editor’s choice

  • Discover it® chrome for Students

    INTRO APR
    0%*-6 mths*

    APR
    12.99% - 21.99% Variable*

    Credit Needed: Fair Credit

    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
    • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no signups needed*. 1% cash back on all your other purchases.
    • 0% intro APR on purchases for 6 months—then a variable purchase APR applies, currently 12.99% - 21.99%.
    • Redeem your cashback for any amount, any time*. Your cash back never expires.
    • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • 100% U.S.- based customer service— day or night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking “Apply.”

    Intro APR Purchases

    0%*-6 mths*

    Into APR Balance Transfer

    See Terms*

    Regular APR

    12.99% - 21.99% Variable*

    Annual Fee

    $0*

    Credit Needed

    Fair Credit*

  • Journey℠ Student Rewards from Capital One®

    ANNUAL FEE
    $0

    APR
    19.8%* Variable

    Credit Needed: Fair Credit

    • Earn 1% cash back on every purchase
    • For every month you pay on time, you receive a 25% bonus - that’s a total of 1.25% cash back
    • There’s no limit to the amount of cash back you can earn, and rewards don’t expire
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Pay no annual fee or foreign transaction fees
    • Fraud coverage if your card is lost or stolen
    • Pick the monthly payment due date that works best for you

    Intro APR Purchases

    N/A

    Into APR Balance Transfer

    N/A

    Regular APR

    19.8%* Variable

    Annual Fee

    $0*

    Credit Needed

    Fair Credit*

  • Discover it® chrome for Students with $20 Cashback Bonus

    ANNUAL FEE
    $0

    APR
    12.99% - 21.99% Variable*

    Credit Needed: Average Credit

    • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
    • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed.* 1% cash back on all other purchases.
    • Redeem your cashback for any amount, any time*. Your cash back never expires.
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
    • Free FICO® Credit Score online and on your monthly statements so you can track your score's progress*.
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • 100% U.S.- based customer service— day or night.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."

    Intro APR Purchases

    11%-6 Months*

    Into APR Balance Transfer

    11%-6 Months*

    Regular APR

    12.99%-21.99% Variable*

    Annual Fee

    $0*

    Credit Needed

    Average Credit*

  • Discover it® for Students with $20 Cashback Bonus

    ANNUAL FEE
    $0

    APR
    12.99% - 21.99% Variable*

    Credit Needed: Average Credit

    • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
    • 5% Cashback Bonus for gas and ground transportation on up to $1500 in purchases from Jan. through Mar. 2015 after you sign up for 5% Cashback Bonus. 1% cash back on all other purchases.
    • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • 100% U.S.- based customer service— day or night.
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."

    Intro APR Purchases

    N/A

    Into APR Balance Transfer

    N/A

    Regular APR

    12.99%-21.99% Variable*

    Annual Fee

    $0*

    Credit Needed

    Average Credit*

  • Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points

    INTRO APR
    0%*-7 mths

    APR
    13.99% - 23.99%* Variable

    Credit Needed: Good Credit

    • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
    • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
    • 1 ThankYou® Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
    • Travel with ease and enjoy global acceptance with Chip Technology
    • No annual fee*

    Intro APR Purchases

    0%*-7 mths

    Into APR Balance Transfer

    N/A

    Regular APR

    13.99%-23.99%* Variable

    Annual Fee

    $0*

    Credit Needed

    Good Credit*

  • Discover it® for Students

    INTRO APR
    0%-6 mths

    APR
    12.99% - 21.99% Variable*

    Credit Needed: Fair Credit

    • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
    • 5% Cashback Bonus for gas and ground transportation on up to $1500 in purchases from Jan. through Mar. 2015 after you sign up for 5% Cashback Bonus. 1% cash back on all other purchases.
    • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
    • 100% U.S.- based customer service— day or night.
    • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
    • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
    • Free text alerts can remind you when your payment is due. And free mobile app helps you stay on top of your account.
    • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."

    Intro APR Purchases

    0%-6 mths*

    Into APR Balance Transfer

    N/A

    Regular APR

    12.99%-21.99% Variable*

    Annual Fee

    $0*

    Credit Needed

    Fair Credit*

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  • Clicknloan_logo
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Credit Karma users have received approvals with these TransUnion New Account credit scores. These approved metrics are only guidelines and approval is not guaranteed.

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