Student Credit Cards
A student credit card is designed for those who are 18 years or older and currently enrolled in an academic institution. These cards enable students to establish a positive credit history and often feature rewards and other incentives that appeal to young adults. The following are the best student credit card offers as selected by the CreditCards.org staff:
- The new Discover it card is out to change the way people think about credit cards.
- Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
- Generous…5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% intro APR* on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%. *Click apply for Terms & Conditions.
| Intro APR Purchases | 0%-6 mths* |
|---|---|
| Intro APR Balance Transfer | See Terms* |
| Regular APR | 12.99%- 18.99 (Variable)* |
| Annual Fee | $0* |
| Credit Needed | Fair Credit* |
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
| Intro APR Purchases | N/A* |
|---|---|
| Intro APR Balance Transfer | N/A* |
| Regular APR | 19.80% (Variable)* |
| Annual Fee | $0* |
| Credit Needed | Average Credit* |
- Earn bonus cash back each quarter on new must-have categories– like department stores, travel and more, with enrollment
- Earn a full 1% cash back on all other purchases
- Free enrollment each quarter for new categories that earn additional cash back.
- Manage your account online, on your tablet or on your Smartphone
- No Annual Fee
| Intro APR Purchases | 0%-7 mths* |
|---|---|
| Intro APR Balance Transfer | N/A* |
| Regular APR | 13.99% - 23.99% (Variable)* |
| Annual Fee | $0* |
| Credit Needed | Good Credit* |
- Free sign up and no credit check
- No monthly or annual fees
- Get the prepaid card and mobile app
- Send and receive money by email and text
- American Express safety and security
- Link a bank account, debit or credit card; add money with MoneyPak® and use at ATMs*
- Get access to benefits such as Purchase Protection* underwritten by AMEX Assurance Company, Roadside Assistance* and Entertainment Access
- *Terms, conditions and exclusions apply.
| Intro APR Purchases | N/A* |
|---|---|
| Intro APR Balance Transfer | N/A* |
| Regular APR | N/A* |
| Annual Fee | $0* |
| Credit Needed | No Credit Check* |
- No Cosigner required
- 5 ThankYou® Points for every $1 you spend at restaurants and on entertainment; 1 point per $1 on all other purchases.
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line.
| Intro APR Purchases | 0% - 7 Months* |
|---|---|
| Intro APR Balance Transfer | N/A* |
| Regular APR | 13.99%-23.99% (Variable)* |
| Annual Fee | $0* |
| Credit Needed | Good Credit* |
Related Offers
- Loans from $1,000 - $25,000 or more
- Lower Interest rates
- Loans for ANY Reason
- Loans to meet your needs & fit your budget
- 1,100 branch locations for your convenience
Credit Cards › Student Credit Cards
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