U.S. Bank

Advertiser Disclosure

U.S. Bank credit cards are generally for applicants with an excellent credit rating and feature flex points, rewards programs and other benefits that are popular with consumers. The following are the best U.S. Bank credit card offers as selected by the CreditCards.org staff:

Advertiser Disclosure
  • 3% cash back on all cellular, gas and office supply store net purchases
  • 1% cash back on all other net purchases
  • No cap on rewards and they never expire!
  • Plus, a 25% Annual Cash Rewards bonus, up to $250
  • No annual fee
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%* for 9 billing cycles* N/A 11.99%-17.99%* (Variable) $0* Excellent Credit*
Intro APR Purchases 0% for 9 billing cycles*
Intro APR Balance Transfer N/A*
Regular APR 11.99%-17.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 spent in net purchases
  • Earn double FlexPoints on the category you spend the most on (gas, office supplies or airline) and most cell phone expenses during each billing cycle
  • Earn Triple FlexPoints on qualifying charitable donations
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • $0 intro Annual Fee* the first year, and $55 per year thereafter (+$10 for employees)
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 11.99%-17.99%* (Variable) $0 intro for the first year, then $55* Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 11.99%-17.99% (Variable)*
Annual Fee $0 intro for the first year, then $55*
Credit Needed Excellent Credit*

Related Offers

  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
Credit Cards › U.S. Bank

† This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.