U.S. Bank

U.S. BankU.S. Bank credit cards are generally for applicants with an excellent credit rating and feature flex points, rewards programs and other benefits that are popular with consumers. The following are the best U.S. Bank credit card offers as selected by the CreditCards.org staff:

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-15 billing period* 0%-15 billing period* 9.99%-23.99% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-15 billing period*
Intro APR Balance Transfer 0%-15 billing period*
Regular APR 9.99%-23.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
  • 0% Intro APR* for 15 billing cycles on purchases and balance transfers
  • Earn 3% cash rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases
  • 25% annual bonus of your prior year's cash rewards up to $250
  • No cap on the cash rewards you can earn and they never expire
  • $0* annual fee if you make one purchase per year, otherwise $25*
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-15 billing period* 0%-15 billing period* 11.99%-17.99% (Variable)* $0 with one purchase per year* Excellent Credit*
Intro APR Purchases 0%-15 billing period*
Intro APR Balance Transfer 0%-15 billing period*
Regular APR 11.99%-17.99% (Variable)*
Annual Fee $0 with one purchase per year*
Credit Needed Excellent Credit*
  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card
  • Earn two FlexPoints for every $1 spent on gas, office supplies or airline purchases - whichever you spend most on each monthly billing cycle — and on most cell phone expenses
  • Earn Triple FlexPoints for your charitable donations
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • $0 intro Annual Fee* the first year, after that $55 (+$10 for employees)
  • $0 annual fee the first year and every year after when your company has combined net spend of over $24,000 each year
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-12 billing period* 0%-12 billing period* 11.99%-17.99% (Variable)* $0 with $24,000 in purchases per year* Excellent Credit*
Intro APR Purchases 0%-12 billing period*
Intro APR Balance Transfer 0%-12 billing period*
Regular APR 11.99%-17.99% (Variable)*
Annual Fee $0 with $24,000 in purchases per year*
Credit Needed Excellent Credit*
  • Earn 3 points for every $1 spent at Harley-Davidson® dealerships*
  • Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants*
  • Earn 1 point for every $1 everywhere else, redeem points for Harley Chrome® Cash*
  • No limit to how much Harley Chrome® Cash you can earn
  • Chances to win a new Harley-Davidson® motorcycle every month*
  • No Annual Fee
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
No introductory APR offer available.* N/A* 13.99%-22.99% (Variable)* $0* Excellent Credit*
Intro APR Purchases No introductory APR offer available.*
Intro APR Balance Transfer N/A*
Regular APR 13.99%-22.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
  • Get up to 15,000 Bonus Miles after your first purchase.
  • Earn 1 mile for every $1 you spend in net purchases
  • Double Miles on Korean Air ticket purchases.
  • Redeem miles for award travel and upgrades on any SkyTeam partner, including Korean Air and domestic carriers such as Alaska Airlines and Delta Air Lines
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 12.99%-19.99% (Variable)* $80* Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 12.99%-19.99% (Variable)*
Annual Fee $80*
Credit Needed Excellent Credit*

Related Offers

  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Loans from $100 – $10,000+
  • Repayment Terms up to 60 months!
  • Get your cash as fast as tomorrow
  • * APR between 4.999% & 35.80%
Credit Cards › U.S. Bank

† This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.