Unsecured Credit Cards

An unsecured credit card is a type of card that does not require the cardholder to make a security deposit to secure a credit line before use. These types of cards, some of which are fee-based, are available to people of all credit types and often feature rewards and other cardholder incentives. The following are the best unsecured credit card offers as selected by the CreditCards.org staff:

Capital One® VentureOne℠ Rewards Credit Card Experts Choice Offer

1.25 miles per dollar on every purchase, every day and no annual fee
One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
Redeem miles for airline tickets, hotel rooms, car rentals, and more
No limit on the miles you can earn and miles don't expire
Fly on any airline, any time with no blackout dates
0% intro APR on purchases until May 2014
No foreign transaction fees

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
0%-until May 2014*	N/A*	11.90%-19.90% (Variable)*	$0*	Excellent Credit*

Citi® Diamond Preferred® Card

Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
Citi(R) Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
Let our 24/7 concierge service help book your hotel rooms, flights and more.
Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass(R).
$0 liability on unauthorized purchases and Citi® Identity Theft Solutions
No annual fee*

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
0%-18 mths*	0%-18 mths*	11.99%-21.99% (Variable)*	$0*	Excellent Credit*

First PREMIER® Bank Credit Card

Have a checking account? Apply today!
If you have less-than-perfect credit, we may approve you when others won't.
If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
Monthly reporting to the major Consumer Reporting Agencies.
Acceptance at millions of locations worldwide, including online purchases (subject to available credit).

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	See Website*	See Website*	Bad Credit*

Capital One® Cash Rewards - $100 Cash Back Bonus

$100 bonus after you spend $500 on purchases within the first 3 months
50% bonus on the cash back you earn every year
1% cash back on all purchases
No annual fee
Earn unlimited cash back that doesn't expire
Redeem cash back anytime for any amount, even set automatic redemptions
Personalize your card with an image of your choice
0% intro APR on purchases and balance transfers until May 2014.

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
0%-until May 2014*	0%-until May 2014*	12.90%-20.90% (Variable)*	$0*	Excellent Credit*

First PREMIER® Bank Gold Credit Card

Checking Account Required
Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
This is a credit card - not a debit or prepaid card
Reports your credit history to the major Consumer Reporting Agencies
A Gold credit card offer for those with less than perfect credit.
Apply for a credit card today - Get a response today!

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	See Website*	See Website*	Bad Credit*

Capital One® Platinum Credit Card

$0 intro annual fee for the first year; $19 after that
Image Card - personalize your card with an image of your choice
$0 Fraud Liability if your card is lost or stolen
Monitor your spending with text message alerts

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	24.90% (Variable)*	$0 intro for first year; $19 after that*	Average Credit*

Citi Simplicity® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
No late fees - EVER
No penalty rate - EVER
No annual fee - EVER
Save time when you call with fast, personal help, 24 hours a day.

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
0%-18 mths*	0%-18 mths*	12.99% - 21.99% (Variable)*	$0*	Excellent Credit*

Horizon Gold Credit Card

$500 Credit Limit!
Guaranteed Approval.
No Credit Check.
Always 0.0% APR!
Fast Online application.
No employment check.

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	0.00%*	N/A*	Bad Credit*

VISA® Platinum from Credit One Bank®

Get pre-qualified for a Visa Platinum card
Perfect card for people who need more buying power and convenience
Pick your payment due date to fit your schedule
Email or text alerts to remind you when your payment is due
Free online monthly credit score tracking included
Automatic reviews for credit line increase opportunities
Choose your card design from our premium gallery

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	23.90% (Variable)*	$75 first year, then $99*	Fair Credit*

Capital One® Venture℠ Rewards Credit Card

2 miles per dollar on every purchase, every day
As seen in Money® Magazine’s “Best” issue three years in a row. - Money® Magazine May 2010, 2011, 2012
Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
Redeem your miles for any travel expense
No limit on the miles you can earn and miles don't expire
Fly on any airline, any time with no blackout dates
No foreign transaction fees
$0 intro annual fee for the first year; $59 after that

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	13.90%-20.90% (Variable)*	$0 intro for first year; $59 after that*	Excellent Credit*

Related Offers

Springleaf Financial Loans

Loans from $1,000 - $25,000 or more
Lower Interest rates
Loans for ANY Reason
Loans to meet your needs & fit your budget
1,100 branch locations for your convenience

Credit Cards › Unsecured Credit Cards

Credit Rating	APR Avg
Excellent Credit	12.51%
Good Credit	16.57%
Fair Credit	20.87%
Bad/No Credit	34.26%