Advertiser Disclosure

Unsecured Credit Cards

Unsecured Credit CardsAn unsecured credit card is a type of card that does not require the cardholder to make a security deposit to secure a credit line before use. These types of cards, some of which are fee-based, are available to people of all credit types and often feature rewards and other cardholder incentives. Below you will find our favorite unsecured credit cards offered by our partners:

Fingerhut Credit Account issued by WebBank

Fingerhut Credit Account issued by WebBank
Intro APR for Balance Transfer
N/A
Regular APR
See Issuer Website
Annual fee
$0
Apply Now
Fair/Bad Credit

Benefits & Key features

  • Fingerhut offers more than 500,000 items including the brand names you want like Samsung, KitchenAid, and DeWalt
  • Take advantage of low monthly payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
  • Fast, easy online application process and a quick decision
  • Not an access card

Fair/Bad

Credit Needed
300
680
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
$0

Capital One® Platinum Credit Card

Capital One® Platinum Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
24.99%
(Variable)
Annual fee
$0
Apply Now
Average/Fair/Limited Credit

Benefits & Key features

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use

Average/Fair/Limited

Credit Needed
300
680
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
24.99%
(Variable)
Annual Fee
$0

Total VISA® Credit Card

Total VISA® Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
See Terms*
Annual fee
See Terms*
Apply Now
Bad/Fair Credit

Benefits & Key features

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • No-Fee credit line increase opportunities!  

Bad/Fair

Credit Needed
300
680
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Terms*
Annual Fee
See Terms*

Horizon Gold Credit Card

Horizon Gold Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
N/A*
Annual fee
$24.95 benefits plan membership will be auto-debited monthly
Apply Now
Bad Credit

Benefits & Key features

  • Guaranteed Approval
  • Bad Credit Accepted
  • No Employment Check
  • Reports to a Major Bureau

Bad

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
N/A*
Annual Fee
$24.95 benefits plan membership will be auto-debited monthly