Advertiser Disclosure

0% Intro APR Credit Cards

One of the most powerful financial tools that should be in your arsenal is a 0% APR credit card, which enables cardholders to make large transactions and pay them off slowly without incurring interest fees. If you’re searching for a way to make a large purchase without having to take out a loan or pay back more than the item itself, then it’s highly recommended that you apply for one of the following credit cards. In addition to signup bonuses and great rewards, these credit cards will offer you flexibility to pay back your credit card balance over a longer period of time without being penalized. The following are the most popular intro APR credit cards offered by our partners:

Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer

Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer

Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer

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Intro APR Purchase
See Terms
Regular APR
See Terms
Annual fee
$0
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Benefits & Key features

  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
See Terms
Intro APR
(Balance Transfer)
See Terms
Regular APR
See Terms
Annual Fee
$0

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Learn More
on creditcards.com's secure website.
Intro APR Purchase
0%
12 months
Regular APR
13.99% - 24.99%
(Variable)
Annual fee
$95
Learn More
on creditcards.com's secure website.

Benefits & Key features

  • Get $250 back after you spend at least $1,000 on purchases on your new card within your first 3 months. 
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Additionally, earn 6% Cash Back on select U.S. streaming subscriptions and 3% Cash Back on transit (parking, trains, buses, taxis/rideshare, tolls, and more).
  • Cash back can be redeemed as a statement credit, a gift card, or merchandise purchase.
  • A credit card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 12 months.
  • After that, your APR will be a variable rate, currently 13.99%-24.99% based on your creditworthiness and other factors.
  • $95 annual fee
  • Terms and restrictions apply.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
12 months
Intro APR
(Balance Transfer)
0%
12 months
Regular APR
13.99% - 24.99%
(Variable)
Annual Fee
$95

Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer

Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer

Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer

Unavailable
Please try again later
Intro APR Purchase
See Terms
Regular APR
See Terms
Annual fee
$0
Unavailable
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Benefits & Key features

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
See Terms
Intro APR
(Balance Transfer)
N/A
Regular APR
See Terms
Annual Fee
$0

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Learn More
on creditcards.com's secure website.
Intro APR Purchase
0%
15 months
Regular APR
13.99% - 24.99%
(Variable)
Annual fee
$0
Learn More
on creditcards.com's secure website.

Benefits & Key features

  • Get $150 back after you spend $1,000 on purchases on your new Card in your first 3 months. 
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is awarded as Reward Dollars that can be redeemed as a statement credit, gift cards, or merechandise.
  • A Credit Card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 15 months.
  • After that, your APR will be a variable rate, currently 12.99%-21.99% based on your creditworthiness and other factors.
  • No Annual Fee.
  • Terms and restrictions apply.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 24.99%
(Variable)
Annual Fee
$0