Advertiser Disclosure

0% Intro APR Credit Cards

One of the most powerful financial tools that should be in your arsenal is a 0% APR credit card, which enables cardholders to make large transactions and pay them off slowly without incurring interest fees. If you’re searching for a way to make a large purchase without having to take out a loan or pay back more than the item itself, then it’s highly recommended that you apply for one of the following credit cards. In addition to signup bonuses and great rewards, these credit cards will offer you flexibility to pay back your credit card balance over a longer period of time without being penalized. The following are the most popular intro APR credit cards offered by our partners:

HSBC Gold Mastercard® credit card

HSBC Gold Mastercard® credit card

HSBC Gold Mastercard® credit card

Apply Now
Excellent/Good Credit
Intro APR Purchase
0%
Introductory APR on credit card purchases for the first 18 months from account opening
Regular APR
12.99% - 20.99%
Variable APR will apply after the Introductory Period
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99% - 20.99% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%
Introductory APR on credit card purchases for the first 18 months from account opening
Intro APR
(Balance Transfer)
0%
Introductory APR on balance transfers for the first 18 months from account opening
Regular APR
12.99% - 20.99%
Variable APR will apply after the Introductory Period
Annual Fee
$0

Capital One® VentureOne® Rewards Credit Card

Capital One® VentureOne® Rewards Credit Card

Capital One® VentureOne® Rewards Credit Card

Apply Now
Excellent/Good Credit
Intro APR Purchase
0%
for 12 months
Regular APR
14.24% - 24.24%
(Variable)
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day
  • Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Transfer your miles to over 12 leading travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 14.24% - 24.24% variable APR after that
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%
for 12 months
Intro APR
(Balance Transfer)
N/A
Regular APR
14.24% - 24.24%
(Variable)
Annual Fee
$0

Citi Rewards+ Card

Citi Rewards+<sup>&#8480;</sup> Card

Citi Rewards+ Card

Apply Now
Excellent/Good Credit
Intro APR Purchase
0%
for 15 months
Regular APR
15.49% - 25.49%
(Variable)
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • The Citi Rewards+ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%
for 15 months
Intro APR
(Balance Transfer)
0%
for 15 months
Regular APR
15.49% - 25.49%
(Variable)
Annual Fee
$0