Articles on Credit Cards

Should You Redeem Air Miles For Cash?

July 01, 2016

Using credit card air miles to fund a much-needed vacation is oh-so-satisfying. But when there’s no near-future vacation in sight and those points begin to pile up, you might wonder whether or not it’s worth redeeming those miles for…

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Should You Share Your Credit Card With Your Partner?

June 22, 2016

Many couples have joint bank accounts and joint loans, so also getting a joint credit card seems like a logical choice. While sharing a credit card with a partner certainly has its perks, there are also risks to carefully consider before you make…

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Decoding Credit Card Rewards

June 07, 2016

When shopping for the right rewards credit card the details and fine print can get a little confusing. Terms come up like “blackout dates” for travel cards and “eligible purchases” for cash and point cards. And of course, how do you…

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How To Earn Air Miles Without Traveling

May 19, 2016

Are you dreaming of a summer vacation but dreading the cost? Plane tickets are notoriously expensive, but thanks to frequent flyer miles, you can hop on a plane for practically free. And contrary to popular belief, you don’t need to actually…

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How to Handle Credit Report Errors

May 16, 2016

Everyone makes mistakes, and the credit reporting agencies are no exception. According to a 2013 Federal Trade Commission study, one in four consumer credit reports contain errors. Credit report errors can be anything from minor misses, like an…

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4 Smart Ways to Spend Your Tax Refund

March 28, 2016

The IRS says more than 7 in 10 Americans filing 2015 tax returns will get refunds this year. While some people may see that money as a bonus and a reason to splurge, there are smart ways to put a tax refund to use to improve financial health….

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Financial Mistakes To Avoid In Your 30s

March 14, 2016

A few days ago we touched on the financial mistakes to avoid in your 20's, and now we want to talk about what to avoid in your 30's. In your 20's its moderately acceptable to not "have it together." There is less judgment…

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Money Saving Lessons Every Child Should Know

March 11, 2016

Financial intelligence is not something often taught in school, that is why it's so important as parents you teach your children valuable lessons about money. Money is the only currency we have, and thus life is extremely difficult if you…

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3 Financial Mistakes To Avoid In Your 20s

March 02, 2016

If I could go back in time, I’d tell my younger self three things: 1. Don’t look in the window of that pet store, 2. Put down the tweezers and 3. Stop spending money on so much stupid stuff. But since I just spent $65 on squeaky toys…

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6 Steps to Help Avoid an IRS Tax Audit

January 22, 2016

In the average year, the IRS audits approximately a million and a half American taxpayers. While this may seem like a massive number, the reality is that this represents only about 1% of those who file taxes. However, for those 1% of Americans…

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3 Key Steps for Avoiding the Tax Rush this Season

January 12, 2016

If you’re one of the millions of Americans who file their taxes frantically at the very last moment, then you should strongly consider taking a different approach this year. By avoiding the rush and taking preparatory steps to file your…

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5 Steps to Help Avoid a painful IRS Tax Audit

January 08, 2016

In the average year, the IRS audits approximately a million and a half American taxpayers. While this may seem like a massive number, the reality is that this represents only about 1% of those who file taxes. However, for those 1% of Americans…

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How To Plan A Great New Year’s Eve Party On A Budget

December 28, 2015

If you’re not planning on visiting one of the top NYE destination spots,  you should consider throwing your own NYE party.  Throwing your own party might sound expensive, but trust us, it’s a heck of a lot cheaper than paying for a fancy dinner…

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Top 5 Personal Finance New Year’s Resolutions

December 28, 2015

While it may not be most Americans’ first association with New Years, this is a perfect time to assess your financial situation and discover ways to become better off a year from now. Don’t let the holiday season pass you by without making…

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Credit Card Habits to Start in the New Year

December 16, 2015

Tens of millions of Americans use their credit cards each day, but many of them aren’t using them as strategically as possible. The New Year is an optimal time to start using your credit card more effectively to save money, climb out of debt, and…

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‘Tis the Season to Build Credit

December 14, 2015

With the Holidays right around the corner, it’s easy to get stressed out over gift searching, food shopping presents wrapping, and trying to control your budget at the same time. Giving in to that stress and overspending through the holiday…

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5 U.S. Companies Who Help Pay for College Tuition

December 11, 2015

With colleges across the country raising tuition at an alarming rate, a first-rate college education is no longer within the reach of millions of young Americans. Fortunately, some of America’s largest corporations are picking up the slack…

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5 Best Places To Spend New Year’s Eve

December 06, 2015

There’s no better way to finish your holiday season than attending a spectacular New Year’s Eve celebration. With cities across the United States offering unique festivities suited for adults and families of all ages, there’s definitely something…

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6 Financial Moves to End the Year Successfully

December 02, 2015

With the New Year quickly approaching, it’s not too late to end 2016 on a strong note. Time flies, but you still have the ability to organize your personal finances and move into the coming year in a position of financial strength. Here are 6…

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Nontraditional Ways of Saving for Retirement

December 01, 2015

When most Americans talk about saving for retirement, the discussion usually revolves around traditional retirement funds such as 401(k)s and IRAs. While this is definitely a great place to start researching and strategizing, the reality is that…

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