Articles on Credit Cards

4 Common Budget Personalities: Which are you?

July 29, 2016 Your personality impacts every aspect of your life, from where you live to who you hang out with to what you do for a living. Each and every one of us has a distinct way of doing something and budgeting is no exception. For better or worse, your...

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5 Benefits of Having a Good Credit Score

July 08, 2016 You’ve probably heard you need to have good credit, but do you know why? Good credit isn’t just about getting a credit card – it affects so much more. Your credit history can affect everything from your insurance rates to the type of house you...

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Should You Share Your Credit Card With Your Partner?

June 22, 2016 Many couples have joint bank accounts and joint loans, so also getting a joint credit card seems like a logical choice. While sharing a credit card with a partner certainly has its perks, there are also risks to carefully consider before you make...

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How To Earn Air Miles Without Traveling

May 19, 2016 Are you dreaming of a summer vacation but dreading the cost? Plane tickets are notoriously expensive, but thanks to frequent flyer miles, you can hop on a plane for practically free. And contrary to popular belief, you don’t need to actually...

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How to Handle Credit Report Errors

May 16, 2016 Everyone makes mistakes, and the credit reporting agencies are no exception. According to a 2013 Federal Trade Commission study, one in four consumer credit reports contain errors. Credit report errors can be anything from minor misses, like an...

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Financial Mistakes To Avoid In Your 30s

March 14, 2016 A few days ago we touched on the financial mistakes to avoid in your 20's, and now we want to talk about what to avoid in your 30's. In your 20's its moderately acceptable to not "have it together." There is less judgment...

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Money Saving Lessons Every Child Should Know

March 11, 2016 Financial intelligence is not something often taught in school, that is why it's so important as parents you teach your children valuable lessons about money. Money is the only currency we have, and thus life is extremely difficult if you...

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3 Financial Mistakes To Avoid In Your 20s

March 02, 2016 If I could go back in time, I’d tell my younger self three things: 1. Don’t look in the window of that pet store, 2. Put down the tweezers and 3. Stop spending money on so much stupid stuff. But since I just spent $65 on squeaky toys...

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6 Steps to Help Avoid an IRS Tax Audit

January 22, 2016 In the average year, the IRS audits approximately a million and a half American taxpayers. While this may seem like a massive number, the reality is that this represents only about 1% of those who file taxes. However, for those 1% of Americans...

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3 Key Steps for Avoiding the Tax Rush this Season

January 12, 2016 If you’re one of the millions of Americans who file their taxes frantically at the very last moment, then you should strongly consider taking a different approach this year. By avoiding the rush and taking preparatory steps to file your...

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5 Steps to Help Avoid a painful IRS Tax Audit

January 08, 2016 In the average year, the IRS audits approximately a million and a half American taxpayers. While this may seem like a massive number, the reality is that this represents only about 1% of those who file taxes. However, for those 1% of Americans...

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How To Plan A Great New Year’s Eve Party On A Budget

December 28, 2015 If you’re not planning on visiting one of the top NYE destination spots,  you should consider throwing your own NYE party.  Throwing your own party might sound expensive, but trust us, it’s a heck of a lot cheaper than paying for a fancy dinner...

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Top 5 Personal Finance New Year’s Resolutions

December 28, 2015 While it may not be most Americans’ first association with New Years, this is a perfect time to assess your financial situation and discover ways to become better off a year from now. Don’t let the holiday season pass you by without making...

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Credit Card Habits to Start in the New Year

December 16, 2015 Tens of millions of Americans use their credit cards each day, but many of them aren’t using them as strategically as possible. The New Year is an optimal time to start using your credit card more effectively to save money, climb out of debt, and...

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5 U.S. Companies Who Help Pay for College Tuition

December 11, 2015 With colleges across the country raising tuition at an alarming rate, a first-rate college education is no longer within the reach of millions of young Americans. Fortunately, some of America’s largest corporations are picking up the slack...

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5 Best Places To Spend New Year’s Eve

December 06, 2015 There’s no better way to finish your holiday season than attending a spectacular New Year’s Eve celebration. With cities across the United States offering unique festivities suited for adults and families of all ages, there’s definitely something...

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6 Financial Moves to End the Year Successfully

December 02, 2015 With the New Year quickly approaching, it’s not too late to end 2016 on a strong note. Time flies, but you still have the ability to organize your personal finances and move into the coming year in a position of financial strength. Here are 6...

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Nontraditional Ways of Saving for Retirement

December 01, 2015 When most Americans talk about saving for retirement, the discussion usually revolves around traditional retirement funds such as 401(k)s and IRAs. While this is definitely a great place to start researching and strategizing, the reality is that...

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Frugal Shopping Myths Debunked

November 30, 2015 Millions of consumers are aiming to save as much money as possible when they go shopping, but a lot of the advice circling around isn’t completely accurate. If you’re a budget shopper and hoping to maximize your savings, make sure to...

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5 Retirement Money Wasters that Seniors should Avoid

November 21, 2015 For most retirees, the cost of living drops once you decide to retire – you no longer need to invest in office attire or spend money commuting to work, you’re no longer supporting children or paying for education costs (hopefully!) and you can...

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