Tips & Advice

Helping you make better personal finance decisions.

Open sky

OpenSky Secured Credit Card Review

By: Team
OpenSky - Great Choice for a Secured Credit CardThe OpenSky® Secured Visa® Credit Card is one of the best secured credit cards available, especially for those who don't have the best credit history. There is no... Read More...
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Why You Need a Credit Card With No Foreign Transaction Fees

By: Team
We all get tons of credit card offers in the mail, but the differences between the credit cards and their benefits are not always clear. It often appears that they’re just all the same; make purchases on card, pay... Read More...
Stressed out couple

How to Avoid Credit Card Fees?

By: Team
Credit cards are a great tool if used properly. Credit cards can assist in unexpected expenses, they can help aid in rebuilding credit and they can earn rewards if you're smart about it. The downside of credit cards... Read More...

Card Review: First PREMIER® Bank Mastercard® Credit Card: A Good Option for Bad Credit

By: Team
  Do you worry that you screwed up your credit so badly that you won't qualify for an unsecured credit card? Don't stress. Instead, look into the First PREMIER® Bank Mastercard® Credit Card, an unsecured entry-level... Read More...

Cash Back Credit Cards vs. Rewards Credit Cards

By: Team
So you're looking to put a new credit card into your wallet or purse. The good news is that there are dozens of credit card offers out there that can help you accomplish that goal. The bad news is many of them are so... Read More...
Credit cards

How We Really Use Our Credit Cards

By: Team
You decide to participate in a government survey regarding your debt and credit card usage. Will you answer the survey questions honestly, or will you shade some of your answers when you're not proud of the truthful... Read More...

Getting A Credit Card Without A Social Security Number

By: Team
A Social Security Number (SSN) is one of the most basic forms of identification in the U.S. If you have no SSN or if you aren't eligible for one – for example, you are a recent immigrant to the U.S. – it can be... Read More...

Credit Card Pre-Qualification Vs. Pre-Approval

By: Team
Would you rather be pre-qualified for a credit card or be pre-approved? Are they the same thing? If not, what's the difference between the two?The terms are sometimes used interchangeably, but there are differences.... Read More...
Paying credit card debt

5 Tips To Get Out Of Credit Card Debt Quickly

By: Team
The average American household carries $16,883 in credit card debt, with the national consumer debt totaling a staggering $784 billion. While the road to living debt-free is not easy, it is not impossible,... Read More...
Young couple on motorcycle

How To Earn Air Miles Without Traveling

By: Team
Are you dreaming of a summer vacation but dreading the cost? Plane tickets are notoriously expensive, but thanks to frequent flyer miles, you can hop on a plane for practically free. And contrary to popular belief,... Read More...
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4 Common Budget Personalities: Which are you?

By: Team
Your personality impacts every aspect of your life, from where you live to who you hang out with to what you do for a living. Each and every one of us has a distinct way of doing something and budgeting is no... Read More...
London city guide

Hold the Phone! The Best Travel Apps For Your Smartphone

By: Team
Many of us love to travel, and nothing gets us more excited than the thrill of exploring exotic lands. When it goes right the memories we create are some of the most vivid and wonderful of our lives. When it goes... Read More...