5 Credit Card Perks You Might Not Be Aware Of
When you’re shopping around for a credit card, you want the best deal you can get. Low APR? Check. No annual fee? Check. Cash back on every purchase? Check. But what about those unusual perks that...
Are you overwhelmed by all of the credit card options out there? Worry no longer! We’ve compiled a list of our pick for the top 3 no annual fee credit cards. There’s a credit card with fantastic benefits to suit even the pickiest comparison shopper:
The Bank of America® Cash Rewards credit card offers a generous rewards program that gives users 1% cash back on every purchase, 2% at grocery/wholesale stores and 3% on gas for the first $2,500 in combined grocery/gas purchases each quarter. If you have a Bank of America® checking or savings account, the rewards are even better—you’ll earn a 10% customer bonus each time you redeem your cash back into your Bank of America® account.
Everyone hates being charged fees which is one reason you’ll love the Cit Simplicity®, from our partner Cit®,- NO FEES! Not only is there no annual fee, but you also won’t be charged for late payments or experience a penalty rate EVER. Furthermore, for the first 12 months you’ll receive a 0% APR on purchases and 21 months of 0% APR on balance transfers. This card is a great choice if you want assurance that should you forget to pay your balance one month, you won’t be penalized!
If you love to travel, this is the card for you! When you spend $1,000 on purchases in the first 3 months, you’ll earn 20,000 miles which are equivalent to $200 in travel. Additionally, cardholders receive 1.25 miles for each dollar they spend. The miles never expire, there’s no limit to how many you can earn, and there are no travel blackout dates! Miles can be used for airline tickets, hotels, cruises, and rental cars, and when you get to your destination, you won’t be charged foreign transaction fees. Maybe it’s time to start packing your suitcase!