Great Credit Cards for Gas Rewards

Daryl Brown

| April 12, 2019

Credit cards are powerful financial tools that can save you a tremendous amount of money when used strategically. For example, by choosing a credit card with perks that are well-suited to your monthly budget, you’ll be able to save money on your everyday expenses like purchasing gasoline. We’re putting the pedal to the metal — and the plastic — as we break down the top three credit cards that offer gas rewards, which can help fill your pockets with extra gas money.

1. Bank of America® Cash Rewards credit card

Key Perk: No Annual Fee

This Bank of America card is definitely in the running for the most competitive cash back rewards card on the market:

  • 3% - Earn 3% on the category of your choice including gas, online shopping, dining, travel, drug stores, or home improvement /furnishings for the first $2,500 in combined choice category/grocery/wholesale club purchases each quarter
  • 2% - Earn 2% at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery/wholesale club purchases each quarter
  • 1% - Earn 1% cash back on all other purchases
Plus, the rewards can be cashed in via check or as a credit on your statement, which will help defray what you spend on gas. You’ll also benefit from having a $0 annual fee, and the 0% Introductory APR on purchases for 12 billing cycles will be a lifesaver if you need to make any large purchases soon after receiving your card.

Bank of America® Cash Rewards credit card

No annual fee

Apply Now

Excellent/Good Credit Needed

Benefits & KEY FEATURES

    • No annual fee
    • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
    • NEW OFFER: Maximize your cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings
    • Now earn 3% cash back in your choice category and 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases
    • You can update your choice category for future purchases once each calendar month using the Mobile Banking app or Online Banking, or do nothing and it stays the same
    • No expiration on rewards
    • 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to balance transfers
    • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

View Details

Card Highlights:

  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • NEW OFFER: Maximize your cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings
  • Now earn 3% cash back in your choice category and 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases
  • You can update your choice category for future purchases once each calendar month using the Mobile Banking app or Online Banking, or do nothing and it stays the same
  • No expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to balance transfers
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

2. Capital One® Quicksilver® Cash Rewards Credit Card

Key Perk: Great Early-Spend Bonus

Rated one of the best credit cards for low spenders who want to cash in on a great rewards card, the Capital One® Quicksilver® Cash Rewards Credit Card will earn you points every single time you make a purchase. There’s $0 annual fee, so there is no need to worry that your cash bonus will be negated, and you won’t even be charged extra when completing foreign transactions. There’s also a remarkable introductory APR of 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, which will help save you money for gas for more than a year.

Capital One® Quicksilver® Cash Rewards Credit Card

One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

Apply Now

Excellent/Good Credit Needed

Benefits & KEY FEATURES

    • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
    • 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
    • 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
    • Pay no annual fee or foreign transaction fees

View Details

Card Highlights:

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

3. Capital One® QuicksilverOne® Cash Rewards Credit Card

Key Perk: Fair Credit Accepted

While many credit cards that offer great perks are exclusive to those with an excellent credit score, one of the most redeeming qualities about this Capital One card is that it’s geared towards individuals with average credit. Even if you don’t have a great credit history, you’ll be able to take advantage of unlimited rewards on every single one of your purchases. There’s no need to worry about restrictions, either. It’s up to you when it comes to cashing in your points, and you’re in the driver’s seat to choose when and how you’d like to spend them.

Capital One® QuicksilverOne® Cash Rewards Credit Card

Earn unlimited 1.5% cash back on every purchase, every day

Apply Now

Average/Fair/Limited Credit Needed

Benefits & KEY FEATURES

    • Earn unlimited 1.5% cash back on every purchase, every day
    • Earn cash rewards without signing up for rotating categories
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Monitor your credit profile with the CreditWise® app, free for everyone
    • $0 fraud liability if your card is ever lost or stolen
    • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
    • Help strengthen your credit for the future with responsible card use
    • Get customized alerts and manage your account with the Capital One mobile app

View Details

Card Highlights:

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app

Before you fill up the gas tank, we recommend filling your wallet with one of these great credit cards for gas rewards.

 

We have more than just gas rewards credit cards. View our entire library of rewards credit cards

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