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The Capital One Savor Cash Rewards Card Is Making A Big Splash

The Capital One Savor Cash Rewards Card Is Making A Big Splash

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• Updated: November 05, 2019

Cash In When Going Out With The Savor Cash Rewards Card

The Capital One® Savor® Cash Rewards Credit Card card is a fairly new contender in the premium credit card space that is quickly gaining popularity. The card has been upgraded from its previous offer and is one of the best dining, entertainment, and going-out cards on the market today.

First, let's talk about the biggest sell point: a huge $300 after spending $3000 on purchases in the first 3 months. Once that threshold is met, that bonus will be credited to your account.

Capital One® Savor® Cash Rewards Credit Card

Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
Apply Now
Excellent/Good Credit
  • Excellent Benefits & KEY FEATURES

    • Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
    • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
    • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
    • No foreign transaction fees
    • Capital One cardholders get access to premium experiences in dining, entertainment and more
    • $0 intro annual fee for the first year, $95 after that

Rewards

The rewards rate is very generous:

  • 4% - Earn unlimited 4% cash back on dining and entertainment
  • 2% - Earn 2% at grocery stores
  • 1% - Earn 1% on all other purchases
  • 8% - Earn 8% cash back on tickets at Vivid Seats through May 2020


If you frequently go out to restaurants, cafes, bars, movie theaters, concerts and more, this card was meant for you.

The Capital One® Savor® Cash Rewards Credit Card has a low annual fee: $0 intro for first year; $95 after that. That's right; despite all the benefits, including the generous sign-up bonus, the fee is waived for the first year. If you spend $200 a month on dining and entertainment alone, your rewards will cover the annual fee when it kicks in during year two. Any spending above $200 coupled with the additional rewards tiers will be cash back savings in your pocket just for using the Capital One® Savor® Cash Rewards Credit Card. 

Bottom Line

If you're a frequent spender on dining and entertainment, this card is unbeatable. The huge sign-up bonus -- $300 after spending $3000 on purchases in the first 3 months --  coupled with the cash back rewards categories make this card a must-have for those looking to cash in on going out.

Looking for a no-annual-fee cash back card with an easy-to-achieve sign-up bonus? Consider the Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer:

Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer

No annual fee
Apply Now
Excellent/Good Credit
  • Excellent Benefits & KEY FEATURES

    • No annual fee
    • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
    • Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
    • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
    • No expiration on rewards
    • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

 

Photo ©iStockphoto.com/andresr

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