Tips & Advice

Helping you make better personal finance decisions.

Credit

Credit Card Pre-Qualification Vs. Pre-Approval

By: Creditcards.org Team
Would you rather be pre-qualified for a credit card or be pre-approved? Are they the same thing? If not, what's the difference between the two?The terms are sometimes used interchangeably, but there are differences.... Read More...
Paying credit card debt

5 Tips To Get Out Of Credit Card Debt Quickly

By: Creditcards.org Team
The average American household carries $16,883 in credit card debt, with the national consumer debt totaling a staggering $784 billion. While the road to living debt-free is not easy, it is not impossible,... Read More...
Young couple on motorcycle

How To Earn Air Miles Without Traveling

By: Creditcards.org Team
Are you dreaming of a summer vacation but dreading the cost? Plane tickets are notoriously expensive, but thanks to frequent flyer miles, you can hop on a plane for practically free. And contrary to popular belief,... Read More...
Girl laughing in field

4 Common Budget Personalities: Which are you?

By: Creditcards.org Team
Your personality impacts every aspect of your life, from where you live to who you hang out with to what you do for a living. Each and every one of us has a distinct way of doing something and budgeting is no... Read More...
London city guide

Hold the Phone! The Best Travel Apps For Your Smartphone

By: Creditcards.org Team
Many of us love to travel, and nothing gets us more excited than the thrill of exploring exotic lands. When it goes right the memories we create are some of the most vivid and wonderful of our lives. When it goes... Read More...
Credit score with calculator

What You Need to Know About Your Credit Score

By: Creditcards.org Team
Your credit score is a generated number that reflects your credit history and reliability as a borrower. Based on how well you’ve repaid lines of credit, managed loans and handled other financial responsibilities... Read More...
Hispanic woman paying at restuarant

Will The New EMV Chip Credit Cards Change The Way You Tip?

By: Creditcards.org Team
In the U.S. October 1st marked the official date new regulations are in effect for the new EMV chips embedded in credit and debit cards. In the last several months, banks and retailers have been busy trying to get as... Read More...
Barista in coffee shop

5 U.S. Companies Who Help Pay for College Tuition

By: Creditcards.org Team
With colleges across the country raising tuition at an alarming rate, a first-rate college education is no longer within the reach of millions of young Americans. Fortunately, some of America’s largest corporations... Read More...
Pennies in a jar

5 Toxic Money Mistakes and How to Avoid Them

By: Creditcards.org Team
One of the great joys of growing up is getting to the point where you eat mac & cheese because it sounds good and not because it’s all you can afford. Earning a steady paycheck is awesome. No need to scramble... Read More...
Wedding photo

Financial Discussions You Need To Have Before Marriage

By: Creditcards.org Team
Relationships can be a beautiful thing. Romantic dinners, exotic getaways, and talks of adopting a furry pet or starting a family are all part of the fun. What is not fun, however, is having "the talk" about money... Read More...
Man looking over his shoulder

Pros and Cons of Balance Transfer Credit Cards

By: Creditcards.org Team
Do you have credit card debt? Is your credit card charging a high interest rate on that debt? Then you should strongly consider a Balance Transfer credit card. If you’re unable to pay off your debt immediately, the... Read More...
Greece

Who Should Get a Hotel Rewards Card?

By: Creditcards.org Team
Just as there are a host of hotel rewards cards, there are a diverse group of people who use the points they earn for different reasons. While almost every hotel rewards card is either Visa or MasterCard, the... Read More...