Tips & Advice

Helping you make better personal finance decisions.

Hispanic woman paying at restuarant

Will The New EMV Chip Credit Cards Change The Way You Tip?

By: Creditcards.org Team
In the U.S. October 1st marked the official date new regulations are in effect for the new EMV chips embedded in credit and debit cards. In the last several months, banks and retailers have been busy trying to get as... Read More...
Barista in coffee shop

5 U.S. Companies Who Help Pay for College Tuition

By: Creditcards.org Team
With colleges across the country raising tuition at an alarming rate, a first-rate college education is no longer within the reach of millions of young Americans. Fortunately, some of America’s largest corporations... Read More...
Pennies in a jar

5 Toxic Money Mistakes and How to Avoid Them

By: Creditcards.org Team
One of the great joys of growing up is getting to the point where you eat mac & cheese because it sounds good and not because it’s all you can afford. Earning a steady paycheck is awesome. No need to scramble... Read More...
Wedding photo

Financial Discussions You Need To Have Before Marriage

By: Creditcards.org Team
Relationships can be a beautiful thing. Romantic dinners, exotic getaways, and talks of adopting a furry pet or starting a family are all part of the fun. What is not fun, however, is having "the talk" about money... Read More...
Man looking over his shoulder

Pros and Cons of Balance Transfer Credit Cards

By: Creditcards.org Team
Do you have credit card debt? Is your credit card charging a high interest rate on that debt? Then you should strongly consider a Balance Transfer credit card. If you’re unable to pay off your debt immediately, the... Read More...
Greece

Who Should Get a Hotel Rewards Card?

By: Creditcards.org Team
Just as there are a host of hotel rewards cards, there are a diverse group of people who use the points they earn for different reasons. While almost every hotel rewards card is either Visa or MasterCard, the... Read More...
Fraud with magnifying glass

How To Protect Yourself From Credit Card Fraud

By: Creditcards.org Team
How often do you watch the news and another retailer has had their credit card information breached or some innocent person has had a fraudster attain their credit card number and gone on a buying spree? This was not... Read More...
Family in front of home

Living A Debt Free Life

By: Creditcards.org Team
Living  without debt doesn't have to be a fantasy. If you have the willpower and discipline to follow a plan, you can make it a reality. While getting out of debt is a commitment you will have to make, the following... Read More...
Woman holding card on laptop

Why You Need A Small Business Credit Card

By: Creditcards.org Team
Small businesses are the lifeblood of the American economy, but it's tricky to start one and even trickier to figure out all the little details and nuances that can make the difference between a thriving business and... Read More...
Coffee shop work sesh

The Five Most Important Things to Look for In Credit Card Offers

By: Creditcards.org Team
We all get them in the mail: "pre-approved" offers for credit cards.  And sometimes, it might be tempting to consider getting a new card: the terms might be better than the one you have, or you might qualify for a... Read More...
Couple laying on ground with credit card

How Do Secured Credit Cards Work?

By: Creditcards.org Team
 Maybe you’re feeling a bit blue. You’re trying to obtain a credit card, but your applications keep getting rejected. You’re having trouble reserving a hotel room, rental car, or airline flight. All of your friends... Read More...
Cash back  excited family

8 Things to Look for When You Compare Credit Cards

By: Creditcards.org Team
There are so many different kinds of credit cards out there today, and it can be difficult to decide which one to apply for. So it's wise to carefully compare credit cards before selecting the one you wish to have in... Read More...