Tips & Advice

Helping you make better personal finance decisions.

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Financial Discussions You Need To Have Before Marriage

By: Creditcards.org Team
Relationships can be a beautiful thing. Romantic dinners, exotic getaways, and talks of adopting a furry pet or starting a family are all part of the fun. What is not fun, however, is having "the talk" about money... Read More...
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Pros and Cons of Balance Transfer Credit Cards

By: Creditcards.org Team
Do you have credit card debt? Is your credit card charging a high interest rate on that debt? Then you should strongly consider a Balance Transfer credit card. If you’re unable to pay off your debt immediately, the... Read More...
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Who Should Get a Hotel Rewards Card?

By: Creditcards.org Team
Just as there are a host of hotel rewards cards, there are a diverse group of people who use the points they earn for different reasons. While almost every hotel rewards card is either Visa or MasterCard, the... Read More...
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How To Protect Yourself From Credit Card Fraud

By: Creditcards.org Team
How often do you watch the news and another retailer has had their credit card information breached or some innocent person has had a fraudster attain their credit card number and gone on a buying spree? This was not... Read More...
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Living A Debt Free Life

By: Creditcards.org Team
Living  without debt doesn't have to be a fantasy. If you have the willpower and discipline to follow a plan, you can make it a reality. While getting out of debt is a commitment you will have to make, the following... Read More...
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Why You Need A Small Business Credit Card

By: Creditcards.org Team
Small businesses are the lifeblood of the American economy, but it's tricky to start one and even trickier to figure out all the little details and nuances that can make the difference between a thriving business and... Read More...
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The Five Most Important Things to Look for In Credit Card Offers

By: Creditcards.org Team
We all get them in the mail: "pre-approved" offers for credit cards.  And sometimes, it might be tempting to consider getting a new card: the terms might be better than the one you have, or you might qualify for a... Read More...
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How Do Secured Credit Cards Work?

By: Creditcards.org Team
Maybe you’re feeling a bit blue. You’re trying to obtain a credit card, but your applications keep getting rejected. You’re having trouble reserving a hotel room, rental car, or airline flight. All of your friends... Read More...
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8 Things to Look for When You Compare Credit Cards

By: Creditcards.org Team
There are so many different kinds of credit cards out there today, and it can be difficult to decide which one to apply for. So it's wise to carefully compare credit cards before selecting the one you wish to have in... Read More...
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Are you missing out on $16 billion in travel credit card rewards?

By: Creditcards.org Team
Free travel is probably one of the best perks of owning a rewards credit card. From airfare to hotel stays to rental cars, consumers can save thousands of dollars a year just by earning travel rewards on their... Read More...
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5 Benefits of Having a Good Credit Score

By: Creditcards.org Team
You’ve probably heard you need to have good credit, but do you know why? Good credit isn’t just about getting a credit card – it affects so much more. Your credit history can affect everything from your insurance... Read More...
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Should You Share Your Credit Card With Your Partner?

By: Creditcards.org Team
Many couples have joint bank accounts and joint loans, so also getting a joint credit card seems like a logical choice. While sharing a credit card with a partner certainly has its perks, there are also risks to... Read More...