Tips & Advice

Helping you make better personal finance decisions.

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How to Handle Credit Report Errors

By: Creditcards.org Team
Everyone makes mistakes, and the credit reporting agencies are no exception. According to a 2013 Federal Trade Commission study, one in four consumer credit reports contain errors. Credit report errors can be... Read More...
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Financial Mistakes To Avoid In Your 30s

By: Creditcards.org Team
A few days ago we touched on the financial mistakes to avoid in your 20's, and now we want to talk about what to avoid in your 30's. In your 20's its moderately acceptable to not "have it together." There is less... Read More...
Little girl breaking piggy bank

Money Saving Lessons Every Child Should Know

By: Creditcards.org Team
Financial intelligence is not something often taught in school, that is why it's so important as parents you teach your children valuable lessons about money. Money is the only currency we have, and thus life is... Read More...
Young girls on road trip with pup

3 Financial Mistakes To Avoid In Your 20s

By: Creditcards.org Team
If I could go back in time, I’d tell my younger self three things: 1. Don’t look in the window of that pet store, 2. Put down the tweezers and 3. Stop spending money on so much stupid stuff. But since I just spent... Read More...
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6 Steps to Help Avoid an IRS Tax Audit

By: Creditcards.org Team
In the average year, the IRS audits approximately a million and a half American taxpayers. While this may seem like a massive number, the reality is that this represents only about 1% of those who file taxes.... Read More...
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3 Key Steps for Avoiding the Tax Rush this Season

By: Creditcards.org Team
If you’re one of the millions of Americans who file their taxes frantically at the very last moment, then you should strongly consider taking a different approach this year. By avoiding the rush and taking... Read More...
Stressed business man

5 Steps to Help Avoid a painful IRS Tax Audit

By: Creditcards.org Team
In the average year, the IRS audits approximately a million and a half American taxpayers. While this may seem like a massive number, the reality is that this represents only about 1% of those who file taxes.... Read More...
Friends nye party

How To Plan A Great New Year's Eve Party On A Budget

By: Creditcards.org Team
If you’re not planning on visiting one of the top NYE destination spots,  you should consider throwing your own NYE party.  Throwing your own party might sound expensive, but trust us, it’s a heck of a lot cheaper... Read More...
2016 erasing debt

Top 5 Personal Finance New Year’s Resolutions

By: Creditcards.org Team
While it may not be most Americans’ first association with New Years, this is a perfect time to assess your financial situation and discover ways to become better off a year from now. Don’t let the holiday season... Read More...
The fed reserve

Feds Raise Interest Rates: What Credit Card Holders Need to Know

By: Creditcards.org Team
The Federal Reserve made big news this week when it announced that it was raising interest rates for the first time in nearly a decade. This is important because it affects far more than banks and financial... Read More...
Budget 2016

Credit Card Habits to Start in the New Year

By: Creditcards.org Team
Tens of millions of Americans use their credit cards each day, but many of them aren’t using them as strategically as possible. The New Year is an optimal time to start using your credit card more effectively to save... Read More...
Nye party goers

5 Best Places To Spend New Year's Eve

By: Creditcards.org Team
There’s no better way to finish your holiday season than attending a spectacular New Year’s Eve celebration. With cities across the United States offering unique festivities suited for adults and families of all... Read More...