Tips & Advice

Helping you make better personal finance decisions.

2016 erasing debt

Top 5 Personal Finance New Year’s Resolutions

By: Creditcards.org Team
While it may not be most Americans’ first association with New Years, this is a perfect time to assess your financial situation and discover ways to become better off a year from now. Don’t let the holiday season... Read More...
The fed reserve

Feds Raise Interest Rates: What Credit Card Holders Need to Know

By: Creditcards.org Team
The Federal Reserve made big news this week when it announced that it was raising interest rates for the first time in nearly a decade. This is important because it affects far more than banks and financial... Read More...
Budget 2016

Credit Card Habits to Start in the New Year

By: Creditcards.org Team
Tens of millions of Americans use their credit cards each day, but many of them aren’t using them as strategically as possible. The New Year is an optimal time to start using your credit card more effectively to save... Read More...
Nye party goers

5 Best Places To Spend New Year's Eve

By: Creditcards.org Team
There’s no better way to finish your holiday season than attending a spectacular New Year’s Eve celebration. With cities across the United States offering unique festivities suited for adults and families of all... Read More...
Business woman running finish line

6 Financial Moves to End the Year Successfully

By: Creditcards.org Team
With the New Year quickly approaching, it’s not too late to end 2016 on a strong note. Time flies, but you still have the ability to organize your personal finances and move into the coming year in a position of... Read More...
Older couple sitting cafe patio

Nontraditional Ways of Saving for Retirement

By: Creditcards.org Team
When most Americans talk about saving for retirement, the discussion usually revolves around traditional retirement funds such as 401(k)s and IRAs. While this is definitely a great place to start researching and... Read More...
Blonde with pink card

Frugal Shopping Myths Debunked

By: Creditcards.org Team
Millions of consumers are aiming to save as much money as possible when they go shopping, but a lot of the advice circling around isn’t completely accurate. If you’re a budget shopper and hoping to maximize your... Read More...
Mature couple retirement planning

5 Retirement Money Wasters that Seniors should Avoid

By: Creditcards.org Team
For most retirees, the cost of living drops once you decide to retire – you no longer need to invest in office attire or spend money commuting to work, you’re no longer supporting children or paying for education... Read More...
Mom and daughter xmas presents

How to Stick To Your Holiday Budget

By: Creditcards.org Team
Can you believe this year is almost over? The Holidays are right around the corner, I hope your bank account is prepared! Last year the average person spent a little over $800 during the holiday season. Since your... Read More...
Little boy with piggy bank

5 Lessons to Teach your Kids about Retirement

By: Creditcards.org Team
One of the unfortunate realities surrounding retirement in the United States is that many people spend more years in the workforce than they had anticipated since they didn’t save adequately for their retirements.... Read More...
Millenials investing

How Millennials Should Approach Investing

By: Creditcards.org Team
You graduated from college, and you were just beginning your career when the bottom fell out and the Great Recession took everyone for a ride they didn’t want. It’s a fact, and it’s real, only 26% of millennials own... Read More...
Senior couple traveling

5 Credit Card Tips for International Travel

By: Creditcards.org Team
Using your credit card while traveling abroad requires planning and forethought in order to avoid high fees, fraudulent charges, and other challenges that may come your way. In this post, we’ll break down all of the... Read More...