Tips & Advice

Helping you make better personal finance decisions.

Young girls on road trip with pup

3 Financial Mistakes To Avoid In Your 20s

By: Creditcards.org Team
If I could go back in time, I’d tell my younger self three things: 1. Don’t look in the window of that pet store, 2. Put down the tweezers and 3. Stop spending money on so much stupid stuff. But since I just spent... Read More...
Stressed business man 1

6 Steps to Help Avoid an IRS Tax Audit

By: Creditcards.org Team
In the average year, the IRS audits approximately a million and a half American taxpayers. While this may seem like a massive number, the reality is that this represents only about 1% of those who file taxes.... Read More...
Taxes vector

3 Key Steps for Avoiding the Tax Rush this Season

By: Creditcards.org Team
If you’re one of the millions of Americans who file their taxes frantically at the very last moment, then you should strongly consider taking a different approach this year. By avoiding the rush and taking... Read More...
Stressed business man

5 Steps to Help Avoid a painful IRS Tax Audit

By: Creditcards.org Team
In the average year, the IRS audits approximately a million and a half American taxpayers. While this may seem like a massive number, the reality is that this represents only about 1% of those who file taxes.... Read More...
Friends nye party

How To Plan A Great New Year's Eve Party On A Budget

By: Creditcards.org Team
If you’re not planning on visiting one of the top NYE destination spots,  you should consider throwing your own NYE party.  Throwing your own party might sound expensive, but trust us, it’s a heck of a lot cheaper... Read More...
2016 erasing debt

Top 5 Personal Finance New Year’s Resolutions

By: Creditcards.org Team
While it may not be most Americans’ first association with New Years, this is a perfect time to assess your financial situation and discover ways to become better off a year from now. Don’t let the holiday season... Read More...
The fed reserve

Feds Raise Interest Rates: What Credit Card Holders Need to Know

By: Creditcards.org Team
The Federal Reserve made big news this week when it announced that it was raising interest rates for the first time in nearly a decade. This is important because it affects far more than banks and financial... Read More...
Budget 2016

Credit Card Habits to Start in the New Year

By: Creditcards.org Team
Tens of millions of Americans use their credit cards each day, but many of them aren’t using them as strategically as possible. The New Year is an optimal time to start using your credit card more effectively to save... Read More...
Nye party goers

5 Best Places To Spend New Year's Eve

By: Creditcards.org Team
There’s no better way to finish your holiday season than attending a spectacular New Year’s Eve celebration. With cities across the United States offering unique festivities suited for adults and families of all... Read More...
Business woman running finish line

6 Financial Moves to End the Year Successfully

By: Creditcards.org Team
With the New Year quickly approaching, it’s not too late to end 2016 on a strong note. Time flies, but you still have the ability to organize your personal finances and move into the coming year in a position of... Read More...
Older couple sitting cafe patio

Nontraditional Ways of Saving for Retirement

By: Creditcards.org Team
When most Americans talk about saving for retirement, the discussion usually revolves around traditional retirement funds such as 401(k)s and IRAs. While this is definitely a great place to start researching and... Read More...
Blonde with pink card

Frugal Shopping Myths Debunked

By: Creditcards.org Team
Millions of consumers are aiming to save as much money as possible when they go shopping, but a lot of the advice circling around isn’t completely accurate. If you’re a budget shopper and hoping to maximize your... Read More...