Tips & Advice

Helping you make better personal finance decisions.

Business woman running finish line

6 Financial Moves to End the Year Successfully

By: Creditcards.org Team
With the New Year quickly approaching, it’s not too late to end 2016 on a strong note. Time flies, but you still have the ability to organize your personal finances and move into the coming year in a position of... Read More...
Older couple sitting cafe patio

Nontraditional Ways of Saving for Retirement

By: Creditcards.org Team
When most Americans talk about saving for retirement, the discussion usually revolves around traditional retirement funds such as 401(k)s and IRAs. While this is definitely a great place to start researching and... Read More...
Blonde with pink card

Frugal Shopping Myths Debunked

By: Creditcards.org Team
Millions of consumers are aiming to save as much money as possible when they go shopping, but a lot of the advice circling around isn’t completely accurate. If you’re a budget shopper and hoping to maximize your... Read More...
Mature couple retirement planning

5 Retirement Money Wasters that Seniors should Avoid

By: Creditcards.org Team
For most retirees, the cost of living drops once you decide to retire – you no longer need to invest in office attire or spend money commuting to work, you’re no longer supporting children or paying for education... Read More...
Mom and daughter xmas presents

How to Stick To Your Holiday Budget

By: Creditcards.org Team
Can you believe this year is almost over? The Holidays are right around the corner, I hope your bank account is prepared! Last year the average person spent a little over $800 during the holiday season. Since your... Read More...
Little boy with piggy bank

5 Lessons to Teach your Kids about Retirement

By: Creditcards.org Team
One of the unfortunate realities surrounding retirement in the United States is that many people spend more years in the workforce than they had anticipated since they didn’t save adequately for their retirements.... Read More...
Millenials investing

How Millennials Should Approach Investing

By: Creditcards.org Team
You graduated from college, and you were just beginning your career when the bottom fell out and the Great Recession took everyone for a ride they didn’t want. It’s a fact, and it’s real, only 26% of millennials own... Read More...
Senior couple traveling

5 Credit Card Tips for International Travel

By: Creditcards.org Team
Using your credit card while traveling abroad requires planning and forethought in order to avoid high fees, fraudulent charges, and other challenges that may come your way. In this post, we’ll break down all of the... Read More...
Senior asian couple

5 Ways Seniors Can Keep Earning Money During Retirement

By: Creditcards.org Team
Given the precarious state of the national economy, many older Americans are concerned that they haven’t saved up enough money to last their entire retirement. As such, it’s never been more important for retirees to... Read More...
Family with dog

Emergency Funds: Why You Need To Start Saving

By: Creditcards.org Team
One of the few certainties in life is that unexpected events are bound to occur, and it’s critical that you’re not caught off guard when they do. In this respect, having an emergency fund is imperative so that you... Read More...
Young black woman on computer

Top 5 Personal Finance Tips for Managing your Money

By: Creditcards.org Team
While many Americans associate financial wellbeing purely with the size of their paycheck, the reality is that having financial stability is mostly about what you do after earning your money. The difference between a... Read More...
More generic cards

Credit Card vs. Debit Card: Which is Safer for Online Shopping?

By: Creditcards.org Team
Online shopping is rapidly transforming the way we shop, with the latest statistics showing that the overwhelming majority of consumers—more than 69%—shop online at least once per month. When shopping online it’s... Read More...