Articles on Credit Cards

Pros and Cons of Balance Transfer Credit Cards

July 17, 2015

Do you have credit card debt? Is your credit card charging a high interest rate on that debt? Then you should strongly consider a Balance Transfer credit card. If you’re unable to pay off your debt immediately, the next best option is…

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Learn How to Increase Your Credit Limit

July 16, 2015

To obtain an increased credit limit, you'll need a long-term plan. Unless you have perfect credit already, you should aim for 6 months of impeccable credit before asking for a limit increase. Issuers are also more likely to increase…

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5 Common Causes of Credit Card Debt

July 16, 2015

In this golden age of loans and credit lines, it seems like every adult in the United States has at least some credit card debt. While no one can completely predict their financial circumstances, the good news is that you can always work toward…

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How To Create A Successful Personal Budget

July 15, 2015

Have you put off creating a personal budget? You’re not alone.Despite the fact that a budget can help them avoid financial difficulties and build a strong financial future, only one-third of American families have a budget in place.Why? The…

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Do You Actually Need a Credit Card?

June 24, 2015

Credit cards get a bad rap, though understandably so. Statistics show the average American household has over $15,800 in credit card debt.  With this financial burden being such a large and common problem, many people want to shy away from…

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Who Should Get a Hotel Rewards Card?

May 22, 2015

Just as there are a host of hotel rewards cards, there are a diverse group of people who use the points they earn for different reasons. While most hotel rewards cards are either Visa or MasterCard, the rewards, redemptions and annual fees are…

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The Evolution of the Credit Card

May 06, 2015

American Express, true to its name, was once a freight company. John Warren Butterfield was driving stage coaches across New York state delivering packages when he joined with Henry Wells and William Fargo, two freight agents on his line, to form…

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Should You Cancel An Old Credit Card?

May 04, 2015

Reasons to cancel a credit cardEveryone has different reasons for wanting to cancel a credit card. Perhaps you want to avoid the temptation of over spending, or maybe you’re fed up with the customer service? Sometimes people get credit…

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A Beginner’s Guide to Investing

May 04, 2015

Now that you’ve landed your first “real” job everyone including your mother is telling you it’s time to start building a diversified financial portfolio.Great. You’re finally earning enough to upgrade from the dollar…

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A Simple Guide to Smart Credit Card Practices

May 04, 2015

Owning a credit card makes life a whole lot easier. From having access to your money at all times, to enjoying the ease of online shopping and the comfort of a stable backup plan in the event of an emergency. Other benefits include building your…

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Most Popular Cards for People with Excellent Credit

April 29, 2015

There are many credit cards available for those with good to excellent credit. People with excellent credit really have the pick of the litter when it comes to credit card rewards, they tend to pick Platinum Cards, Rewards Cards, or Business…

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How to Avoid Credit Card Fees?

April 28, 2015

Credit cards are a great tool if used properly. Credit cards can assist in unexpected expenses, they can help aid in rebuilding credit and they can earn rewards if you're smart about it. The downside of credit cards is that if you misuse them…

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How to Use Rewards Credit Cards to Pay Your Bills?

April 27, 2015

Here’s a simple trick to take the edge off bill paying. Settle up with a credit card and start racking up a ton of reward points.From miles to awards to cash back, we’ve got the down low on the right way to leverage your rewards card…

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Living A Debt Free Life

March 10, 2015

Living  without debt doesn't have to be a fantasy. If you have the willpower and discipline to follow a plan, you can make it a reality. While getting out of debt is a commitment you will have to make, the following six steps are a guide…

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How To Protect Yourself From Credit Card Fraud

February 03, 2015

How often do you watch the news and another retailer has had their credit card information breached or some innocent person has had a fraudster attain their credit card number and gone on a buying spree? This was not such a problem 30 years…

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5 Toxic Money Mistakes and How to Avoid Them

January 22, 2015

One of the great joys of growing up is getting to the point where you eat mac & cheese because it sounds good and not because it’s all you can afford. Earning a steady paycheck is awesome. No need to scramble when the rent is due…

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What You Need to Know About Your Credit Score

January 08, 2015

Your credit score is a generated number that reflects your credit history and reliability as a borrower. Based on how well you’ve repaid lines of credit, managed loans and handled other financial responsibilities listed in major credit…

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Cash Back Credit Cards vs. Rewards Credit Cards

January 06, 2015

So you're looking to put a new credit card into your wallet or purse. The good news is that there are dozens of credit card offers out there that can help you accomplish that goal. The bad news is many of them are so different from one…

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