Articles on Credit Cards

What To Do Once Your Identity Has Been Stolen

September 02, 2015 According to recent statistics from Transunion, approximately 9.9 Million people fall prey to identity theft every year. Even more concerning for consumers everywhere is that this is the fastest growing crime in America.The theft or misuse of a...

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5 Ways You Can Start Paying Off Debt Today

August 17, 2015 Living with a lot of debt can feel like a mountain you'll never be able to surmount. If you have personal, medical or student debt and you’re serious about getting it paid down or off completely, check out these 7 easy tips...

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6 Life Events Which Can Affect Your Credit Score

August 14, 2015 As one of the most important factors that lenders take into account, your credit score has tremendous implications on your ability to gain access to auto loans, credit cards, and mortgages. It’s imperative to closely monitor your credit...

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Will Not Using Your Credit Card Hurt You?

August 14, 2015 Avoiding swiping your credit card might seem like it would be the financially savvy thing to do, but in reality, there could be potential disadvantages to not using it. While, in the past, Americans were fairly quick to pull out their credit...

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6 Ways to Improve Your Credit Score

August 13, 2015 When your credit score has taken a dive, no need to fret, as there are various ways you can get that score back up to good and excellent.  We understand your desire to improve your credit score, so here are the top 6 ways you can do so...

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What Is A Prepaid Credit Card?

July 27, 2015 With all of the credit card offers you may be seeing on TV and in your mailbox, you have likely heard of prepaid credit cards before.  Do you know what they are, why you might want one, or how to get the most out of their use?What is a...

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Are Cash Advances Worth It?

July 21, 2015 Cash advances might seem like a great idea when you need money right now, but their true price won't hit home until after your visit to the ATM. Let's take a look at what to expect once the dollar bills start flowing.Related: How To Avoid...

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Are Hotel Rewards Better Than Airline Rewards?

July 21, 2015 Free nights or free flights? What’s best for you?Major airlines pioneered the concept of rewards travel but, in many ways and for many travelers, the big hotel chains are now flying high in popularity.Which credit cards and which awards...

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Pros and Cons of Balance Transfer Credit Cards

July 17, 2015 Do you have credit card debt? Is your credit card charging a high interest rate on that debt? Then you should strongly consider a Balance Transfer credit card. If you’re unable to pay off your debt immediately, the next best option is...

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Learn How to Increase Your Credit Limit

July 16, 2015 To obtain an increased credit limit, you'll need a long-term plan. Unless you have perfect credit already, you should aim for 6 months of impeccable credit before asking for a limit increase. Issuers are also more likely to increase...

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5 Common Causes of Credit Card Debt

July 16, 2015 In this golden age of loans and credit lines, it seems like every adult in the United States has at least some credit card debt. While no one can completely predict their financial circumstances, the good news is that you can always work toward...

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How To Create A Successful Personal Budget

July 15, 2015 Have you put off creating a personal budget? You’re not alone.Despite the fact that a budget can help them avoid financial difficulties and build a strong financial future, only one-third of American families have a budget in place.Why? The...

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Do You Actually Need a Credit Card?

June 24, 2015 Credit cards get a bad rap, though understandably so. Statistics show the average American household has over $15,800 in credit card debt.  With this financial burden being such a large and common problem, many people want to shy away from...

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Who Should Get a Hotel Rewards Card?

May 22, 2015 Just as there are a host of hotel rewards cards, there are a diverse group of people who use the points they earn for different reasons. While most hotel rewards cards are either Visa or MasterCard, the rewards, redemptions and annual fees are...

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The Evolution of the Credit Card

May 06, 2015 American Express, true to its name, was once a freight company. John Warren Butterfield was driving stage coaches across New York state delivering packages when he joined with Henry Wells and William Fargo, two freight agents on his line, to form...

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Should You Cancel An Old Credit Card?

May 04, 2015 Reasons to cancel a credit cardEveryone has different reasons for wanting to cancel a credit card. Perhaps you want to avoid the temptation of over spending, or maybe you’re fed up with the customer service? Sometimes people get credit...

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A Beginner’s Guide to Investing

May 04, 2015 Now that you’ve landed your first “real” job everyone including your mother is telling you it’s time to start building a diversified financial portfolio.Great. You’re finally earning enough to upgrade from the dollar...

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