Tips & Advice

Helping you make better personal finance decisions.

Mature couple retirement planning

5 Retirement Money Wasters that Seniors should Avoid

By: Creditcards.org Team
For most retirees, the cost of living drops once you decide to retire – you no longer need to invest in office attire or spend money commuting to work, you’re no longer supporting children or paying for education... Read More...
Mom and daughter xmas presents

How to Stick To Your Holiday Budget

By: Creditcards.org Team
Can you believe this year is almost over? The Holidays are right around the corner, I hope your bank account is prepared! Last year the average person spent a little over $800 during the holiday season. Since your... Read More...
Little boy with piggy bank

5 Lessons to Teach your Kids about Retirement

By: Creditcards.org Team
One of the unfortunate realities surrounding retirement in the United States is that many people spend more years in the workforce than they had anticipated since they didn’t save adequately for their retirements.... Read More...
Millenials investing

How Millennials Should Approach Investing

By: Creditcards.org Team
You graduated from college, and you were just beginning your career when the bottom fell out and the Great Recession took everyone for a ride they didn’t want. It’s a fact, and it’s real, only 26% of millennials own... Read More...
Senior couple traveling

5 Credit Card Tips for International Travel

By: Creditcards.org Team
Using your credit card while traveling abroad requires planning and forethought in order to avoid high fees, fraudulent charges, and other challenges that may come your way. In this post, we’ll break down all of the... Read More...
Senior asian couple

5 Ways Seniors Can Keep Earning Money During Retirement

By: Creditcards.org Team
Given the precarious state of the national economy, many older Americans are concerned that they haven’t saved up enough money to last their entire retirement. As such, it’s never been more important for retirees to... Read More...
Family with dog

Emergency Funds: Why You Need To Start Saving

By: Creditcards.org Team
One of the few certainties in life is that unexpected events are bound to occur, and it’s critical that you’re not caught off guard when they do. In this respect, having an emergency fund is imperative so that you... Read More...
Young black woman on computer

Top 5 Personal Finance Tips for Managing your Money

By: Creditcards.org Team
While many Americans associate financial wellbeing purely with the size of their paycheck, the reality is that having financial stability is mostly about what you do after earning your money. The difference between a... Read More...
More generic cards

Credit Card vs. Debit Card: Which is Safer for Online Shopping?

By: Creditcards.org Team
Online shopping is rapidly transforming the way we shop, with the latest statistics showing that the overwhelming majority of consumers—more than 69%—shop online at least once per month. When shopping online it’s... Read More...
Little girl stressed out

4 Credit Mistakes to Avoid

By: Creditcards.org Team
Naturally, you want a high credit score.  However, you might not be aware of some of the mistakes you’re making that could be negatively impacting your credit.  Read on to learn about 4 common credit errors you’ll... Read More...
Grandma and daughter

How to Prepare for Retirement In Your 20s, 30s, 40s and Beyond

By: Creditcards.org Team
It seems like young adults can barely graduate high school these days without experiencing the anxiety that goes along with planning for retirement. The good news is that starting early and being proactive about your... Read More...
Model plane on map

How To Fly For Free With An Air Miles Credit Card

By: Creditcards.org Team
With the rising price of airline fuel, many Americans are finding it increasingly difficult to purchase flights or go on family vacations. Fortunately, even if you don’t have hundreds of spare dollars lying around,... Read More...