Advertiser Disclosure

American Express Credit Cards


American Express® credit cards are generally for applicants with an excellent credit rating but feature interest rates, rewards programs, and other benefits that are popular with consumers. The following are the best American Express® credit card offers as selected by the CreditCards.org staff:

Blue Cash Everyday® Card from American Express
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on creditcards.com's secure website.
Intro APR for Balance Transfer
0%
15 months
Regular APR
13.99% - 24.99%
(Variable)
Annual fee
$0
Learn More
on creditcards.com's secure website.

Benefits & Key features

  • Get $150 back after you spend $1,000 on purchases on your new Card in your first 3 months. 
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is awarded as Reward Dollars that can be redeemed as a statement credit, gift cards, or merechandise.
  • A Credit Card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 15 months.
  • After that, your APR will be a variable rate, currently 12.99%-21.99% based on your creditworthiness and other factors.
  • No Annual Fee.
  • Terms and restrictions apply.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 24.99%
(Variable)
Annual Fee
$0
The Platinum Card® from American Express
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on creditcards.com's secure website.
Intro APR for Balance Transfer
N/A
Regular APR
26.24%
(Variable)
Annual fee
$550
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on creditcards.com's secure website.

Benefits & Key features

  • Earn 60,000 points after you spend $5,000 on purchases on your new Card in your first 3 months.
  • Free rides in the U.S. through Uber, up to $15 each month, with a $20 bonus in December - up to $200 yearly savings on Uber rides.
  • 5x points on flights either directly through airlines or through American Express Travel
  • 5x points on prepaid hotels booked through amextravel.com
  • Access the Global Loung Collection and enjoy proprietary airport lounges around the world.
  • Complimentary benefits that average out to be $550 yearly with Fine Hotels & Resorts. See application for more details. 
  • With the Platinum Card, you can receive up to $200 a year in statement credits for airline incidental fees like checked bags fees, flight-change fees, and snacks.
  • To receive the statement credit, you need to enroll and select a qualifying airline.
  • There are no foreign transaction fees with purchases made on your Platinum Card.
  • $550 annual fee
  • Terms & restrictions apply.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
26.24%
(Variable)
Annual Fee
$550
American Express® Gold Card
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on creditcards.com's secure website.
Intro APR for Balance Transfer
N/A
Regular APR
16.99% - 23.99%
(Variable)
Annual fee
$250
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on creditcards.com's secure website.

Benefits & Key features

  • Get 35,000 bonus points by spending $4,000 on eligible purchasese within the first 3 months of opening a new card.
  • Receive 4x points at restaurants around the world. 
  • Receive 4x points on purchases at U.S. supermarkets.
  • Receive 3x points on flights, either booked directly or through amextravel.com.
  • Get up to $100 in statement credits each year for any incidental fees incurred at one selected airline. 
  • Get up to $100 in credit for incidental fees incurred at luxury hotels, including free room upgrades.
  • Redeem your points for shopping, travel, gift cards, entertainment, or even charity.
  • No foreign transaction fees.
  • Annual Fee of $250
  • Terms and Restrictions Apply.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
16.99% - 23.99%
(Variable)
Annual Fee
$250
American Express® Green Card
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on creditcards.com's secure website.
Intro APR for Balance Transfer
N/A
Regular APR
16.24% - 23.24%
(Variable)
Annual fee
$150
Learn More
on creditcards.com's secure website.

Benefits & Key features

  • Get 30,000 bonus points by spending $2,000 on your new card within the first 3 months.
  • Receive 3x points on all eligible travel, including flights, hotels, public transportation, and even city tours.
  • Receive 3x points at dining around the world. 
  • Get up to $100 credit each year for using your card to pay for a CLEAR® membership at certain airports and stadiums in the U.S. 
  • The Green Card can be used to purchase access to exclusive lounges through LoungeBuddy - no membership or 1st class ticket required. You even get $100/year in statement credits toward LoungeBuddy purchases. 
  • No foreign transaction purchases when paying with the Green Card.
  • $150 annual fee.
  • Terms and restrictions apply.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
16.24% - 23.24%
(Variable)
Annual Fee
$150