Advertiser Disclosure

American Express Credit Cards


American Express® credit cards are generally for applicants with an excellent credit rating but feature interest rates, rewards programs, and other benefits that are popular with consumers. The following are the best American Express® credit card offers as selected by the CreditCards.org staff:

American Express Cash Magnet® Card
Unavailable
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Intro APR for Balance Transfer
0%
15 months
Regular APR
13.99% - 24.99%
(Variable)
Annual fee
$0
Unavailable
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Benefits & Key features

  • Receive a $150 bonus when you spend at least $1,000 in purchases with 3 months of opening a new card.
  • Get 1.5% Cash Back on all purchases.
  • Cash back can be redeemed for statement credits, gift cards, or merchandise. 
  • A Cash Back card with a 0% introductory APR for the first 15 months on purchases and balance transfers.
  • After that, your APR will be a variable rate, currently 13.99% - 24.99% based on your creditworthiness and other factors.
  • More and more businesses are accepting American Express® Cards.
  • No annual fee.
  • Terms and Restrictions apply. 

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 24.99%
(Variable)
Annual Fee
$0
Delta SkyMiles® Blue American Express Card
Unavailable
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Intro APR for Balance Transfer
N/A
Regular APR
16.74% - 24.74%
(Variable)
Annual fee
$0
Unavailable
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Benefits & Key features

  • Get 2x miles for each dollar spent at restaurants worldwide.
  • Get 2x miles for each dollar spent on purchases with Delta Airlines.
  • Get 1x miles on all other purchases. 
  • Use your card on eligible Delta in-flight purchases (like food, audio headsets, and beverages) and receive a 20% savings via a statement credit. 
  • No foreign transaction fees. 
  • $0 annual fee
  • Terms and restrictions apply. 

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
16.74% - 24.74%
(Variable)
Annual Fee
$0
Delta SkyMiles® Gold American Express Card
Unavailable
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Intro APR for Balance Transfer
N/A
Regular APR
16.74% - 25.74%
(Variable)
Annual fee
$0 first year, then $99
Unavailable
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Benefits & Key features

  • Earn another 10,000 bonus miles on the first anniversary of your card membership. 
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding on Delta flights
  • Each year, if you spend at least $10,000 in purchases then you will receive a free $100 Delta Flight Credit. 
  • Receive 2x miles on purchases at U.S. supermarkets, at restaurants around the world, and on all Delta purchases.
  • Receive 1x miles on all other purchases. 
  • Use your card on eligible Delta in-flight purchases (like food, audio headsets, and beverages) and receive a 20% savings via a statement credit.
  • The annual fee will be $0 for your first year of Card Membership, then $95 each year after that. 
  • Terms and Restrictions Apply.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
16.74% - 25.74%
(Variable)
Annual Fee
$0 first year, then $99
Delta SkyMiles® Platinum American Express Card
Unavailable
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Intro APR for Balance Transfer
N/A
Regular APR
16.74% - 25.74%
(Variable)
Annual fee
$250
Unavailable
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Benefits & Key features

  • Possible to earn up to 100,000 bonus miles - Get 80,000 miles by spending $3,000 within the first 3 months of opening a new card.
  • Check your first bag free on every Delta flight
  • Receive 3x miles on purchases made directly through hotels and purchases with Delta. 
  • Receive 2x miles at U.S. supermarkets and at restaurants. 
  • Receive 1x miles on all other purchases. 
  • No mileage earning limit, and miles don't expire - as long as your account is active every 12 months. 
  • Receive up to $100 in fee credit for Global Entry or TSA Pre✓®.
  • Annual complimentary companion certificate (for eligible domestic flights)
  • Use your card on eligible Delta in-flight purchases (like food, audio headsets, and beverages) and receive a 20% savings via a statement credit.
  • No foreign transaction fees.
  • Annual fee of $250.
  • Terms and restrictions apply. 

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
16.74% - 25.74%
(Variable)
Annual Fee
$250