Credit Cards For Bad Credit
Even if you have a bad credit history or limited credit history, there’s no reason to give up hope of regaining control of your credit future. There are credit cards available even to consumers in your circumstances. A credit card is one tool that can help you build your credit history. Ultimately, only you can turn your credit problems around, and each person’s credit situation is different. But always making on-time payments on all of your obligations and keeping your balances low relative to your credit limits are two of the most important things you can do to positively affect your credit profile. We’ve compiled a list of top credit cards for bad credit for those with less than perfect credit, and you are eligible to apply for any of these offers. Below you will find our most popular credit card offers for people with bad credit:
First PREMIER® Bank Mastercard® Credit Card
First PREMIER® Bank Mastercard® Credit Card
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Bad/Fair Credit
- Checking Account Required
- We may approve those currently building their credit history
- All credit types welcome to apply!
- Looking for a second chance at a credit card? We may approve you when others will not.
- The First PREMIER Bank Mastercard is a good addition to your credit options.
- The activity on our manageable credit limit products is reported to all major Consumer Reporting Agencies on a monthly basis.
- Good credit not required
- Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Apply Now
Bad/Fair Credit
Bad/Fair
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit One Bank® Credit Card with Cash Back Rewards
Credit One Bank® Credit Card with Cash Back Rewards
Apply Now
Fair Credit
Intro APR for Balance Transfer
N/A
Regular APR
19.49% - 25.49%
Variable
Annual fee
$0 - $99
Apply Now
Fair Credit
Benefits & Key features
- 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Managing your account is easy with the Credit One Bank mobile app
- Pick a card that fits your style. Multiple card designs are available, a fee may apply
- Monitor your credit with free online access to your Experian credit score, terms apply
- Never miss an account update with customizable text and email alerts
- Do your part to help the environment with the option to go paperless
Fair
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
19.49% - 25.49%
Variable
Annual Fee
$0 - $99
First PREMIER® Bank Gold Credit Card
First PREMIER® Bank Gold Credit Card
Apply Now
Bad Credit
- Checking Account Required
- Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
- We may approve those currently building their credit history.
- Looking for a second chance at a credit card? We may approve you when others will not.
- Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Apply Now
Bad Credit
Bad
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Horizon Gold Card
Horizon Gold Card
Apply Now
Bad Credit
Bad
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
N/A*
Annual Fee
$24.95 benefits plan membership will be auto-debited monthly
Fingerhut Credit Account issued by WebBank
Fingerhut Credit Account issued by WebBank
Apply Now
Fair/Bad Credit
Intro APR for Balance Transfer
N/A
Regular APR
See Issuer Website
Annual fee
$0
Apply Now
Fair/Bad Credit
Benefits & Key features
- Fingerhut offers more than 500,000 items including the brand names you want like Samsung, KitchenAid, and DeWalt
- Take advantage of low monthly payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
- Fast, easy online application process and a quick decision
- Not an access card
Fair/Bad
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
$0
Monevo - Personal Loans from $1,000 - $100,000
Benefits & Key features
- Network of lenders offering loan amounts $1,000 - $100,000
- Rates starting as low as 3.99% APR
- Solutions available for all credit scores
- Funds available as soon as the next business day
- No impact on your credit score to check your rates!
Benefits & Key features
- Network of lenders offering loan amounts $1,000 - $100,000
- Rates starting as low as 3.99% APR
- Solutions available for all credit scores
- Funds available as soon as the next business day
- No impact on your credit score to check your rates!