There are many things to consider when applying for a new credit card. You need to be aware of the many different offers, your credit score, and your personal financial situation.
We highly recommend that you keep your credit score in mind when choosing a card, since that is often the biggest factor that card issuers look at when deciding to approve your application.
With your credit score in mind, you can then focus your search on the cards you are most likely to be approved for. If you don’t think you have a high enough credit score for a certain card, you may need to select a different card with a lower credit requirement and come back to the other card once you have built up your credit score.
We don’t recommend applying for cards with high credit requirements if you know that you have a low credit score. Keep in mind: having too many credit inquiries in a short period of time can lower your credit score. Because of this, we don’t recommend you keep applying for credit card offers that probably won’t approve your application.