Advertiser Disclosure

Credit Cards For Bad Credit

Even if you have a bad credit history or limited credit history, there’s no reason to give up hope of regaining control of your credit future. There are credit cards available even to consumers in your circumstances. A credit card is one tool that can help you build your credit history. Ultimately, only you can turn your credit problems around, and each person’s credit situation is different. But always making on-time payments on all of your obligations and keeping your balances low relative to your credit limits are two of the most important things you can do to positively affect your credit profile. We’ve compiled a list of top credit cards for bad credit for those with less than perfect credit, and you are eligible to apply for any of these offers. Below you will find our most popular credit card offers for people with bad credit: 

Merrick Bank Double Your Line™ Platinum Visa® Credit Card

Merrick Bank Double Your Line™ Platinum Visa® Credit Card

Merrick Bank Double Your Line™ Platinum Visa® Credit Card

Apply Now
Bad/Fair Credit
Intro APR for Balance Transfer
N/A
Regular APR
20.95% - 29.20%
Variable
Annual fee
$0-$70
Apply Now
Bad/Fair Credit

Benefits & Key features

  • See if you are Pre-Qualified in less than 60 seconds without harming your credit score.
  • Credit Line Range $550 - $1,250, Doubling to $1,100 - $2,500.
  • Double Your Line by making at least your minimum payment on time each month for the first 7 months your account is open. After you make your payments, the increase is automatic.
  • Get your updated FICO® Score each month.
  • $0 Fraud Liability protects you from unauthorized charges.
  • Online and mobile Account Access.
  • No Penalty Rates or Over Limit Fee

Bad/Fair

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
20.95% - 29.20%
Variable
Annual Fee
$0-$70

Merrick Bank Secured Visa® from Merrick Bank

Merrick Bank Secured Visa® from Merrick Bank

Merrick Bank Secured Visa® from Merrick Bank

Apply Now
Bad Credit
Intro APR for Balance Transfer
N/A
Regular APR
18.95%
Variable
Annual fee
$36 for first year. Billed $3 per month thereafter
Apply Now
Bad Credit

Benefits & Key features

  • Unsecured credit line increases - After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
  • Monthly FICO® Score for free - get your updated FICO® Score each month when it is provided to us from the credit bureau.
  • Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
  • Flexible credit line – the amount of your deposit determines your initial credit line – up to $3,000 and increase your credit line anytime with additional deposits.
  • Easy funding options – several convenient options to easily fund your security deposit.
  • Worldwide acceptance - use it anywhere Visa is accepted.
  • Quick, easy application - apply online today!

Bad

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
18.95%
Variable
Annual Fee
$36 for first year. Billed $3 per month thereafter

Indigo® Platinum Mastercard® Credit Card

Indigo® Platinum Mastercard® Credit Card

Indigo® Platinum Mastercard® Credit Card

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Fair/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
24.90%
fixed
Annual fee
$0 - $99
Apply Now
Fair/Good Credit

Benefits & Key features

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.

Fair/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
24.90%
fixed
Annual Fee
$0 - $99

Credit One Bank® Platinum Visa® for Rebuilding Credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

Apply Now
Poor Credit
Intro APR for Balance Transfer
N/A
Regular APR
19.49% - 25.49%
Variable
Annual fee
$0 - $99
Apply Now
Poor Credit

Benefits & Key features

  • See if you Pre-Qualify without harming your credit score
  • Track your progress with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Accounts are automatically reviewed for credit line increase opportunities
  • Make paying your bill easier with the ability to choose your payment due date, terms apply
  • Stay in-the-know with customizable account alerts via email and text
  • Receive 1% cash back rewards on eligible purchases, terms apply
  • Enjoy peace of mind with $0 Fraud Liability

Poor

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
19.49% - 25.49%
Variable
Annual Fee
$0 - $99