Advertiser Disclosure

Bank of America® Credit Cards

 Responsible use of a Bank of America® credit card can help you establish or improve your credit history while simultaneously providing popular benefits and features. Their credit cards are geared towards the needs of a wide variety of consumers, making Bank of America credit cards a great choice. Bank of America credit cards offer a variety or perks, from Travel Rewards, to Cash Rewards, to Balance Transfers. Below you will find our most popular Bank of America credit cards: 

Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer
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Intro APR for Balance Transfer
N/A
Regular APR
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Annual fee
$0
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Benefits & Key features

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
See Terms
Intro APR
(Balance Transfer)
N/A
Regular APR
See Terms
Annual Fee
$0
BankAmericard® credit card
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Intro APR for Balance Transfer
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Regular APR
See Terms
Annual fee
$0
Unavailable
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Benefits & Key features

  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
See Terms
Intro APR
(Balance Transfer)
See Terms
Regular APR
See Terms
Annual Fee
$0
Bank of America® Premium Rewards® credit card
Unavailable
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Intro APR for Balance Transfer
N/A
Regular APR
See Terms
Annual fee
$95
Unavailable
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Benefits & Key features

  • Receive 50,000 bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • No limit to the points you can earn and your points don't expire
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Terms
Annual Fee
$95