Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Intro APR Purchase

0% for 9 billing cycles

Apply Now

Excellent

Intro APR for Balance Transfer

N/A

Regular APR

14.49% - 24.49% Variable APR on purchases and balance transfers

Annual Fee

$0

PROS

  • Sign up bonus
  • Earn rewards in multiple categories
  • No annual fee
  • Additional rewards for some Bank of America clients

CONS

  • Requires excellent credit

CARD HIGHLIGHTS

    • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
    • Earn 3% cash back on your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter) and 1% cash back on all other purchases.
    • 0% Introductory APR on purchases for your first 9 billing cycles.
    • Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
    • Get a 75% rewards bonus on every purchase when you’re a Business Advantage Relationship Rewards Platinum Honors tier client. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.