Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

Intro APR Purchase

0% Introductory APR on purchases for 12 billing cycles

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Excellent/Good

Intro APR for Balance Transfer

0% Intro APR for 12 billing cycles for any balance transfers made in the first 60 days

Regular APR

16.24% - 26.24% Variable APR on purchases and balance transfers

Annual Fee

$0

PROS

  • Sign up bonus
  • Earn rewards on multiple categories
  • No annual fee
  • Additional rewards for Bank of America clients

CONS

  • Depending on how you spend, there might be a better card for you

CARD HIGHLIGHTS

    • No annual fee
    • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
    • Earn 3% cash back on gas or your choice of one of five other popular categories, 2% at grocery stores and wholesale clubs and unlimited 1% on all other purchases (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
    • 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
    • No expiration on rewards
    • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase