Bank of America® Premium Rewards® credit card

Bank of America® Premium Rewards® credit card

Intro APR Purchase


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Intro APR for Balance Transfer


Regular APR

18.24% - 25.24% Variable APR on purchases

Annual Fee



  • Sign up bonus
  • Competitive points rewards program
  • No foreign transaction fees
  • Additional bonus for Bank of America clients


  • Has an annual fee


    • Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
    • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
    • If you’re a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
    • No limit to the points you can earn and your points don’t expire
    • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill Edge® and Merrill Lynch® accounts, or gift cards or purchases at the Bank of America Travel Center
    • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
    • No Foreign Transaction Fees
    • Low $95 annual fee