Bank of America® Premium Rewards® credit card

Bank of America® Premium Rewards® credit card

Intro APR Purchase


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Intro APR for Balance Transfer


Regular APR

17.99% - 24.99% Variable APR on purchases and balance transfers.

Annual Fee



  • Sign up bonus
  • Competitive points rewards program
  • No foreign transaction fees
  • Additional bonus for Bank of America clients


  • Has an annual fee


    • Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
    • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
    • If you’re a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
    • No limit to the points you can earn and your points don’t expire
    • Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
    • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
    • No Foreign Transaction Fees
    • Low $95 annual fee