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Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer's Expert Rating- click here to view rating methodology.
Intro APR Purchase
0% Introductory APR on purchases for 15 billing cycles
Apply Now Credit Needed Excellent/Good

Intro APR Balance Transfer

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular APR

15.49% - 25.49% Variable APR on purchases and balance transfers

Annual Fee

  • Sign up bonus
  • Earn rewards on multiple categories
  • No annual fee
  • Additional rewards for Bank of America clients
  • Depending on how you spend, there might be a better card for you

Card Highlights

  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

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