Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

Intro APR Purchase
0% Introductory APR on purchases for 12 billing cycles
Apply Now Excellent/Good Credit Needed

Intro APR for Balance Transfer

0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days

Regular APR

15.24% - 25.24% Variable APR on purchases and balance transfers

Annual Fee

$0
Pros
  • Sign up bonus
  • Earn rewards on multiple categories
  • No annual fee
  • Additional rewards for Bank of America clients
Cons
  • Depending on how you spend, there might be a better card for you

Card Highlights

    • No annual fee
    • NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
    • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
    • No changing categories and no expiration on rewards
    • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers
    • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
    • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
    • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store