Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®

Intro APR Purchase


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Intro APR for Balance Transfer

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Regular APR

14.24% Variable

Annual Fee



  • $0 balance transfer fee
  • No foreign transaction fees
  • No annual fee
  • Low ongoing APR


  • Requires excellent credit
  • No Intro APR promotion


    • Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply
    • Low 14.24% variable APR on purchases and cash advances
    • New - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
    • No annual fee
    • No foreign transaction fees
    • International Chip and PIN
    • See Rates & Fees