Leading Credit Cards of 2020 From Our Partners
Our independent credit card ratings evaluate the pros and cons of the leading credit cards based on key criteria like rates, fees, features, eligibility, and rewards. We regularly update our ratings based on the latest updates from credit card issuers, enabling you to make the smartest financial decisions using the results of our research. Our goal is to make credit card comparisons as simple and transparent as possible, while remaining vigilant and critical in the way that we assess the leading credit card offers. Below you will find some of the leading credit cards provided by our partners:
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
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on creditcards.com's secure website.
Intro APR for Balance Transfer
0%
12 months
Regular APR
13.99% - 23.99%
(Variable)
Annual fee
$95
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Limited Time Offer: Recieve a $300 statement credit by spending $3,000 in purchases on a new card within the first 6 months. Offer expires 12/10/2020
- Limited Time Offer: Introductory $0 annual fee for the first year, then $95. Offer expires 12/10/2020
- Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases (then 1%), 3% US gas stations, and 1% on other purchases. Terms and limitations apply.
- Additionally, earn 6% Cash Back on select U.S. streaming subscriptions and 3% Cash Back on transit (parking, trains, buses, taxis/rideshare, tolls, and more).
- Cash back can be redeemed as a statement credit, a gift card, or merchandise purchase.
- Hassle-free cash back: no enrollment required, the same great reward categories year-round.
- A credit card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 12 months.
- After that, your APR will be a variable rate, currently 13.99%-23.99% based on your creditworthiness and other factors.
- Terms and restrictions apply.
- See Rates & Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
12 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
12 months
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$95
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
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Limited/Good/Excellent Credit
Intro APR for Balance Transfer
N/A
Regular APR
12.99 - 26.99%
Variable
Annual fee
$0
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Limited/Good/Excellent Credit
Benefits & Key features
- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
- Up to 1.5% cash back after making 12 on-time monthly payments.
- 1% cash back on eligible purchases right away.
- 2% - 10% cash back from select merchants
- $500 - $10,000 credit limits
- Variable APRs 12.99% - 26.99%
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved.
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
- See if you're pre-approved within minutes without impacting your credit score.
- Petal reports to all 3 major credit bureaus.
- No deposits required.
- Card issued by WebBank, Member FDIC
Limited / Good / Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
12.99 - 26.99%
Variable
Annual Fee
$0
ABOC Platinum Rewards Credit Card
ABOC Platinum Rewards Credit Card
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Excellent Credit
Intro APR for Balance Transfer
N/A
Regular APR
12.90% - 22.90%
Variable APR on purchases
Annual fee
$0
Apply Now
Excellent Credit
Benefits & Key features
- 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90% (V), based on your credit worthiness"
- Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
- Earn Points on Every Purchase! It’s simple: $1 = 1 Point
- No Annual Fee or Foreign Transaction Fee
- Select Your Rewards Your Way
- No Foreign Transaction Fee
Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
on Purchases for 12 months
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
12.90% - 22.90%
Variable APR on purchases
Annual Fee
$0
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
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on creditcards.com's secure website.
Intro APR for Balance Transfer
0%
15 months
Regular APR
13.99% - 23.99%
(Variable)
Annual fee
$0
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Earn 20% back when you shop at Amazon.com within the first 6 months of receiving a new card - up to $200 back!
- Earn an additional $100 reward by spending $1,000 in purchases on a new card within the first 6 months.
- Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases (then 1%), 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
- Get a low introductory APR of 0% for the first 15 months on purchases from your account opening - then a variable rate of 13.99% to 23.99%.
- Hassle-free cash back: no enrollment required, the same great reward categories year-round.
- Cash back is awarded as Reward Dollars that can be redeemed as a statement credit.
- Plan It® lets you choose purchases of $100 or more to split into monthly payments with a fixed fee and no interest.
- No Annual Fee.
- Terms and restrictions apply.
- See Rates & Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$0
American Express® Gold Card
American Express® Gold Card
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on creditcards.com's secure website.
Intro APR for Balance Transfer
N/A
Regular APR
15.99% - 22.99%
(Variable)
Annual fee
$250
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Get 60,000 Membership Rewards® points by spending $4,000 on eligible purchasese within the first 6 months of opening a new card.
- Receive 4x points at restaurants around the world.
- Receive 4x points on purchases at U.S. supermarkets (up to $25,000 per calendar year, then 1x after that).
- Receive 3x points on flights, either booked directly or through amextravel.com.
- Earn up to $120 yearly in Dining Credits when you pay with the Gold Card at select participating restaurants and delivery services.
- Redeem your points for shopping, travel, gift cards, entertainment, or even charity.
- No foreign transaction fees.
- Annual Fee of $250
- Terms and Restrictions Apply.
- See Rates and Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
15.99% - 22.99%
(Variable)
Annual Fee
$250
Loans Under 36%
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes