Leading Credit Cards of 2020 From Our Partners
Our independent credit card ratings evaluate the pros and cons of the leading credit cards based on key criteria like rates, fees, features, eligibility, and rewards. We regularly update our ratings based on the latest updates from credit card issuers, enabling you to make the smartest financial decisions using the results of our research. Our goal is to make credit card comparisons as simple and transparent as possible, while remaining vigilant and critical in the way that we assess the leading credit card offers. Below you will find some of the leading credit cards provided by our partners:
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Average/Fair/Limited Credit
Intro APR for Balance Transfer
N/A
Regular APR
26.99%
(Variable)
Annual fee
$0
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Average/Fair/Limited Credit
Benefits & Key features
- Pay no annual fee
- Get access to a higher credit line after making your first 5 monthly payments on time
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help strengthen your credit for the future with responsible card use
Average/Fair/Limited
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
26.99%
(Variable)
Annual Fee
$0
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Average/Fair/Limited Credit
Intro APR for Balance Transfer
N/A
Regular APR
26.99%
(Variable)
Annual fee
$39
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Average/Fair/Limited Credit
Benefits & Key features
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn cash rewards without signing up for rotating categories
- Get access to a higher credit line after making your first 5 monthly payments on time
- Monitor your credit profile with the CreditWise® app, free for everyone
- $0 fraud liability if your card is ever lost or stolen
- No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
- Help strengthen your credit for the future with responsible card use
- Get customized alerts and manage your account with the Capital One mobile app
Average/Fair/Limited
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
26.99%
(Variable)
Annual Fee
$39
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Excellent/Good Credit
Intro APR for Balance Transfer
0%
Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
Regular APR
14.49% - 24.49%
Variable APR on purchases and balance transfers
Annual fee
$0
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Excellent/Good Credit
Benefits & Key features
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% - 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
Introductory APR on purchases for 18 billing cycles
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
Regular APR
14.49% - 24.49%
Variable APR on purchases and balance transfers
Annual Fee
$0
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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
16.49% - 24.49%
Variable APR on purchases and balance transfers
Annual fee
$0
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Excellent/Good Credit
Benefits & Key features
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 16.49% - 24.49% Variable APR will apply
- If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
Introductory APR on purchases for 12 billing cycles
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
16.49% - 24.49%
Variable APR on purchases and balance transfers
Annual Fee
$0
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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
13.49% - 23.49%
(Variable)
Annual fee
$0
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Excellent/Good Credit
Benefits & Key features
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
- Earn 1.25X miles on every purchase, every day
- Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Transfer your miles to over 12 leading travel loyalty programs
- Enjoy 0% intro APR on purchases for 12 months; 13.49% - 23.49% variable APR after that
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
for 12 months
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
13.49% - 23.49%
(Variable)
Annual Fee
$0
Benefits & Key features
- Network of lenders offering loan amounts $1,000 - $100,000
- Rates starting as low as 3.99% APR
- Solutions available for all credit scores
- Funds available as soon as the next business day
- No impact on your credit score to check your rates!
Benefits & Key features
- Network of lenders offering loan amounts $1,000 - $100,000
- Rates starting as low as 3.99% APR
- Solutions available for all credit scores
- Funds available as soon as the next business day
- No impact on your credit score to check your rates!