Leading Credit Cards of 2020 From Our Partners
Our independent credit card ratings evaluate the pros and cons of the leading credit cards based on key criteria like rates, fees, features, eligibility, and rewards. We regularly update our ratings based on the latest updates from credit card issuers, enabling you to make the smartest financial decisions using the results of our research. Our goal is to make credit card comparisons as simple and transparent as possible, while remaining vigilant and critical in the way that we assess the leading credit card offers. Below you will find some of the leading credit cards provided by our partners:
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on creditcards.com's secure website.
Intro APR for Balance Transfer
0%
12 months
Regular APR
13.99% - 23.99%
(Variable)
Annual fee
$95
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on creditcards.com's secure website.
Benefits & Key features
- Get $250 back after you spend at least $1,000 on purchases on your new card within your first 3 months.
- Hassle-free cash back: no enrollment required, the same great reward categories year-round.
- Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations, and 1% on other purchases. Terms and limitations apply.
- Additionally, earn 6% Cash Back on select U.S. streaming subscriptions and 3% Cash Back on transit (parking, trains, buses, taxis/rideshare, tolls, and more).
- Cash back can be redeemed as a statement credit, a gift card, or merchandise purchase.
- A credit card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 12 months.
- After that, your APR will be a variable rate, currently 13.99%-23.99% based on your creditworthiness and other factors.
- $95 annual fee
- Terms and restrictions apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
12 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
12 months
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$95
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Excellent Credit
Intro APR for Balance Transfer
N/A
Regular APR
12.90% - 22.90%
Variable APR on purchases
Annual fee
$0
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Excellent Credit
Benefits & Key features
- 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90% (V), based on your credit worthiness"
- Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
- Earn Points on Every Purchase! It’s simple: $1 = 1 Point
- No Annual Fee or Foreign Transaction Fee
- Select Your Rewards Your Way
- No Foreign Transaction Fee
Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
on Purchases for 12 months
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
12.90% - 22.90%
Variable APR on purchases
Annual Fee
$0
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on creditcards.com's secure website.
Intro APR for Balance Transfer
0%
15 months
Regular APR
13.99% - 23.99%
(Variable)
Annual fee
$0
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Get $150 back after you spend $1,000 on purchases on your new Card in your first 3 months.
- Hassle-free cash back: no enrollment required, the same great reward categories year-round.
- Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
- Cash back is awarded as Reward Dollars that can be redeemed as a statement credit.
- A Credit Card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 15 months.
- After that, your APR will be a variable rate, currently 13.99%-23.99% based on your creditworthiness and other factors.
- No Annual Fee.
- Terms and restrictions apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$0
Learn More
on creditcards.com's secure website.
Intro APR for Balance Transfer
N/A
Regular APR
15.99% - 22.99%
(Variable)
Annual fee
$250
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Get 35,000 bonus points by spending $4,000 on eligible purchasese within the first 3 months of opening a new card.
- Receive 4x points at restaurants around the world.
- Receive 4x points on purchases at U.S. supermarkets.
- Receive 3x points on flights, either booked directly or through amextravel.com.
- Get up to $100 in statement credits each year for any incidental fees incurred at one selected airline.
- Earn up to $120 yearly in Dining Credits when you pay with the Gold Card at select participating restaurants and delivery services.
- Redeem your points for shopping, travel, gift cards, entertainment, or even charity.
- No foreign transaction fees.
- Annual Fee of $250
- Terms and Restrictions Apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
15.99% - 22.99%
(Variable)
Annual Fee
$250
Learn More
on creditcards.com's secure website.
Intro APR for Balance Transfer
0%
15 months
Regular APR
13.99% - 23.99%
(Variable)
Annual fee
$0
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Receive a $150 bonus when you spend at least $1,000 in purchases with 3 months of opening a new card.
- Get 1.5% Cash Back on all purchases.
- Cash back is earned in the form of Reward Dollars that can be redeemed for statement credits.
- A Cash Back card with a 0% introductory APR for the first 15 months on purchases and balance transfers.
- After that, your APR will be a variable rate, currently 13.99% - 23.99% based on your creditworthiness and other factors.
- More and more businesses are accepting American Express® Cards.
- No annual fee.
- Terms and Restrictions apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$0
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes