Leading Credit Cards of 2020 From Our Partners
Our independent credit card ratings evaluate the pros and cons of the leading credit cards based on key criteria like rates, fees, features, eligibility, and rewards. We regularly update our ratings based on the latest updates from credit card issuers, enabling you to make the smartest financial decisions using the results of our research. Our goal is to make credit card comparisons as simple and transparent as possible, while remaining vigilant and critical in the way that we assess the leading credit card offers. Below you will find some of the leading credit cards provided by our partners:
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
13.99% - 23.99%
(Variable)
Annual fee
$95, waived first year
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Excellent/Good Credit
Benefits & Key features
- Get 20% back on Amazon.com purchases on the Card in the first 6 months of Card Membership, up to $200 back.
- Plus, get $150 back after you spend $3,000 in Card purchases in the first 6 months of Card Membership. You will receive cash back in the form of statement credits.
- $0 intro annual fee for the first year, then $95.
- Earn 6% Cash Back at U.S. supermarkets on up to $6,000 in purchases per year (then 1%).
- Earn 6% Cash Back on select U.S. streaming subscriptions.
- Earn 3% Cash Back at U.S. gas stations and on transport, including taxis/rideshare, trains, tolls, parking, buses and more.
- Earn 1% Cash Back on other purchases.
- Low intro APR: 0% on purchases for 12 months from the date of account opening, then a variable rate, 13.99% to 23.99%
- Plan It® gives the option to split up purchases of $100 or more into monthly payments with a fixed fee.
- Cash Back is received in the form of Reward Dollars, which can be redeemed as a statement credit.
- Terms Apply.
- See Rates & Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
12 months
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$95, waived first year
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
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Limited/Good/Excellent Credit
Intro APR for Balance Transfer
N/A
Regular APR
12.99%-26.99%
Variable
Annual fee
$0
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Limited/Good/Excellent Credit
Benefits & Key features
- No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
- Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments
- 1% cash back on eligible purchases right away
- 2% - 10% cash back at select merchants
- $500-$10,000 credit limits
- Variable APRs 12.99%-26.99%
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
Limited / Good / Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
12.99%-26.99%
Variable
Annual Fee
$0
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
N/A
Regular APR
13.99% - 23.99%
(Variable)
Annual fee
$0
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Excellent/Good Credit
Benefits & Key features
- Get 20% back on Amazon.com purchases on the Card within the first 6 months of membership - up to $150 back.
- Plus, get $100 back after you spend $2,000 in Card purchases in the first 6 months of card membership. You will receive cash back in the form of statement credits.
- Earn 3% Cash Back at U.S. supermarkets (on up to $6,000 in purchases per year, then 1%).
- Earn 2% Cash Back at U.S. gas stations and at select U.S. department stores.
- Earn 1% Cash Back on other purchases.
- Low intro APR: 0% on purchases for 15 months from the date of account opening, then a variable rate, 13.99% to 23.99%.
- Plan It® gives the option to split up purchases of $100 or more into monthly payments with a fixed fee.
- Cash back is received in the form of Reward Dollars that can be redeemed easily for statement credits.
- No annual fee.
- Terms Apply.
- See Rates & Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
N/A
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$0
Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Platinum American Express Card
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Excellent/Good Credit
Intro APR for Balance Transfer
Regular APR
15.74% - 24.74%
(Variable)
Annual fee
$250
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Excellent/Good Credit
Benefits & Key features
- Receive 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after spending $2,000 in purchases on your new Card within your first 3 months.
- Plus, receive up to $100 back in statement credits for eligible purchases with your card at U.S. restaurants in the first 3 months of membership.
- Speed up your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus Medallion® Qualification Miles (MQMs) to help you reach Medallion Status.
- Receive 3X Miles on Delta purchases and purchases made directly with hotels.
- Receive 2X Miles at restaurants worldwide, including at U.S. supermarkets and on takeout and delivery.
- Receive 1X Miles on all other eligible purchases.
- Get a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. *Payment of the government-imposed taxes and fees of up to $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Get your first checked bag free on Delta flights.
- Fee Credit for Global Entry or TSA Pre✓®.
- Receive an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and no more than two guests when traveling on a Delta flight.
- No Foreign Transaction Fees.
- $250 Annual Fee.
- Terms Apply.
- See Rates & Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
Intro APR
(Balance Transfer)
(Balance Transfer)
Regular APR
15.74% - 24.74%
(Variable)
Annual Fee
$250
Loans Under 36%
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes