Leading Credit Cards of 2020 From Our Partners
Our independent credit card ratings evaluate the pros and cons of the leading credit cards based on key criteria like rates, fees, features, eligibility, and rewards. We regularly update our ratings based on the latest updates from credit card issuers, enabling you to make the smartest financial decisions using the results of our research. Our goal is to make credit card comparisons as simple and transparent as possible, while remaining vigilant and critical in the way that we assess the leading credit card offers. Below you will find some of the leading credit cards provided by our partners:
Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express
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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
13.99% - 23.99%
(Variable)
Annual fee
$0 for one year, then $95
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Excellent/Good Credit
Benefits & Key features
- Receive a $300 statement credit after spending $3,000 in purchases on your new card in the first 6 months.
- Introductory $0 annual fee for one year, then $95.
- Earn 6% Cash Back at U.S. supermarkets on up to $6,000 in purchases per year (then 1%).
- Earn 6% Cash Back on select U.S. streaming subscriptions.
- Earn 3% Cash Back at U.S. gas stations and on transport, including parking, taxis/rideshare, trains, tolls, buses and more).
- Earn 1% Cash Back on all other purchases.
- Split up purchases of $100 or more into monthly payments with a fixed fee using the Plan It® option.
- Cash Back is received in the form of Reward Dollars, which can be redeemed as a statement credit.
- Terms Apply.
- See Rates & Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$0 for one year, then $95
Petal® 2 "Cash Back, No Fees" Visa® Credit Card

Petal® 2 "Cash Back, No Fees" Visa® Credit Card
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Limited/Good/Excellent Credit
Intro APR for Balance Transfer
N/A
Regular APR
12.99 - 26.99%
Variable
Annual fee
$0
Apply Now
Limited/Good/Excellent Credit
Benefits & Key features
- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
- Up to 1.5% cash back after making 12 on-time monthly payments.
- 1% cash back on eligible purchases right away.
- 2% - 10% cash back from select merchants
- $500 - $10,000 credit limits
- Variable APRs 12.99% - 26.99%
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved.
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
- See if you're pre-approved within minutes without impacting your credit score.
- Petal reports to all 3 major credit bureaus.
- No deposits required.
- Card issued by WebBank, Member FDIC
Limited / Good / Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
12.99 - 26.99%
Variable
Annual Fee
$0
Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express
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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
N/A
Regular APR
13.99% - 23.99%
(Variable)
Annual fee
$0
Learn More
Excellent/Good Credit
Benefits & Key features
- Earn 20% back when you shop at Amazon.com within the first 6 months of receiving a new card - up to $200 back!
- Earn an additional $100 reward by spending $1,000 in purchases on a new card within the first 6 months.
- Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases (then 1%), 2% at U.S. gas stations & select U.S. dept stores, 1% on other purchases. Terms and limitations apply.
- Get a low introductory APR of 0% for the first 15 months on purchases from your account opening - then a variable rate of 13.99% to 23.99%.
- Hassle-free cash back: no enrollment required, the same great reward categories year-round.
- Cash back is awarded as Reward Dollars that can be redeemed as a statement credit.
- Use Plan It® to split up purchases of at least $100 into monthly payments at a fixed fee.
- No Annual Fee.
- Terms and restrictions apply.
- See Rates & Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
N/A
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$0
American Express® Gold Card

American Express® Gold Card
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Excellent/Good Credit
Intro APR for Balance Transfer
N/A
Regular APR
15.99% - 22.99%
(Variable)
Annual fee
$250
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Excellent/Good Credit
Benefits & Key features
- Rose Gold has returned. Now you can choose between Gold or Rose Gold.
- Get 60,000 Membership Rewards® points by spending $4,000 on eligible purchases within the first 6 months of opening a new card.
- Receive 4X Membership Rewards® Points at Restaurants worldwide, delivery and takeout included, plus, receive 4X points for purchases on Uber Eats too.
- Receive 4X Membership Rewards® points on purchases at U.S. supermarkets (on up to $25,000 per calendar year, then 1X after that).
- $120 Uber Cash: Link your American Express® Gold Card to your Uber account and automatically get $10 monthly in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 yearly.
- $120 Dining Credit: Earn up to $120 yearly (a total of $10 monthly) in statement credits when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. Enrollment required.
- Receive up to 12 complimentary months of Uber Eats Pass when you subscribe with your Gold Card. You must enroll by 12/31/21. Learn More.
- Receive 3X Membership Rewards® points when you book flights directly with airlines or on amextravel.com.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
- See Rates & Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
15.99% - 22.99%
(Variable)
Annual Fee
$250
American Express Cash Magnet® Card

American Express Cash Magnet® Card
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on creditcards.com's secure website.
Intro APR for Balance Transfer
N/A
Regular APR
13.99% - 23.99%
(Variable)
Annual fee
$0
Learn more
on creditcards.com's secure website.
Benefits & Key features
- Receive a $150 bonus when you spend at least $1,000 in purchases within 3 months of opening a new card.
- Get 1.5% Cash Back on all purchases.
- Cash back is earned in the form of Reward Dollars that can be redeemed for statement credits.
- A Cash Back card with a 0% introductory APR for the first 15 months on purchases.
- After that, your APR will be a variable rate, currently 13.99% - 23.99% based on your creditworthiness and other factors.
- More and more businesses are accepting American Express® Cards.
- No annual fee.
- Terms and Restrictions apply.
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$0