Leading Credit Cards of 2019 From Our Partners
Our independent credit card ratings evaluate the pros and cons of the leading credit cards based on key criteria like rates, fees, features, eligibility, and rewards. We regularly update our ratings based on the latest updates from credit card issuers, enabling you to make the smartest financial decisions using the results of our research. Our goal is to make credit card comparisons as simple and transparent as possible, while remaining vigilant and critical in the way that we assess the leading credit card offers. Below you will find some of the leading credit cards provided by our partners:
First PREMIER® Bank Mastercard® Credit Card
- Checking Account Required
- We may approve those currently building their credit history
- All credit types welcome to apply!
- Looking for a second chance at a credit card? We may approve you when others will not.
- The First PREMIER Bank Mastercard is a good addition to your credit options.
- The activity on our manageable credit limit products is reported to all major Consumer Reporting Agencies on a monthly basis.
- Good credit not required
- Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Bad/Fair Credit Needed
Capital One® Platinum Credit Card
Intro APR for Balance Transfer
N/A
View Details
Regular
APR
26.96%
(Variable)
Annual
Fee
$0
View Details
Average/Fair/Limited Credit Needed
Benefits & KEY FEATURES
- Pay no annual fee
- Get access to a higher credit line after making your first 5 monthly payments on time
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help strengthen your credit for the future with responsible card use
Benefits & KEY FEATURES
Average/Fair/Limited
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
26.96% (Variable)
Annual Fee
$0
Capital One® QuicksilverOne® Cash Rewards Credit Card
Intro APR for Balance Transfer
N/A
View Details
Regular
APR
26.96%
(Variable)
Annual
Fee
$39
View Details
Average/Fair/Limited Credit Needed
Benefits & KEY FEATURES
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn cash rewards without signing up for rotating categories
- Get access to a higher credit line after making your first 5 monthly payments on time
- Monitor your credit profile with the CreditWise® app, free for everyone
- $0 fraud liability if your card is ever lost or stolen
- No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
- Help strengthen your credit for the future with responsible card use
- Get customized alerts and manage your account with the Capital One mobile app
Benefits & KEY FEATURES
Average/Fair/Limited
CREDIT NEEDED
Intro APR Purchase
N/A
Intro APR for Balance Transfer
N/A
Regular APR
26.96% (Variable)
Annual Fee
$39
Citi Simplicity® Card - No Late Fees Ever
Intro APR for Balance Transfer
0%*
for 21 months
View Details
Regular
APR
16.99% - 26.99%*
(Variable)
Annual
Fee
$0*
View Details
Excellent/Good Credit Needed
Benefits & KEY FEATURES
- The only card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
- 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.99% - 26.99%, based on your creditworthiness
- 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.99% - 26.99%, based on your creditworthiness
- If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- The same great rate for all balances, after the introductory period
- Save time when you call with fast, personal help, 24 hours a day – just say “representative”
- Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
Benefits & KEY FEATURES
Excellent/Good
CREDIT NEEDED
Intro APR Purchase
0%* for 12 months on Purchases*
Intro APR for Balance Transfer
0%* for 21 months on Balance Transfers*
Regular APR
16.99% - 26.99%* (Variable)
Annual Fee
$0*
BankAmericard® credit card
Intro APR for Balance Transfer
0%
Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
View Details
Regular
APR
15.24% - 25.24%
Variable APR on purchases and balance transfers
Annual
Fee
$0
View Details
Excellent/Good Credit Needed
Benefits & KEY FEATURES
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
Benefits & KEY FEATURES
Excellent/Good
CREDIT NEEDED
Intro APR Purchase
0% Introductory APR on purchases for 18 billing cycles
Intro APR for Balance Transfer
0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
Regular APR
15.24% - 25.24% Variable APR on purchases and balance transfers
Annual Fee
$0
