Leading Credit Cards of 2023 From Our Partners
Our independent credit card ratings evaluate the pros and cons of the leading credit cards based on key criteria like rates, fees, features, eligibility, and rewards. We regularly update our ratings based on the latest updates from credit card issuers, enabling you to make the smartest financial decisions using the results of our research. Our goal is to make credit card comparisons as simple and transparent as possible, while remaining vigilant and critical in the way that we assess the leading credit card offers. Below you will find some of the leading credit cards provided by our partners:
Secured Chime Credit Builder Visa® Credit Card
Secured Chime Credit Builder Visa® Credit Card
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Fair/Limited/Poor/Bad Credit
Intro APR for Balance Transfer
N/A
N/A
Regular APR
N/A
N/A
Annual fee
$0
Apply Now
Fair/Limited/Poor/Bad Credit
Benefits & Key features
- In order to be eligible for this secured credit card, you must first open a Chime® Checking account and receive a qualifying direct deposit of $200 or more.
- The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT).
- No credit check to apply, no annual fees, and no minimum security deposit1
- Chime is a financial technology company, not a bank. The secured Chime Credit Builder Visa® Card is issued by Stride Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.
- 1Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.
- To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.
Fair / Limited / Poor / Bad
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
N/A
Regular APR
N/A
N/A
Annual Fee
$0
Walmart MoneyCard®
Walmart MoneyCard®
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N/A
Intro APR for Balance Transfer
N/A
Regular APR
N/A
Annual fee
$0 with eligible direct deposit
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N/A
Benefits & Key features
- Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
- Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
- Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
- Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
*Please see site for full terms and conditions.
N/A
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
N/A
Annual Fee
$0 with eligible direct deposit
Petal® 1 "No Annual Fee" Visa® Credit Card
Petal® 1 "No Annual Fee" Visa® Credit Card
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Fair/Limited Credit
Intro APR for Balance Transfer
N/A
Regular APR
25.24% - 34.74%
Variable
Annual fee
$0
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Fair/Limited Credit
Benefits & Key features
- $0 Annual Fee
- Variable APRs range from 25.24% - 34.74%
- $300 - $5,000 credit limits
- Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
- No credit score? No problem. If eligible, we'll create your Cash Score instead.
- 2% - 10% cash back at select merchants
- See if you're pre-approved within minutes without impacting your credit score.
- No annual or foreign transaction fees.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank
Fair / Limited
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
25.24% - 34.74%
Variable
Annual Fee
$0
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
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Limited/Good/Excellent Credit
Intro APR for Balance Transfer
N/A
Regular APR
18.24% - 32.24%
Variable
Annual fee
$0
Apply Now
Limited/Good/Excellent Credit
Benefits & Key features
- No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
- Variable APRs range from 18.24% - 32.24%
- Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
- 1% cash back on eligible purchases right away
- 2% - 10% cash back at select merchants
- $300 - $10,000 credit limits
- No credit score? No problem. If eligible, we'll create your Cash Score instead.
- See if you're pre-approved within minutes without impacting your credit score.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal reports to all 3 major credit bureaus.
- No deposits required
- Card issued by WebBank
Limited / Good / Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
18.24% - 32.24%
Variable
Annual Fee
$0