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OpenSky® Secured Visa® Credit Card's Expert Rating- click here to view rating methodology.
Intro APR Purchase
0% APR for first 6 months on purchases
Apply Now Credit Needed No credit check

Intro APR Balance Transfer


Regular APR

17.39% (variable)

Annual Fee

  • No credit check
  • No application fees
  • Accepted everywhere you see a Visa® logo
  • Has an annual fee

Card Highlights

  • 0% introductory APR on all purchases for the first six months
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card

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