Capital One® Platinum Credit Card

Capital One® Platinum Credit Card

Intro APR Purchase


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Intro APR for Balance Transfer


Regular APR

26.96% (Variable)

Annual Fee



  • No annual fee
  • Limited credit accepted
  • Access to increased credit lines


  • High ongoing APR
  • No rewards program


    • Pay no annual fee
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is lost or stolen
    • Use online banking to access your account, even from your smartphone, with our mobile app
    • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
    • Get access to your account 24 hours a day, 7 days a week
    • Help strengthen your credit for the future with responsible card use