Capital One® Secured Mastercard®

Capital One® Secured Mastercard®

Intro APR Purchase


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Intro APR for Balance Transfer


Regular APR

26.99% (Variable)

Annual Fee



  • No annual fee
  • Free access to credit score
  • Reports to all 3 major credit bureaus


  • Security deposit required


    • No annual fee, and all the credit building benefits with responsible card use
    • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
    • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
    • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
    • Easily manage your account 24/7 with online access, by phone or using our mobile app
    • It's a credit card accepted at millions of locations worldwide