Capital One® Spark® Cash for Business

Capital One® Spark® Cash for Business

Intro APR Purchase

N/A

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Excellent/Good

Intro APR for Balance Transfer

N/A

Regular APR

18.74% (Variable)

Annual Fee

$0 intro for first year; $95 after that

PROS

  • Sign up bonus
  • Unlimited 2% cash back
  • Easy reward redemption
  • No foreign transaction fees

CONS

  • Annual fee after the first year

CARD HIGHLIGHTS

    • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
    • Earn up to $2,000. Earn a $500 cash bonus when you spend $5,000 in the first 3 months of opening your account
    • Plus, earn $1,500 when you spend $50,000 in the first 6 months. Limited Time Offer
    • Use Spark Cash across all your business spend, with no categories to limit your purchasing
    • $0 intro annual fee for the first year; $95 after that
    • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
    • Get employee cards at no additional cost, and earn rewards from their business spend