Capital One® Spark® Cash for Business

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4.7
Intro APR Purchase
N/A
Apply Now Credit Needed Excellent/Good

Intro APR Balance Transfer

N/A

Regular APR

19.24% (Variable)

Annual Fee

$0 intro for first year; $95 after that
Pros
  • Sign up bonus
  • Unlimited 2% cash back
  • Easy reward redemption
  • No foreign transaction fees
Cons
  • Annual fee after the first year

Card Highlights

  • Earn unlimited 2% cash back for your business on every purchase, everywhere
  • Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • $0 annual fee for the first year; $95 after that
  • $0 Fraud Liability if your card is lost or stolen
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount