Capital One® Spark® Cash for Business

Capital One® Spark® Cash for Business

Intro APR Purchase

N/A

Apply Now

Excellent/Good

Intro APR for Balance Transfer

N/A

Regular APR

19.24% (Variable)

Annual Fee

$0 intro for first year; $95 after that

PROS

  • Sign up bonus
  • Unlimited 2% cash back
  • Easy reward redemption
  • No foreign transaction fees

CONS

  • Annual fee after the first year

CARD HIGHLIGHTS

    • Earn unlimited 2% cash back for your business on every purchase, everywhere
    • Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
    • $0 annual fee for the first year; $95 after that
    • $0 Fraud Liability if your card is lost or stolen
    • Free employee cards, which also earn unlimited 2% cash back on all purchases
    • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount