Capital One® Spark® Cash for Business

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4.7
Intro APR Purchase
N/A
Apply Now Credit Needed Excellent/Good

Intro APR Balance Transfer

N/A

Regular APR

18.74% (Variable)

Annual Fee

$0 intro for first year; $95 after that
Pros
  • Sign up bonus
  • Unlimited 2% cash back
  • Easy reward redemption
  • No foreign transaction fees
Cons
  • Annual fee after the first year

Card Highlights

  • Limited Time Offer: Earn up to $2,000 in cash bonuses
  • Earn a $500 cash bonus when you spend $5,000 in the first 3 months and earn $1,500 when you spend $50,000 in the first 6 months of your account opening
  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • $0 annual fee for the first year; $95 after that
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • $0 Fraud Liability if your card is lost or stolen
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees