Capital One® Spark® Classic for Business

Intro APR Purchase
Apply Now Credit Needed Average/Fair/Limited

Intro APR Balance Transfer


Regular APR

24.49% (Variable)

Annual Fee

  • No annual fee
  • 1% cash back on every purchase
  • No foreign transaction fees
  • Fair credit accepted
  • High ongoing APR

Card Highlights

  • Earn unlimited 1% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • No annual fee
  • Build and strengthen credit for your business by using this credit card responsibly
  • $0 Fraud Liability if your card is lost or stolen
  • Free employee cards, which also earn unlimited 1% cash back on all purchases
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees