Capital One® Spark® Classic for Business

Intro APR Purchase
Apply Now Credit Needed Average/Fair/Limited

Intro APR Balance Transfer


Regular APR

25.24% (Variable)

Annual Fee

  • No annual fee
  • 1% cash back on every purchase
  • No foreign transaction fees
  • Fair credit accepted
  • High ongoing APR

Card Highlights

  • Enjoy no annual fee
  • Earn 1% cash back on every purchase
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service