Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business

Intro APR Purchase


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Intro APR for Balance Transfer


Regular APR

19.24% (Variable)

Annual Fee

$0 intro for first year; $95 after that


  • Sign up bonus
  • Unlimited 2X miles
  • Easy and flexible reward redemption
  • No foreign transaction fees


  • Annual fee after the first year


    • Earn 2 miles per $1 on every purchase, every day
    • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening
    • Miles won't expire for the life of the account, and there are no categories to limit where or what you buy
    • $0 intro annual fee for the first year; $95 after that
    • There's no limit to the amount of miles you can earn
    • Redeem miles for travel, cash back, gift cards and more
    • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions