Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business

Intro APR Purchase


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Intro APR for Balance Transfer


Regular APR

19.24% (Variable)

Annual Fee

$0 intro for first year; $95 after that


  • Sign up bonus
  • Unlimited 2X miles
  • Easy and flexible reward redemption
  • No foreign transaction fees


  • Annual fee after the first year


    • Earn 2 miles per $1 on every purchase, everywhere
    • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
    • Fly on any airline, anytime, with no blackout dates or seat restrictions
    • $0 intro annual fee for the first year; $95 after that
    • $0 fraud liability if your card is lost or stolen
    • Free employee cards which also earn unlimited 2x miles from their purchases
    • No foreign transaction fees
    • Miles won't expire for the life of the account and there's no limit to how many you can earn