Journey® Student Rewards from Capital One®

Journey® Student Rewards from Capital One®

Intro APR Purchase


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Intro APR for Balance Transfer


Regular APR

26.96% (Variable)

Annual Fee



  • No annual fee
  • Competitive rewards program
  • Access to higher credit lines


  • No Intro APR promotion


    • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
    • Enjoy no annual fee and no foreign transaction fees
    • Get a head start and build your credit with responsible use
    • Get Eno®, your Capital One® assistant, to manage your account via text, receive alerts, and shop safer online
    • Pick the monthly due date that works best for you
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • $0 fraud liability if your card is ever lost or stolen
    • Monitor your credit profile with the CreditWise® app, free for everyone