Advertiser Disclosure

Cash Back Credit Cards

While some credit cards have rewards that can be complicated to understand, the idea behind cash back credit cards is simple: cardholders receive percentage cash back from each transaction that they make. With many credit cards, you’ll receive a larger percentage cash back when you make a purchase in certain categories, such as at the gas pump, the grocery store, or on travel purchases. By choosing the cash back offer most suited to your spending needs, you will be able to save a sizable amount of money each month. The following are the most popular cash back credit cards offered by our partners:

Blue Cash Preferred® Card from American Express
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Why We Like It
A generous introductory 0% APR on purchases and balance transfers for 12 months, as well as impressive rewards make this card a rarity
Rewards Rate
  • 6% - Earn 6% cash back at U.S. supermarkets
  • 6% - Earn 6% on select streaming subscriptions
  • 3% - Earn 3% at gas stations and department stores
  • 3% - Earn 3% on transit including parking, trains, tolls, rideshares, taxis and more
  • 1% - Earn 1% on all other purchases
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Benefits & Key features

  • Get $250 back after you spend at least $1,000 on purchases on your new card within your first 3 months. 
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Additionally, earn 6% Cash Back on select U.S. streaming subscriptions and 3% Cash Back on transit (parking, trains, buses, taxis/rideshare, tolls, and more).
  • Cash back can be redeemed as a statement credit, a gift card, or merchandise purchase.
  • A credit card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 12 months.
  • After that, your APR will be a variable rate, currently 13.99%-24.99% based on your creditworthiness and other factors.
  • $95 annual fee
  • Terms and restrictions apply.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
12 months
Intro APR
(Balance Transfer)
0%
12 months
Regular APR
13.99% - 24.99%
(Variable)
Annual Fee
$95
Blue Cash Everyday® Card from American Express
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Why We Like It
With a 15 month introductory period of 0% APR on balance transfers and purchases as well as attractive cash back rewards, this card is a must-have
Rewards Rate
  • 3% - Earn 3% cash back at U.S. supermarkets
  • 2% - Earn 2% at gas stations and department stores
  • 1% - Earn 1% on all other purchases
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Benefits & Key features

  • Get $150 back after you spend $1,000 on purchases on your new Card in your first 3 months. 
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is awarded as Reward Dollars that can be redeemed as a statement credit, gift cards, or merechandise.
  • A Credit Card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 15 months.
  • After that, your APR will be a variable rate, currently 12.99%-21.99% based on your creditworthiness and other factors.
  • No Annual Fee.
  • Terms and restrictions apply.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 24.99%
(Variable)
Annual Fee
$0
American Express Cash Magnet® Card
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Why We Like It
1.5% cash back on all purchases and a generous 15 month period of 0% APR on purchases and balance transfers
Rewards Rate
  • 1.5% - Get a flat 1.5% cash back on all purchases
Unavailable
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Benefits & Key features

  • Receive a $150 bonus when you spend at least $1,000 in purchases with 3 months of opening a new card.
  • Get 1.5% Cash Back on all purchases.
  • Cash back can be redeemed for statement credits, gift cards, or merchandise. 
  • A Cash Back card with a 0% introductory APR for the first 15 months on purchases and balance transfers.
  • After that, your APR will be a variable rate, currently 13.99% - 24.99% based on your creditworthiness and other factors.
  • More and more businesses are accepting American Express® Cards.
  • No annual fee.
  • Terms and Restrictions apply. 

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 24.99%
(Variable)
Annual Fee
$0
Luxury Card™ Mastercard® Black Card™
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Excellent/Good Credit
Why We Like It
Receive exclusive luxury benefits like room upgrades, complimentary food and beverages, food delivery discounts, and more.
Rewards Rate
  • 2% - Redemption value for Airfare Redemptions
  • 1.5% - Redemption value for Cash Back Redemptions
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Patented black PVD metal card—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 1.5% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Up to $100 annual airline credit and $100 Global Entry and TSA Pre-Check application fee credit.
  • Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $495 ($195 for each Authorized User).
  • Earn one point for every one dollar spent.
  • Terms and conditions apply.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Regular APR
14.99%
Annual Fee
$495 ($195 for each Authorized User added to the account)