Cash Back Credit Cards
While some credit cards have rewards that can be complicated to understand, the idea behind cash back credit cards is simple: cardholders receive percentage cash back from each transaction that they make. With many credit cards, you’ll receive a larger percentage cash back when you make a purchase in certain categories, such as at the gas pump, the grocery store, or on travel purchases. By choosing the cash back offer most suited to your spending needs, you will be able to save a sizable amount of money each month. The following are the most popular cash back credit cards offered by our partners:
Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer
Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer
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Creditcards.org's Expert Rating- click here to view rating methodology.
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5 |
Apply Now
Excellent/Good Credit
Why We Like It
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Rewards Rate
- 3% - Earn 3% cash back on gas or your choice of one of five other popular categories (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
- 2% - Earn 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
- 1% - Earn unlimited 1% cash back on all other purchases
Apply Now
Excellent/Good Credit
Benefits & Key features
- No annual fee
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back on gas or your choice of one of five other popular categories, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.99% - 25.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
Introductory APR on purchases for 15 billing cycles
Intro APR
(Balance Transfer)
(Balance Transfer)
0%%
Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
15.99% - 25.99%
Variable APR on purchases and balance transfers
Annual Fee
$0
Capital One® Savor® Cash Rewards Credit Card
Capital One® Savor® Cash Rewards Credit Card
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Creditcards.org's Expert Rating- click here to view rating methodology.
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5 |
Apply Now
Excellent/Good Credit
Why We Like It
$300 after spending $3000 on purchases in the first 3 months
Rewards Rate
- 4% - Earn unlimited 4% cash back on dining and entertainment
- 2% - Earn 2% at grocery stores
- 1% - Earn 1% on all other purchases
- 8% - Earn 8% cash back on tickets at Vivid Seats through May 2020
Apply Now
Excellent/Good Credit
Benefits & Key features
- Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
- Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
- Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- No foreign transaction fees
- Capital One cardholders get access to premium experiences in dining, entertainment and more
- $0 intro annual fee for the first year, $95 after that
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
16.74% - 25.74%
(Variable)
Annual Fee
$0 intro for first year; $95 after that
Citi® Double Cash Card – 18 month BT offer
Citi® Double Cash Card – 18 month BT offer
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Creditcards.org's Expert Rating- click here to view rating methodology.
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4.5 |
Apply Now
Excellent/Good Credit
Why We Like It
No categories to track, no caps on cash back, no annual fee*
Rewards Rate
- 2% - Earn cash back TWICE. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
Apply Now
Excellent/Good Credit
Benefits & Key features
- Earn cash back TWICE. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.99% - 25.99% based on your creditworthiness.
- Click “Apply Now” to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
- Balance Transfers do not earn cash back.
- The standard variable APR for Citi Flex Plan is 15.99% - 25.99% based on your creditworthiness.*
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
for 18 months*
Regular APR
15.99% - 25.99%
(Variable)
Annual Fee
$0
Capital One® Quicksilver® Cash Rewards Credit Card
Capital One® Quicksilver® Cash Rewards Credit Card
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Creditcards.org's Expert Rating- click here to view rating methodology.
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4.75 |
Apply Now
Excellent/Good Credit
Why We Like It
$150 cash bonus after spending $500 in the first 3 months
Rewards Rate
- 1.5% - Earn unlimited 1.5% cash back on every purchase, every day
Apply Now
Excellent/Good Credit
Benefits & Key features
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
- 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- Pay no annual fee or foreign transaction fees
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
for 15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
for 15 months
Regular APR
16.24% - 26.24%
(Variable)
Annual Fee
$0
HSBC Cash Rewards Mastercard® credit card
HSBC Cash Rewards Mastercard® credit card
Apply Now
Excellent/Good Credit
Why We Like It
Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
Rewards Rate
- 10% - 10% anniversary bonus on all cash rewards earned once a year
- 1.5% - Earn unlimited 1.5% cash rewards on all purchases
Apply Now
Excellent/Good Credit
Benefits & Key features
- Earn unlimited 1.5% cash back on all purchases.
- Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
- 10% Anniversary Bonus on all Cash Rewards earned once a year.
- No Annual Fee.
- 0% Intro APR for 12 months on purchases and balance transfers, then a 14.99% - 24.99% variable APR.
- No Foreign Transaction Fees.
- $0 liability for unauthorized purchases.
- Terms Apply.
- See Rates & Fees
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
Introductory APR on credit card purchases for the first 12 months from account opening
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
Introductory APR on balance transfers for the first 12 months from account opening
Regular APR
14.99% - 24.99%
Variable APR will apply after the Introductory Period
Annual Fee
$0
Monevo - Personal Loans from $1,000 - $100,000
Benefits & Key features
- Unsecured personal loans up to $100,000
- Rates starting as low as 3.99% APR
- Good, Bad and No Credit Welcome
- Get Cash in as little as 24 hours
- Loans for any purpose and no collateral required
- No impact on your credit score to check your rates!