Advertiser Disclosure

Cash Back Credit Cards

While some credit cards have rewards that can be complicated to understand, the idea behind cash back credit cards is simple: cardholders receive percentage cash back from each transaction that they make. With many credit cards, you’ll receive a larger percentage cash back when you make a purchase in certain categories, such as at the gas pump, the grocery store, or on travel purchases. By choosing the cash back offer most suited to your spending needs, you will be able to save a sizable amount of money each month. The following are the most popular cash back credit cards offered by our partners:

Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

Creditcards.org's Expert Rating- click here to view rating methodology.
5
Apply Now
Excellent/Good Credit
Why We Like It
$300 after spending $3000 on purchases in the first 3 months
Rewards Rate
  • 4% - Earn unlimited 4% cash back on dining and entertainment
  • 2% - Earn 2% at grocery stores
  • 1% - Earn 1% on all other purchases
  • 8% - Earn 8% cash back on tickets at Vivid Seats through May 2020
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
16.74% - 25.74%
(Variable)
Annual Fee
$0 intro for first year; $95 after that

Citi® Double Cash Card – 18 month BT offer

Citi<sup>&reg;</sup> Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

Creditcards.org's Expert Rating- click here to view rating methodology.
4.5
Apply Now
Excellent/Good Credit
Why We Like It
No categories to track, no caps on cash back, no annual fee*
Rewards Rate
  • 2% - Earn cash back TWICE. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn cash back TWICE. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.99% - 25.99% based on your creditworthiness.
  • Click “Apply Now” to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • Balance Transfers do not earn cash back.
  • The standard variable APR for Citi Flex Plan is 15.99% - 25.99% based on your creditworthiness.*

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
0%
for 18 months*
Regular APR
15.99% - 25.99%
(Variable)
Annual Fee
$0

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Creditcards.org's Expert Rating- click here to view rating methodology.
4.75
Apply Now
Excellent/Good Credit
Why We Like It
$150 cash bonus after spending $500 in the first 3 months
Rewards Rate
  • 1.5% - Earn unlimited 1.5% cash back on every purchase, every day
Apply Now
Excellent/Good Credit

Benefits & Key features

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%
for 15 months
Intro APR
(Balance Transfer)
0%
for 15 months
Regular APR
16.24% - 26.24%
(Variable)
Annual Fee
$0

HSBC Cash Rewards Mastercard® credit card

HSBC Cash Rewards Mastercard® credit card

HSBC Cash Rewards Mastercard® credit card

Apply Now
Excellent/Good Credit
Why We Like It
Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
Rewards Rate
  • 10% - 10% anniversary bonus on all cash rewards earned once a year
  • 1.5% - Earn unlimited 1.5% cash rewards on all purchases
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn unlimited 1.5% cash back on all purchases.
  • Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 14.99% - 24.99% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%
Introductory APR on credit card purchases for the first 12 months from account opening
Intro APR
(Balance Transfer)
0%
Introductory APR on balance transfers for the first 12 months from account opening
Regular APR
14.99% - 24.99%
Variable APR will apply after the Introductory Period
Annual Fee
$0