Cash Back Credit Cards
While some credit cards have rewards that can be complicated to understand, the idea behind cash back credit cards is simple: cardholders receive percentage cash back from each transaction that they make. With many credit cards, you’ll receive a larger percentage cash back when you make a purchase in certain categories, such as at the gas pump, the grocery store, or on travel purchases. By choosing the cash back offer most suited to your spending needs, you will be able to save a sizable amount of money each month. The following are the most popular cash back credit cards offered by our partners:
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
Learn More
on creditcards.com's secure website.
Why We Like It
A generous introductory 0% APR on purchases and balance transfers for 12 months, as well as impressive rewards make this card a rarity
Rewards Rate
- 6% - Earn 6% cash back at U.S. supermarkets
- 6% - Earn 6% on select streaming subscriptions
- 3% - Earn 3% at gas stations
- 3% - Earn 3% on transit including parking, trains, tolls, rideshares, taxis and more
- 1% - Earn 1% on all other purchases
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Get $250 back after you spend at least $1,000 on purchases on your new card within your first 3 months.
- Hassle-free cash back: no enrollment required, the same great reward categories year-round.
- Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations, and 1% on other purchases. Terms and limitations apply.
- Additionally, earn 6% Cash Back on select U.S. streaming subscriptions and 3% Cash Back on transit (parking, trains, buses, taxis/rideshare, tolls, and more).
- Cash back can be redeemed as a statement credit, a gift card, or merchandise purchase.
- A credit card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 12 months.
- After that, your APR will be a variable rate, currently 13.99%-23.99% based on your creditworthiness and other factors.
- $95 annual fee
- Terms and restrictions apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
12 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
12 months
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$95
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
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on creditcards.com's secure website.
Why We Like It
With a 15 month introductory period of 0% APR on balance transfers and purchases as well as attractive cash back rewards, this card is a must-have
Rewards Rate
- 3% - Earn 3% cash back at U.S. supermarkets
- 2% - Earn 2% at gas stations and department stores
- 1% - Earn 1% on all other purchases
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Get $150 back after you spend $1,000 on purchases on your new Card in your first 3 months.
- Hassle-free cash back: no enrollment required, the same great reward categories year-round.
- Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
- Cash back is awarded as Reward Dollars that can be redeemed as a statement credit.
- A Credit Card that gives you cash back with a 0% Intro APR Offer on purchases and balance transfers for 15 months.
- After that, your APR will be a variable rate, currently 13.99%-23.99% based on your creditworthiness and other factors.
- No Annual Fee.
- Terms and restrictions apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$0
American Express Cash Magnet® Card
American Express Cash Magnet® Card
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on creditcards.com's secure website.
Why We Like It
1.5% cash back on all purchases and a generous 15 month period of 0% APR on purchases and balance transfers
Rewards Rate
- 1.5% - Get a flat 1.5% cash back on all purchases
Learn More
on creditcards.com's secure website.
Benefits & Key features
- Receive a $150 bonus when you spend at least $1,000 in purchases with 3 months of opening a new card.
- Get 1.5% Cash Back on all purchases.
- Cash back is earned in the form of Reward Dollars that can be redeemed for statement credits.
- A Cash Back card with a 0% introductory APR for the first 15 months on purchases and balance transfers.
- After that, your APR will be a variable rate, currently 13.99% - 23.99% based on your creditworthiness and other factors.
- More and more businesses are accepting American Express® Cards.
- No annual fee.
- Terms and Restrictions apply.
Excellent/Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
0%
15 months
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$0
ABOC Platinum Rewards Credit Card
ABOC Platinum Rewards Credit Card
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Excellent Credit
Why We Like It
Earn 5x rewards on rotating categories each quarter, as well as a $150 sign up bonus by spending $1,200 in the first 90 days.
Rewards Rate
- 5x - rewards on popular categories such as dining, groceries, travel, and automotive
- 1x - rewards on all other purchases
Apply Now
Excellent Credit
Benefits & Key features
- 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90% (V), based on your credit worthiness"
- Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
- Earn Points on Every Purchase! It’s simple: $1 = 1 Point
- No Annual Fee or Foreign Transaction Fee
- Select Your Rewards Your Way
- No Foreign Transaction Fee
Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
on Purchases for 12 months
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
12.90% - 22.90%
Variable APR on purchases
Annual Fee
$0
Luxury Card™ Mastercard® Black Card™
Luxury Card™ Mastercard® Black Card™
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Excellent Credit
Why We Like It
Receive exclusive luxury benefits like room upgrades, complimentary food and beverages, food delivery discounts, and more.
Rewards Rate
- 2% - Redemption value for Airfare Redemptions
- 1.5% - Redemption value for Cash Back Redemptions
Apply Now
Excellent Credit
Benefits & Key features
- Patented black-PVD-coated metal card—weighing 22 grams.
- 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
- 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Reach out to manage tasks big and small.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., amenities, room upgrades and complimentary food and beverages) at over 3,000 properties.
- Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
- Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit.
- Cell phone protection for eligible claims of up to $1,000 each year. Plus Lyft credits, ShopRunner membership, Fandango perks and more.
- Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.
Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Regular APR
14.99%
Annual Fee
$495 ($195 for each Authorized User added to the account)
Loans Under 36%
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes