Advertiser Disclosure

Cash Back Credit Cards

While some credit cards have rewards that can be complicated to understand, the idea behind cash back credit cards is simple: cardholders receive percentage cash back from each transaction that they make. With many credit cards, you’ll receive a larger percentage cash back when you make a purchase in certain categories, such as at the gas pump, the grocery store, or on travel purchases. By choosing the cash back offer most suited to your spending needs, you will be able to save a sizable amount of money each month. The following are the most popular cash back credit cards offered by our partners:

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Creditcards.org's Expert Rating- click here to view rating methodology.
4.75
Apply Now
Excellent/Good Credit
Why We Like It
$150 cash bonus after spending $500 in the first 3 months
Rewards Rate
  • 1.5% - Earn unlimited 1.5% cash back on every purchase, every day
Apply Now
Excellent/Good Credit

Benefits & Key features

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49%-25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
for 15 months
Intro APR
(Balance Transfer)
0%
for 15 months
Regular APR
15.49% - 25.49%
(Variable)
Annual Fee
$0

Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer

Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer

Bank of America® Cash Rewards credit card - $200 Cash Rewards Bonus Offer

Creditcards.org's Expert Rating- click here to view rating methodology.
5
Apply Now
Excellent/Good Credit
Why We Like It
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Rewards Rate
  • 3% - Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
  • 2% - Earn 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
  • 1% - Earn unlimited 1% cash back on all other purchases
Apply Now
Excellent/Good Credit

Benefits & Key features

  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
Introductory APR on purchases for 15 billing cycles
Intro APR
(Balance Transfer)
0%
Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
15.49% - 25.49%
Variable APR on purchases and balance transfers
Annual Fee
$0

Capital One® SavorOne® Cash Rewards Credit Card

Capital One® SavorOne® Cash Rewards Credit Card

Capital One® SavorOne® Cash Rewards Credit Card

Apply Now
Excellent/Good Credit
Why We Like It
$150 cash rewards after spending $500 in the first 3 months
Rewards Rate
  • 3% - Earn unlimited 3% cash back on dining and entertainment
  • 2% - Earn 2% at grocery stores
  • 1% - Earn 1% on all other purchases
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
for 15 months
Intro APR
(Balance Transfer)
0%
for 15 months
Regular APR
15.49% - 25.49%
(Variable)
Annual Fee
$0

Petal® Visa® Credit Card

Petal® Visa® Credit Card

Petal® Visa® Credit Card

Why We Like It
Receive up to 10% cash back from specific merchants, including Gap, Lowe's, Old Navy, and others.
Rewards Rate
  • 1% cash back on all purchases right away -
  • 1.25% cash back on all purchases after making 6 on time payments -
  • 1.5% cash back on all purchases after making 12 on time payments -

Benefits & Key features

  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
  • Up to 1.5% cash back after making 12 on-time monthly payments
  • Variable APRs 14.49% - 25.49%
  • 1% cash back on eligible purchases right away
  • Up to 10% cash back from select merchants
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • $500 - $10,000 credit limits
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

N/A

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
14.49 - 25.49%
Variable
Annual Fee
$0