Advertiser Disclosure

Cash Back Credit Cards

While some credit cards have rewards that can be complicated to understand, the idea behind cash back credit cards is simple: cardholders receive percentage cash back from each transaction that they make. With many credit cards, you’ll receive a larger percentage cash back when you make a purchase in certain categories, such as at the gas pump, the grocery store, or on travel purchases. By choosing the cash back offer most suited to your spending needs, you will be able to save a sizable amount of money each month. The following are the most popular cash back credit cards offered by our partners:

Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

Creditcards.org's Expert Rating- click here to view rating methodology.
5
Apply Now
Excellent/Good Credit
Why We Like It
$300 after spending $3000 on purchases in the first 3 months
Rewards Rate
  • 4% - Earn unlimited 4% cash back on dining and entertainment
  • 2% - Earn 2% at grocery stores
  • 1% - Earn 1% on all other purchases
  • 8% - Earn 8% cash back on tickets at Vivid Seats through May 2020
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
16.24% - 25.24%
(Variable)
Annual Fee
$0 intro for first year; $95 after that

Citi® Double Cash Card – 18 month BT offer

Citi<sup>&reg;</sup> Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

Creditcards.org's Expert Rating- click here to view rating methodology.
4.5
Apply Now
Excellent/Good Credit
Why We Like It
No categories to track, no caps on cash back, no annual fee
Rewards Rate
  • 2% - Earn cash back TWICE. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% – 25.49%, based on your creditworthiness.
  • Click "Apply Now" to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • Balance Transfers do not earn cash back.
  • The standard variable APR for Citi Flex Plan is 15.49% – 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
0%
for 18 months
Regular APR
15.49% - 25.49%
(Variable)
Annual Fee
$0

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Creditcards.org's Expert Rating- click here to view rating methodology.
4.75
Apply Now
Excellent/Good Credit
Why We Like It
$150 cash bonus after spending $500 in the first 3 months
Rewards Rate
  • 1.5% - Earn unlimited 1.5% cash back on every purchase, every day
Apply Now
Excellent/Good Credit

Benefits & Key features

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.74%-25.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.74%-25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
for 15 months
Intro APR
(Balance Transfer)
0%
for 15 months
Regular APR
15.74% - 25.74%
(Variable)
Annual Fee
$0

Capital One® SavorOne® Cash Rewards Credit Card

Capital One® SavorOne® Cash Rewards Credit Card

Capital One® SavorOne® Cash Rewards Credit Card

Apply Now
Excellent/Good Credit
Why We Like It
$150 cash rewards after spending $500 in the first 3 months
Rewards Rate
  • 3% - Earn unlimited 3% cash back on dining and entertainment
  • 2% - Earn 2% at grocery stores
  • 1% - Earn 1% on all other purchases
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.74% - 25.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.74% - 25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee

Excellent/Good

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
0%
for 15 months
Intro APR
(Balance Transfer)
0%
for 15 months
Regular APR
15.74% - 25.74%
(Variable)
Annual Fee
$0