Cash Back Credit Cards
While some credit cards have rewards that can be complicated to understand, the idea behind cash back credit cards is simple: cardholders receive percentage cash back from each transaction that they make. With many credit cards, you’ll receive a larger percentage cash back when you make a purchase in certain categories, such as at the gas pump, the grocery store, or on travel purchases. By choosing the cash back offer most suited to your spending needs, you will be able to save a sizable amount of money each month. The following are the most popular cash back credit cards offered by our partners:
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
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Excellent/Good Credit
Why We Like It
A generous introductory $0 annual fee for the first year, as well as impressive rewards make this card a rarity
Rewards Rate
- 6% - Earn 6% cash back at U.S. supermarkets (up to $6,000/year, then 1%)
- 6% - Earn 6% on select U.S. streaming subscriptions
- 3% - Earn 3% at U.S. gas stations
- 3% - Earn 3% on transit including parking, trains, tolls, rideshares, taxis and more
- 1% - Earn 1% on all other purchases
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Excellent/Good Credit
Benefits & Key features
- Get 20% back on Amazon.com purchases on the Card in the first 6 months of Card Membership, up to $200 back.
- Plus, get $150 back after you spend $3,000 in Card purchases in the first 6 months of Card Membership. You will receive cash back in the form of statement credits.
- $0 intro annual fee for the first year, then $95.
- Earn 6% Cash Back at U.S. supermarkets on up to $6,000 in purchases per year (then 1%).
- Earn 6% Cash Back on select U.S. streaming subscriptions.
- Earn 3% Cash Back at U.S. gas stations and on transport, including taxis/rideshare, trains, tolls, parking, buses and more.
- Earn 1% Cash Back on other purchases.
- Low intro APR: 0% on purchases for 12 months from the date of account opening, then a variable rate, 13.99% to 23.99%
- Plan It® gives the option to split up purchases of $100 or more into monthly payments with a fixed fee.
- Cash Back is received in the form of Reward Dollars, which can be redeemed as a statement credit.
- Terms Apply.
- See Rates & Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
12 months
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$95, waived first year
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
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Excellent/Good Credit
Why We Like It
Low intro APR: 0% on purchases for 15 months from the date of account opening, then a variable rate, 13.99% to 23.99%.
Rewards Rate
- 3% - Earn 3% cash back at U.S. supermarkets (up to $6,000/year, then 1%)
- 2% - Earn 2% at U.S. gas stations and select U.S. department stores
- 1% - Earn 1% on all other purchases
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Excellent/Good Credit
Benefits & Key features
- Get 20% back on Amazon.com purchases on the Card within the first 6 months of membership - up to $150 back.
- Plus, get $100 back after you spend $2,000 in Card purchases in the first 6 months of card membership. You will receive cash back in the form of statement credits.
- Earn 3% Cash Back at U.S. supermarkets (on up to $6,000 in purchases per year, then 1%).
- Earn 2% Cash Back at U.S. gas stations and at select U.S. department stores.
- Earn 1% Cash Back on other purchases.
- Low intro APR: 0% on purchases for 15 months from the date of account opening, then a variable rate, 13.99% to 23.99%.
- Plan It® gives the option to split up purchases of $100 or more into monthly payments with a fixed fee.
- Cash back is received in the form of Reward Dollars that can be redeemed easily for statement credits.
- No annual fee.
- Terms Apply.
- See Rates & Fees
Excellent / Good
Credit Needed
Intro APR
(Purchases)
(Purchases)
0%
15 months
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
N/A
Regular APR
13.99% - 23.99%
(Variable)
Annual Fee
$0
American Express Cash Magnet® Card
American Express Cash Magnet® Card
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on creditcards.com's secure website.
Why We Like It
1.5% cash back on all purchases and a generous 15 month period of 0% APR on purchases
Rewards Rate
- 1.5% - Get a flat 1.5% cash back on all purchases
Learn more
on creditcards.com's secure website.
Benefits & Key features
- Receive a $150 bonus when you spend at least $1,000 in purchases within 3 months of opening a new card.
- Get 1.5% Cash Back on all purchases.
- Cash back is earned in the form of Reward Dollars that can be redeemed for statement credits.
- A Cash Back card with a 0% introductory APR for the first 15 months on purchases.
- After that, your APR will be a variable rate, currently 13.99% - 23.99% based on your creditworthiness and other factors.
- More and more businesses are accepting American Express® Cards.
- No annual fee.
- Terms and Restrictions apply.
-
See Rates & Fees
No Credit Check
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
N/A
Regular APR
N/A
Annual Fee
$0
Upgrade Visa® Card with Cash Rewards
Intro APR for Balance Transfer
N/A
Regular APR
8.99% - 29.99%
Annual fee
$0
Apply Now
Fair/Good/Excellent Credit
Benefits & Key features
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
Fair/Good/Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
N/A
Regular APR
8.99% - 29.99%
Annual Fee
$0
Luxury Card™ Mastercard® Black Card™
Luxury Card™ Mastercard® Black Card™
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Excellent Credit
Why We Like It
Receive exclusive luxury benefits like room upgrades, complimentary food and beverages, food delivery discounts, and more.
Rewards Rate
- 2% - Redemption value for Airfare Redemptions
- 1.5% - Redemption value for Cash Back Redemptions
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Excellent Credit
Benefits & Key features
- Patented black-PVD-coated metal card—weighing 22 grams.
- 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
- 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
- Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
- Enrollment in Priority PassTM Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
- Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.
Excellent
Credit Needed
Intro APR
(Purchases)
(Purchases)
N/A
Intro APR
(Balance Transfer)
(Balance Transfer)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Regular APR
14.99%
Annual Fee
$495 ($195 for each Authorized User added to the account)
Loans Under 36%
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes
Benefits & Key features
- Loans up to $35,000
- Suitable for those with all credit ranges
- APR varies from 4.99% up based on customer information
- Great for consolidating debt
- No obligation fee
- Decision within minutes