Advertiser Disclosure

Cash Back Credit Cards

While some credit cards have rewards that can be complicated to understand, the idea behind cash back credit cards is simple: cardholders receive percentage cash back from each transaction that they make. With many credit cards, you’ll receive a larger percentage cash back when you make a purchase in certain categories, such as at the gas pump, the grocery store, or on travel purchases. By choosing the cash back offer most suited to your spending needs, you will be able to save a sizable amount of money each month. The following are the most popular cash back credit cards offered by our partners:

Luxury Card™ Mastercard® Black Card™

Luxury Card™ Mastercard® Black Card™

Luxury Card™ Mastercard® Black Card™

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Excellent/Good Credit
Why We Like It
Rewards Rate
  • 2% - Redemption value for Airfare Redemptions
  • 1.5% - Redemption value for Cash Back Redemptions
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Excellent/Good Credit

Benefits & Key features

  • Patented black PVD metal card—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 1.5% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Up to $100 annual airline credit and $100 Global Entry and TSA Pre-Check application fee credit.
  • Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $495 ($195 for each Authorized User).


Credit Needed
Intro APR
Intro APR
(Balance Transfer)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Regular APR
Annual Fee
$495 ($195 for each Authorized User added to the account)