Advertiser Disclosure

Cash Back Credit Cards

While some credit cards have rewards that can be complicated to understand, the idea behind cash back credit cards is simple: cardholders receive percentage cash back from each transaction that they make. With many credit cards, you’ll receive a larger percentage cash back when you make a purchase in certain categories, such as at the gas pump, the grocery store, or on travel purchases. By choosing the cash back offer most suited to your spending needs, you will be able to save a sizable amount of money each month. The following are the most popular cash back credit cards offered by our partners:

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa<sup>&reg;</sup> Card by Citi

Costco Anywhere Visa® Card by Citi

Creditcards.org's Expert Rating- click here to view rating methodology.
5
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Excellent Credit
Why We Like It
Exclusively for Costco Members: Go big with Cash Back Rewards
Rewards Rate
  • 4% - Cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% - Cash back on restaurants and eligible travel purchases
  • 2% - Cash back on all other purchases from Costco and Costco.com
  • 1% - Cash back on all other purchases
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Excellent Credit

Benefits & Key features

  • Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
  • The standard variable APR for Citi Flex Plan is 16.74%. Citi Flex Plan offers are made available at Citi's discretion.

Excellent

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
16.74%
(Variable)
Annual Fee
$0

Petal Cash Back Visa® Card

Petal Cash Back Visa® Card

Petal Cash Back Visa® Card

Why We Like It
Rewards Rate
  • Up to 1.5% cash back after making 12 on - time payments

Benefits & Key features

  • Up to 1.5% cash back after making 12 on-time monthly payments
  • 1% cash back on purchases right away
  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology can help applicants without credit history get approved
  • $500 - $10,000 credit limits
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

N/A

Credit Needed
300
438
575
712
850+
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
14.74% - 25.74%
Variable
Annual Fee
$0